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Non-O marriage extension without 400000 THB

Featured Replies

Hi everyone,

I have a question regarding extending a Non-O visa based on marriage.

I haven’t been in Thailand for 3 months and I’m planning to return soon on a visa exemption stamp. After that, I intend to go to Vientiane (Laos) to apply for a Non-O visa based on marriage to a Thai national. I’ve been visiting Thailand this way for about 9 years — first on tourist visas, then on Non-O (both multiple and single entry). Once a year, I usually return to my home country during the New Year holidays.

In the past, I always extended my Non-O stay for 90 days, so each entry gave me around 5 months in total.

I cannot show the required 400 000 THB in a bank account. I understand that alternatively, I can show a monthly income of at least 40 000 THB. However, my embassy stopped issuing income certification letters a few years ago.

I do have a Thai bank account. My question is: can I use a bank statement from my Thai bank account to support a 1-year extension based on marriage?

One more detail — the funds in my account are not transferred from abroad, but come from Bitkub (a Thai cryptocurrency exchange). I’m not sure if this matters for immigration.

Has anyone had a similar experience or knows if this would be acceptable?

Thanks in advance!

4 minutes ago, Ameganix said:

I cannot show the required 400 000 THB in a bank account. I understand that alternatively, I can show a monthly income of at least 40 000 THB. However, my embassy stopped issuing income certification letters a few years ago.

Don't understand your OP.

You cannot provide embassy letter so the application for Non O and extension is done using money in bank.

Why aren't you obtaining a Non O eVisa in UK and enter on that. Funds can be in non Thai bank.

For extension the funds must be in Thai bank. However you state that you cannot have 400k in a Thai bank

How many months per year do you plan to live in Thailand

8 hours ago, Ameganix said:

Hi everyone,

I have a question regarding extending a Non-O visa based on marriage.

I haven’t been in Thailand for 3 months and I’m planning to return soon on a visa exemption stamp. After that, I intend to go to Vientiane (Laos) to apply for a Non-O visa based on marriage to a Thai national. I’ve been visiting Thailand this way for about 9 years — first on tourist visas, then on Non-O (both multiple and single entry). Once a year, I usually return to my home country during the New Year holidays.

In the past, I always extended my Non-O stay for 90 days, so each entry gave me around 5 months in total.

I cannot show the required 400 000 THB in a bank account. I understand that alternatively, I can show a monthly income of at least 40 000 THB. However, my embassy stopped issuing income certification letters a few years ago.

I do have a Thai bank account. My question is: can I use a bank statement from my Thai bank account to support a 1-year extension based on marriage?

One more detail — the funds in my account are not transferred from abroad, but come from Bitkub (a Thai cryptocurrency exchange). I’m not sure if this matters for immigration.

Has anyone had a similar experience or knows if this would be acceptable?

Thanks in advance!

You do not have ฿ 400,000 in a Thai bank account and do not have ฿ 65,000 per month being transfered in for a 1 year period so no you will not be able to extend your Non O visa.

the criteria are clear, if you don't meet the criteria then, you'll have to find somewhere else to live until you do.

On 3/31/2026 at 12:41 AM, mlkik said:

You do not have ฿ 400,000 in a Thai bank account and do not have ฿ 65,000 per month being transfered in for a 1 year period so no you will not be able to extend your Non O visa.

I don't have any answer for the OP, but for marriage visa using income, it is 40,000 per month. The 65,000 per month is for retirement extensions.

19 minutes ago, soisanuk said:

I don't have any answer for the OP, but for marriage visa using income, it is 40,000 per month. The 65,000 per month is for retirement extensions.

That's correct. In any event the OP would require embassy letter and some transfers or the 400k seasoned for two months.

Someone I know here, like me a Brit and married to a local, gets yearly marriage extensions based on the 400,000 method. A few months ago he was hit by a huge maintenance bill for 'his' house which has taken his balance below 400,000. He also, as a pensioner, doesn't have 40,000 monthly income. He asked me when the bill hit what his options were and I told him to ask his immigration office, but he hasn't as I think he's afraid of what they might say.

So, what is in his future (his extension doesn't expire for a few months).

12 minutes ago, Bangkok Barry said:

So, what is in his future (his extension doesn't expire for a few months).

One thing immigration is very fussy about is the financials.

Without the 400k seasoned for two months on day of application he will not get extension.

If he hasn't used his one 60 day extension to visit wife, he could do that to buy time.

Frankly don't know how expats live here without backup financials.

I recently had a bad fall and fractured vertebrae.

A disc replacement would have been 700k. GoFundMe.

21 minutes ago, DrJack54 said:

If he hasn't used his one 60 day extension to visit wife, he could do that to buy time.

Frankly don't know how expats live here without backup financials.

Thanks. That's pretty much what I thought. His problem was that he had most of his roof collapse due to termites and their spread and his house insurance wouldn't pay up as the roof was old!

I'm pretty sure that he hasn't used a 60 day, but what would happen after that? Would he have to leave Thailand and abandon his wife. Also, if he had to return to the UK the cost of living is far higher (although he would at least get his government pension increases!) so that would be a huge problem.

He once had decent funds as far as I know, but he was also hit in the past with a couple of unwise investments. He hasn't told me the details and it was impolite to ask. I don't think he would consider GoFundMe is an option as he's a proud bloke and I'd guess he would see that as begging.

35 minutes ago, Bangkok Barry said:

I don't think he would consider GoFundMe is an option as he's a proud bloke and I'd guess he would see that as begging.

Sorry I was being sarcastic.

Point is he doesn't seem to have adequate funds to live in Thailand.

All the 60 extension would do is give extra time to come up with the dosh.

On 3/31/2026 at 12:41 AM, mlkik said:

You do not have ฿ 400,000 in a Thai bank account and do not have ฿ 65,000 per month being transfered in for a 1 year period so no you will not be able to extend your Non O visa.

The 400,000 is half the 800,000 required for non-marital extensions. So, isn't the 65,000 requirement similarly halved to 32,500? Seems to me logical that it should, but TIT.

11 minutes ago, Grusa said:

So, isn't the 65,000 requirement similarly halved to 32,500?

It's 40k/month min

Also for marriage using funds in bank it's 400k for two months.

For Retirement it's 800k for 2 months prior to application + 3 months after and not below 400k in other months

22 minutes ago, DrJack54 said:

Sorry I was being sarcastic.

Point is he doesn't seem to have adequate funds to live in Thailand.

All the 60 extension would do is give extra time to come up with the dosh.

Okay. So it looks as if he'll lose his family. I don't know him that well, just got talking at a house warming, but I feel for him. Life is tough for some.

29 minutes ago, DrJack54 said:

Sorry I was being sarcastic.

Point is he doesn't seem to have adequate funds to live in Thailand.

All the 60 extension would do is give extra time to come up with the dosh.

I'm guessing that border runs are no longer an option, from what I read? Even though he has a wife here? It's hard to keep up with changes, but they aren't unlimited now, as far as I know?

3 minutes ago, Bangkok Barry said:

Okay. So it looks as if he'll lose his family.

Fact is you need to have financial backup to live in Thailand.

The 400k is only tied up for two months. Sweet deal.

At some point medical stuff can happen out of the blue.

I had a Total Hip Replacement (no warning) and bang 5 days later I'm 600k out of pocket.

If he is over 50 then he could use agent for extension.

Agent covers financials and charge set fee.

2 minutes ago, Bangkok Barry said:

I'm guessing that border runs are no longer an option, from what I read? Even though he has a wife here? It's hard to keep up with changes, but they aren't unlimited now, as far as I know

2 minutes ago, Bangkok Barry said:

Border runs won't work and soon.. ish seems visa exempt will be back to 30.

His only option given lack of funds would be agent (retirement)

For border runs wife changes nothing.

5 minutes ago, DrJack54 said:

Border runs won't work and soon.. ish seems visa exempt will be back to 30.

His only option given lack of funds would be agent (retirement)

For border runs wife changes nothing.

Thanks. I dread the hip thing happening to me! Not just the cost but the whole recovery experience. Seems the agent thing might be his only option. I don't really know his wider family situation but it might be that a relative here might be able to lend him the money for three months (2 months before application and 1 month waiting approval). I'll arrange to get together with him and raise the subject delicately.

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