millionair Posted August 11, 2010 Share Posted August 11, 2010 hello friends i was in need of some cash,it was not urgent but i knew next month have some payments to make. so i applied central personal loan for 500k,they told me they will sms me within 1 hour,but nothing came,so called to check and they told me its under process and this will take 1 week time.to approve or not. after 3 days i got sms saying my loan is passed for 150k (which was less,but its ok any amount is welcome)and next day money was in my saving account. they passed me 150k for 12 months. monthly installments is 14000 baht 14000 X 12=168000 which i think is reasonable if anyone needs any more information about central personal loan please feel free to PM me. best regards millionair. Link to comment Share on other sites More sharing options...
millionair Posted August 11, 2010 Author Share Posted August 11, 2010 and the plus point is they don't need anything as security or Thai Guarantor. Link to comment Share on other sites More sharing options...
bkkjames Posted August 11, 2010 Share Posted August 11, 2010 Curious OP, is this to open your business you were talking about? Link to comment Share on other sites More sharing options...
Boater Posted August 11, 2010 Share Posted August 11, 2010 so what questions did they ask you? , is not secured then? do you have a valid work permit / buiness visa? do you not have to show thai bank records? Link to comment Share on other sites More sharing options...
millionair Posted August 11, 2010 Author Share Posted August 11, 2010 Curious OP, is this to open your business you were talking about? No sir,i am just sharing.because its realy difficult for expats to get bank facilities in thailand. as you can check my credit cart topics also.i have no other intentions. Link to comment Share on other sites More sharing options...
millionair Posted August 11, 2010 Author Share Posted August 11, 2010 so what questions did they ask you? , is not secured then? do you have a valid work permit / buiness visa? do you not have to show thai bank records? yes you should have business visa,work permit,and bank statement. they dont interview,you just have to fill the form and wait for approval or rejection. Link to comment Share on other sites More sharing options...
Lumumba Posted August 11, 2010 Share Posted August 11, 2010 Loans are easy these days, the Sme bank handed me and other 4999 other people with business around Ratchprasong ratchdamri, ratchprarop roads virtually interest free loans of B1m due back in 6 years. For the incoveniences of the red protests. I thought it was a joke till I got the Cashier check with which to open an account with them. Link to comment Share on other sites More sharing options...
mcyachty Posted August 12, 2010 Share Posted August 12, 2010 and the plus point is they don't need anything as security or Thai Guarantor. I find this hard to believe, and quite rankly sick of being laughed at by the financial institutions here in this country. Link to comment Share on other sites More sharing options...
millionair Posted August 12, 2010 Author Share Posted August 12, 2010 and the plus point is they don't need anything as security or Thai Guarantor. I find this hard to believe, and quite rankly sick of being laughed at by the financial institutions here in this country. well you got to try to believe it. Link to comment Share on other sites More sharing options...
mcyachty Posted August 12, 2010 Share Posted August 12, 2010 Sounds like a vested interest here. Link to comment Share on other sites More sharing options...
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