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Credit Card Cash Withdrawal


Dancealot

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I have never needed my pin to withdraw or draw an advance by using my credit card. Just slide in the credit machine and then the receipt comes out and I sign it.

In the last 15 years here I have never needed my pin, only if using an ATM, but not an advance in the Bank Counter.

I don't use it very often because my bank in the states charges 3% on International charges/purchases and advances.

Edited by cougar52
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If your card has a chip (gold contacts towards one end) and the bank has a chip-and-pin machine (most do these days) then they are likely to ask for it.

The machines do have the option to bypass pin entry, so they may or may not ask, and could possibly be persuaded to bypass if you ask nicely.

If the card has no chip then you will never be asked for your pin in an over the counter transaction.

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