Best Way To Bring Money On Travel To Thailand

the Travelex charges are one off. No extra charges apart from the 150baht ATM fee.

I have tried Travelex once and the exchange rate was where they make their money. Well down on the cash FX rate . I cannot recomeded them at all. Apart from good old $100 notes to save space in my wallet ,I am now using a pre-loaded 28 Degrees card ,issued from GE Money. Good exchange rates and no fees apart from the ATM withdrawal fees in Thailand. As long as you are using your own money it is great but if you use their money on credit it is at 22%.

Best advise here so far ! A pre-loaded credit card is the trick. Regarding the 150 Baht ATM fee, do not pull small amounts but draw 20,000 Baht each time. The chance of getting robbed is close to zero, given the OP does not flash around his money everywhere. Paying hotels and guesthouses in cash also saves on fees and is much safer (card fraud!). And needless to say, 2500 US$ is probably not enough for a 90 day stay. OP should calculate an emergency fund, to enable him hospital care and change of return flight date plus all such expenses

so excuse..is it right?

you can withdraw from say, Aus bank at this EON ATM in Thailand..you will draw Baht or AUS$??

then the foriegn exchange rate is calculated from the rates of the Thai bank and no other fees?

Im sure a bank like mine ANZ being the robbers they are will still charge a 3% surcharge on the amount given and probably a fee for using another banks ATM..b@#$%^&s!!!