Guarantee personal loan for Thai partner ? Your advice...

[KhonKaenKowboy]

Maybe use of the word "they" hints that family is involved?

I've seen it all before. The one person in the family that actually has a job, (usually always a daughter) is the one that gets hounded to get a loan to finance the other useless human sponges..since no bank will touch the others.

What can you do with 70k anyways?

It sounds like the classic pocketmoney scam to me.

Pick a relatively small amount that they think the farang will hand over without to much fuss..then he also wont fuss to much when it never gets paid.

It's a pity, but I'm afraid...you are correct. If they would put as much effort into working as they do into mathematically calculating combining the maximum amount with the best chance of approval...and as I stated earlier, and you seem to agree...the 70-150K is a common range, for them to start their own business. I think the farang "BFs" who reside abroad, are especially vulnerable to this. I've noticed quite a few less pure scammers approaching me now that I live here year around.

[northernjohn]

"They" is a gender neutral pronoun now - at least according to such esteemed organs as The Washington Post or New York Times. There's nothing wrong with its use in this context and it does not automatically mean that the OP's partner is same sex or transgender. Even if it did, why would it be necessary to attack them for the use of a pronoun in a question about banking?

To answer the actual question meaningfully - it is next to impossible to guarantee a bank loan as a foreigner. In part because of the kind of arrangement that the OP suggests; you'd have a million foreigners countersigning loans for their tilac in Thailand and then running off home and withdrawing their funds on the way out the door. I tend to agree with some of the other posters that you might be better off giving this as a gift if they really are your partner. It's not exactly a huge sum of money is it?

You are correct about the word they. That being said I find it to be a method of being impersonal and would not necessarily look on them as a close unity.

Your reasons for them not accepting the OP as a backer are indicative that they are not a close relationship. I do agree if they are that close give her the money it will tend to bring them closer together. I speak from personal experience.

a fool and his money are soon parted,your not lending your giving.

A fool talks about nothing he knows about. I said I have done it and I have also loaned money to my wife's daughter and she has paid every bit of it back.

I will admit they are not bar stool buddies but people close to me who I care about and know to be honorable.

[KhonKaenKowboy]

"They" is a gender neutral pronoun now - at least according to such esteemed organs as The Washington Post or New York Times. There's nothing wrong with its use in this context and it does not automatically mean that the OP's partner is same sex or transgender. Even if it did, why would it be necessary to attack them for the use of a pronoun in a question about banking?

To answer the actual question meaningfully - it is next to impossible to guarantee a bank loan as a foreigner. In part because of the kind of arrangement that the OP suggests; you'd have a million foreigners countersigning loans for their tilac in Thailand and then running off home and withdrawing their funds on the way out the door. I tend to agree with some of the other posters that you might be better off giving this as a gift if they really are your partner. It's not exactly a huge sum of money is it?

You are correct about the word they. That being said I find it to be a method of being impersonal and would not necessarily look on them as a close unity.

Your reasons for them not accepting the OP as a backer are indicative that they are not a close relationship. I do agree if they are that close give her the money it will tend to bring them closer together. I speak from personal experience.

a fool and his money are soon parted,your not lending your giving.

A fool talks about nothing he knows about. I said I have done it and I have also loaned money to my wife's daughter and she has paid every bit of it back.

I will admit they are not bar stool buddies but people close to me who I care about and know to be honorable.

Of course, you simply had to deduct the payments from the salary you pay her.

[opalred]

my wife best friend had no credit record

so asked wife to buy a pickup in her name and her friend would pay it off

after friend payed 6mths payments

bank came to wife looking for payments or the pickup

friend sold pickup to chop chop shop

then told police knew nothing about it

wife had to go to court told to pay monthly payments 5yrs

guess who is paying

so donnt even think about it

[KhonKaenKowboy]

I would guess you are the one paying for it.