Local Rat Catcher Threatens to Jump Over Car Loan Debt
Story by Albert Jack



PATTAYA: -- At 11pm on May 26 the police were called to a pedestrian bridge over Sukhumvit Road, close to Pattaya Klang, after reports that a woman was threatening to jump into the road.

Forty-five year old Amara Chaicharoen was found sitting on the handrail of the bridge and in a hysterical state.

Police officers attempted to calm the woman but when it became obvious their efforts had failed, and that she was serious in her intentions, officers distracted the lady while others charged and restrained her.

Full story: http://pattayaone.net/pattaya-news/224635/local-rat-catcher-threatens-jump-car-loan-debt/

-- Pattaya One 2016-05-27

These credit agencies are relentless in their hounding people who are late to pay. They should just take the car back and pursue her through the courts. Even a day late paying a credit card

I don't know what the rules are in Thailand, but this is what they can't do in my country.

What is not allowed?

• abusive, offensive, obscene or discriminatory language;
• physical force;
• face-to-face visits if you refuse;
• saying that not paying your debts is a criminal offence;
• saying that your spouse, partner or other family members must pay your debt if they have no liability;
• saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started;
• threatening to take your possessions if they are not security for the loan or when there is no court judgment;
• threatening or harassing other people around you, such as your spouse, partner or other family member;
• talking to your children about your debt;
• talking about your situation to other people unless you have agreed to the contact; or
• telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee.

Debt collectors cannot call you

• outside of 7.30 am–9.00 pm on weekdays and 9.00 am–9.00 pm on weekends;
• on national public holidays; or
• more than 3 times per week or 10 times per month.

Edited May 27, 201610 yr by FourAces

What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?

Edited May 27, 201610 yr by saakura

She should have gone after the biggest rat, her cousin.

What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?

It sounds like she guaranteed (or maybe took out a loan in her name) for a loan to buy a car by a "cousin." The payments were not made and the creditors came to her for payment. Still doesn't explain how a "rat catcher" was deemed credit worthy enough for either the loan itself or signing as a guarantor.

Edited May 27, 201610 yr by OMGImInPattaya

Double.

Edited May 27, 201610 yr by OMGImInPattaya

I don't know what the rules are in Thailand, but this is what they can't do in my country.

What is not allowed?

• abusive, offensive, obscene or discriminatory language;
• physical force;
• face-to-face visits if you refuse;
• saying that not paying your debts is a criminal offence;
• saying that your spouse, partner or other family members must pay your debt if they have no liability;
• saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started;
• threatening to take your possessions if they are not security for the loan or when there is no court judgment;
• threatening or harassing other people around you, such as your spouse, partner or other family member;
• talking to your children about your debt;
• talking about your situation to other people unless you have agreed to the contact; or
• telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee.

Debt collectors cannot call you

• outside of 7.30 am–9.00 pm on weekdays and 9.00 am–9.00 pm on weekends;
• on national public holidays; or
• more than 3 times per week or 10 times per month.

Too bad she wasn't born in your country...next.

Edited May 27, 201610 yr by OMGImInPattaya

I don't know what the rules are in Thailand, but this is what they can't do in my country.

What is not allowed?

• abusive, offensive, obscene or discriminatory language;
• physical force;
• face-to-face visits if you refuse;
• saying that not paying your debts is a criminal offence;
• saying that your spouse, partner or other family members must pay your debt if they have no liability;
• saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started;
• threatening to take your possessions if they are not security for the loan or when there is no court judgment;
• threatening or harassing other people around you, such as your spouse, partner or other family member;
• talking to your children about your debt;
• talking about your situation to other people unless you have agreed to the contact; or
• telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee.

Debt collectors cannot call you

• outside of 7.30 am–9.00 pm on weekdays and 9.00 am–9.00 pm on weekends;
• on national public holidays; or
• more than 3 times per week or 10 times per month.

Sounds like you dont have to pay back too

These credit agencies are relentless in their hounding people who are late to pay. They should just take the car back and pursue her through the courts. Even a day late paying a credit card

Why comment without reading the full report?

What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?

"What is a rat catcher...?"

More than likely someone whose job it is to catch rats.

"A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?"

Considering that you don't even know what a rat catcher is that's a very odd question to ask but, 'no' is the answer to that question. Read the report and all will be revealed.

What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?

It sounds like she guaranteed (or maybe took out a loan in her name) for a loan to buy a car by a "cousin." The payments were not made and the creditors came to her for payment. Still doesn't explain how a "rat catcher" was deemed credit worthy enough for either the loan itself or signing as a guarantor.

You dont understand Thailand obviously

What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?

It sounds like she guaranteed (or maybe took out a loan in her name) for a loan to buy a car by a "cousin." The payments were not made and the creditors came to her for payment. Still doesn't explain how a "rat catcher" was deemed credit worthy enough for either the loan itself or signing as a guarantor.

You dont understand Thailand obviously

The easy credit industry worldwide. Just has a nice fit here.

I don't know what the rules are in Thailand, but this is what they can't do in my country.

What is not allowed?

• abusive, offensive, obscene or discriminatory language;
• physical force;
• face-to-face visits if you refuse;
• saying that not paying your debts is a criminal offence;
• saying that your spouse, partner or other family members must pay your debt if they have no liability;
• saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started;
• threatening to take your possessions if they are not security for the loan or when there is no court judgment;
• threatening or harassing other people around you, such as your spouse, partner or other family member;
• talking to your children about your debt;
• talking about your situation to other people unless you have agreed to the contact; or
• telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee.

Debt collectors cannot call you

• outside of 7.30 am9.00 pm on weekdays and 9.00 am9.00 pm on weekends;
• on national public holidays; or
• more than 3 times per week or 10 times per month.

Who cares about your country, this post has nothing to do with your country.

Hey FourAces ..... "You're not in Kansas anymore!"

She knows how to catch rats - go catch the one with the label 'cousin' on it.

Did she actually agree to the contract having her name on it? Dopey if she did . . .

Hey FourAces ..... "You're not in Kansas anymore!"

Probably is...a "keyboard" expatriate. ?