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madmitch

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Posts posted by madmitch

  1. 6 minutes ago, Ty Hareways said:

    I've actually asked several expats who have 'local' insurance but they say they've not heard of any where a one month 'tourist' can actually buy the same insurance for just one month.

    Whilst i have 'farang' travel insurance i still don't trust them so would gladly pay a local company for one month....i believe thai companies also pay up front for any treatment needed.

    I think he means buy travel insurance from their own country, not local as in Thailand as that isn't generally available.

  2. I don't think they have used actuaries in calculating and budgeting that amount. 1.5 baht per tourist? That 50m baht pot will last long.

     

    Policies often contain an "Other Insurance" clause, stating that the travel policy will only pay in excess of other insurance that might be in place. This includes Government pools and schemes. If the Government call this scheme "insurance" there could be some issues in claiming on travel insurance; you can't claim twice for the same incident.

     

     

  3. 14 hours ago, richard_smith237 said:

     

    Seem's they're based in Ireland (+353 country dialling code)

     

    Attached - the 117 page policy wording.

     

    This is a policy I am carrying for an 11 day trip (coming up).

     

     

     

    6.1) Travel Insurance Policy Wording.pdf 585.28 kB · 3 downloads

    Thanks for uploading. I did not read it from cover to cover but take a look at the language; there is no legalese at all, in fact, on my opinin, it is over-simplistic and that is why it is so long. And that's what you should now expect in insurance policies for consumers. The client must be able to understand it.

     

    NB Our American readers: your insurance policies are still years away from being consumer-friendly and I can't see any changes imminent. Your lawyers have to keep making money!

     

    o

    • Thumbs Up 1
  4. On 1/13/2024 at 12:38 AM, Drumbuie said:

    I can see that some people might need more than one SIM card, but five? And according to @Georgealbert 's post, 30,000 people own more than 30 SIM cards , and several thousand own more than 100 - why on earth would anybody need that many SIMs? I can't think of any legitimate purpose. 

    I

     

    Large companies that supply business phones to their staff would be the main reason.

     

    And organised crime groups:smile:

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