Friendly tip thais lend small amounts to each other maybe 1000 baht to 100,plus alot more.My thai friend did that with a thai male friend,she said 50k never talk now or will get it back.They are good to borrow but never pay it back.If i know them a long time they ask can I borrow some money I say I can give 100 baht or 50 have no money,they will say cheap charlie to you or among their friends.I don,t care what they say after and I know I will not lose my shirt if I give 100 baht to them.Just be careful and you will never receive a penny back from her