topt
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Posts posted by topt
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2 hours ago, JeffersLos said:
The usufruct, stamped on the title deeds means that the property cannot be sold, transferred or used as collateral without legal consent.
Do you have this written into your agreement?
If not it is my understanding that the owner could sell but that the usufruct remains in place. As a consequence unlikely that anyone would want to pay or accept as collateral.
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On 4/29/2024 at 6:05 AM, malathione said:
I'm switching to Pacific Prime simply because a close friend uses them and he has had nothing but praise for them. I, too, have found them easy to deal with thus far. Passport Card have been surprisingly good, both with pre-scheduled surgeries as well as with claims for a couple of emergency room visits. That said, they've raised the premium quite randomly and substantially these last three years claiming inflation.
@david_je I was with Passport Card until they wacked upp the premium 30% about 2-3 years ago and then switched to April International. I had been dealing with AA here but also declined to deal with AA World so currently no broker.
If you look at some of the previous April threads on here Sheryl found a French broker that appeared to tick the boxes and his details - in fact just found them if you use this link and go down to her post on Oct 19th - https://aseannow.com/topic/1306387-april-international-some-premium-increase-analysis/page/2/#comments in case you are interested.
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On 4/29/2024 at 4:14 PM, jayboy said:But it hasn't happened here before and I wondered what is the general experience.
In the past, and for many years, I only transferred in once per year (so a reasonably amount) and even though putting a reason down with the remitting bank I was always called by my Thai bank and asked again for the reason.
It also gave me a chance to "negotiate" the rate as well.......
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On 4/25/2024 at 6:14 AM, Mike Lister said:
77) Completing a tax return is a simple affair for most people, if you have difficulty, the Revenue Department staff are extremely helpful.
I have some issues with the above statements as I think they are somewhat of a generalisation or an over simplification unless I have completely misunderstood the PND 90.
Having looked through the PND90, I for one,have no idea where I might put potential remittances, like pensions for example?
In past interactions with Revenue Department staff in Jomtien for claiming simple refund of withheld interest the helpfulness was mixed at best. Not being fluent in Thai and even with a "helper" I could not imagine trying to complete this form with them at this moment.
Perhaps it is just me (probably ) but as someone who has completed UK paper forms for some years now with the help of the Notes I can't see the Thai return being a "simple affair for most people".
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1 minute ago, Mike Lister said:
Unless/until the tax return form is redesigned and reissued, there is nowhere on the form to report excluded or exempt income which I don't believe they want to see reported anyway.
Mike I asked you in the tax guide thread to confirm if one should be looking at only the PND 90 if no Thai income from employment and not the PND 91. You have mentioned that you have filed on a number of occasions so can I ask which you used?
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4 hours ago, EVENKEEL said:
I used my ninja skills to get from far right outside lane and made left on nua.
I could ask why you were in the far right lane knowing you had to turn left..........
4 hours ago, EVENKEEL said:By this time I've got the yellow fuel warning. make a uturn to fuel at the bangcok whatever gas staion.
I presume you mean Bangchak?
I guess you forgot the petrol station directly opposite where you come off the 7....oh yes, you were in the wrong lane.........
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On 4/24/2024 at 5:54 PM, Mike Lister said:
The link below explains the difference between the two forms in detail.
https://www.rsm.global/thailand/insights/rsm-focus/filing-pnd90-and-pnd91
So just to be clear anyone not working here (being paid in Thailand) and if wishing to declare whatever funds they remit here should be using PND 90?
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7 hours ago, Ampy said:
After doing some searching here and visiting 2/3 places around town, all of which have been complete let downs.
Can anyone recommend a decent Physio? The few i have tried seem to be one trick pony's, no matter what's wrong, they do the same treatment, one clicks your neck and nothing else, no matter what you try to explain the issue to be, one does a (admittedly) good sports deep tissue muscle, and one does, ultra sound and ice pack and nothing else no matter what the issue is.
I need someone i can explain the problem to and get a diagnoses and treatment.
Thanks in advance, if i sound salty i am getting frustrated just trying to find someone i can explain the issue to.
Perhaps you can list who you have tried - which may at least help others?
The ones I am aware of -
Russian guy who was in Centre Condo - a friend went there and thought he was good but this was before Covid.
Clinic on 3rd Road which is just past Tonys gym etc on the same side - was mentioned in an older thread
There used to be a practice at Diana Driving range but not sure if still there.
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5 hours ago, digbeth said:
if it's a ticket for not having the car tax,
Don;t they also fine you an amount for late payment? I was a few days late once on a motor cycle and had to pay a few extra baht.
if so he isn't going to be able to avoid paying for the current period unless as you say he just leaves it perpetually.......
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4 hours ago, LivinLOS said:
Thanks for the link -
Not as simple as you are alluding however -
QuoteThe complication with the DT Individual form is that once completed with your details you will need to submit it to your local tax authority who will need to stamp and sign the form, confirming you are indeed tax resident and subject to tax on that income in that country.
3 hours ago, LivinLOS said:Had not heard of that scheme, will have to have a google and read. I recall my good friend of some years back actually sold his uk letting apartments in large part because of the continual tax obligations and reporting.
Comprehensive article on NRLS
https://www.alanboswell.com/news/guide-to-non-resident-landlord-scheme-nrls/
NRL1
I have been doing this but you still pay the tax on it all be it now twice per year based on a tax return.
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2 hours ago, Expat4life66 said:
I can't imagine there would any penalty for filing late if they owe you money.
It used to be 100 baht - I paid that years ago when I first did a reclaim on tax withheld on interest and I claimed for 2 years......
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1 hour ago, OJAS said:
What address should paper returns be sent to, and would this be worth stating in the Guide, please?
I thought you had to take them down and personally file at a revenue office..........?
Even if not I personally would not trust in posting such a document but that is just me.
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Article from the Register following Seagate announcement and WD apparently have already said the same -
https://www.theregister.com/2024/04/23/seagate_hdd_prices/
QuoteSeagate has joined Western Digital in increasing the prices of hard drives, with rising demand due to the huge data requirements of AI taking the blame.
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3 hours ago, CMMCB said:
Similarly required by UK HMRC when filing a tax return there as a not-ordinarily resident with UK tax obligations.
Well I filled in one for years without ever adding Tha tax residency to it and it was never queried even though they have my address here.......
More recently adding in Thailand I still did not give a TIN and again not asked for so not sure you can say it is "required".
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On 4/21/2024 at 12:45 PM, xylophone said:
Have watched the first 2 episodes and thought them very good.
I remember watching that in the UK when it came out. I thought it was good (then) but my memory of it is that it was very dark.
The theme tune is very memorable.
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22 hours ago, Crossy said:
And my phone data appeared on the lappie!
22 hours ago, impulse said:The best laid plans...
Could you not just change the default USB configuration in Developer Options to No data transfer - depending on Android version and software......?
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5 minutes ago, nomad2019 said:
Gerard celentes wise predictions and forecasts.... Look them up 😏 he's allways on the ball
I only have to look at your title thread to see it is misleading.
13 hours ago, nomad2019 said:Whats your thoughts about putting your money in a BRICS currency.
Are you talking one of the countries currencies or crypto - because if the former you may be better putting it on the 4.30 at Kempton......
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Just now, mfd101 said:
I'm not worried about it at all. I merely note that people rabbit on about how wunnerful it is when the baht drops against their home currency, apparently ignorant that there is - in slightly slower time - a negative effect too.
yes the price of oil being a classic example - and I am not referring just to the fuel for transport.
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Just now, transam said:So you would cancel your LOS holiday over 6 quid, Nige.....? 🤔
Try reading his original post again and have a think about it.
it was nothing to do with people cancelling......
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1 hour ago, scorecard said:
That's true, a few years ago it was extremely difficult and cumbersome.
Nowadays the process has been simplified and quite easy and quick. Worth another try.
Good luck
As @scubascuba3 says his comment was from only a couple of years ago.
From what I can see the requirements posted on the first page of this thread haven't changed in the 12 or so years since I went and asked at the Pattaya Nua office - where they said it would be easier if I was married.......
Whether their attitude has changed to be more willing I don't know but it is theoretically still a ball ache if you have to get those translations from Bangkok.
Examples posted from other districts don't really help the original poster.
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3 hours ago, scotsdude said:
It didn't happen after 6pm either except for the main day.....
You are joking aren't you.....?
Monday 15th I unfortunately had to venture down Soi Buakhow for a short stretch from Klang to soi 19.. I was going to post the dashcam footage but unfortunately it had already recycled but at 6.30pm it was still like a war zone with no sign of stopping.
Tuesday 16th I was in a bar and a Thai boy with a foreign older guy utilised a bin full of water left outside a massage shop opposite to throw water at passing motor cyclists - and this was after 10pm. One of the massage ladies joined in.
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10 hours ago, Dogmatix said:
I have seen posts in other AN threads from people reporting surprise RD home visits in Phuket regarding tax on business they were doing in the Thai wife's name.
Ok so a little more involved than your original comment which imo alluded to those retired and not earning in Thailand.
10 hours ago, Dogmatix said:One of my concerns is
I don't totally disagree but one can hope that this and other threads will arm readers appropriately.
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3 hours ago, Dogmatix said:I doubt they will go after expat pensioners as a matter of policy but, if you look back in this thread, you could find examples of expat pensioners who have already received surprise visits from RD officers at home demanding to know why they haven't filed tax returns. I know one guy who had that happen because he retired from a job in Thailand and stopped filing tax returns, as he only had his already taxed foreign pension. Others claim they had visits without ever filing tax returns.
I am not doubting your personal anecdote but otherwise I do not remember reading of "surprise visits" earlier in this thread unless it was to do with having claimed for tax withheld on interest perhaps?
I don't suppose you have bookmarked any of these reports?
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59 minutes ago, Skipalongcassidy said:I'm sure the tourist was just enjoying a quiet drink and "didn't do nothing"
If you read either link
QuoteAccording to the police, the suspect reportedly confessed to the police officers that they committed the crimes as they were infuriated after they allegedly slept with the foreign victim for a fee and did not get paid as they agreed.
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Phuket's Water Crisis Threatens Tourism Industry
in Phuket News
Posted
Have there ever been any real solutions started in the last 10/15 years or so?