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SailingHome

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Posts posted by SailingHome

  1. Does anyone know if you can open a Schwab account online while residing in Thailand? I have an account with M&T Bank in the US and their international ATM fees are high and they won't wire money to my Thai bank account unless I do it from the US. So I write a check from my M&T bank and deposit it with my Siam Commercial Bank but it takes about five weeks to clear. However, it works. But would like the convenience of the Schwab account and ATM. Thanks.

    If you have a US address that you can use, then you can apply using that address and not be bothered with opening a 'foreign" account

    Cool! So, apply online or there is an office in BKK? If online, how to sign the documents?

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

  2. Who was it that said Americans always do the right thing (after they try everything else.) I think Obama's intent is good: make sure everyone has adequate health care. His implementation is crap, far below crap since obvious, visable before-hand problems came up, but the administration is learning, people will fight for ehat they want, and it will all even out in about 20 years.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

  3. As long as it IS OPTIONAL, I don't care what they do. If they try and force us to pay some bs fee then there will be trouble....

    Really?? What trouble is that?

    ummm... pay for the healthcare filling out forms and,waiting amd,hour every time we enter OR tipping the immigration officer the same,price or more to bypass the insurance may be one 'bother' or 'trouble' as some would call it.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

  4. Some thoughts / analyses ;

     

    Assuming the 500 bahy per visitor entry covers up to 30 days (normal tourist entry duration) then if it could be extended at that rate 500/month it would mean 6000 baht / year for health/medical coverage.

    So... it will be like Philippines health where only if it major surgery or specific illnesses like cataracts or malaria will they pay, and only then they pay about ehat you paid in? Not sure I see the benefit to anybody but the administrators.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

  5. As long as it IS OPTIONAL, I don't care what they do. If they try and force us to pay some bs fee then there will be trouble....

    I suppose that if you have your own insurance it wouldn't seem fair to pay into a scheme for those who don't bother. On the other hand, those who do use the scheme and are treated at government hospitals will wish they had bought travel insurance.

    Or your regular insurance will pay less since you have coinsurance.

  6. Can anyone answer this one? It's been bugging me for a while...

    When this was first spoken about and also subsequently there is normally a HUGE figure touted that foreigners "farang" are costing them on a yearly basis through no insurance and clogging their health care system up.

    How much if any of that amount are Khmer, Burmese or Laotian?

    I can't ever recall reading that those people are NOT included in these government quoted figures.

    Well, I have to add to the questions... Since it's pay or stay in the hospital jail, how is ANY foreigner of any nationalify clogging up their health care system? Insurance is a way to add regulation and jobs, not a way to truly help people based on my extensive experience.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

    The problem seems to be that many foreigners seek treatment at government hospitals and then say that they have neither insurance nor the funds to pay for what they have received. I see no justification for any foreigner being here without the means to pay for medical treatment.

    Wow... The hospital lets them leave without paying? That is news to me. I was warned never to go if I can't pay (by Thai people who advised just suffer its better than jail.)

    I do know that poor from neighboring countries (Laos, Cambodia, etc.) sneak in to Thailand to make more money. People from many countries like Philippines, for example, will work in Thailand on a B visa making 10k, can't afford surgery, but are making 3x what they can at home. It's justified in their opinion, no?

  7. Can anyone answer this one? It's been bugging me for a while...

    When this was first spoken about and also subsequently there is normally a HUGE figure touted that foreigners "farang" are costing them on a yearly basis through no insurance and clogging their health care system up.

    How much if any of that amount are Khmer, Burmese or Laotian?

    I can't ever recall reading that those people are NOT included in these government quoted figures.

    Well, I have to add to the questions... Since it's pay or stay in the hospital jail, how is ANY foreigner of any nationalify clogging up their health care system? Insurance is a way to add regulation and jobs, not a way to truly help people based on my extensive experience.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

    • Like 2
  8. WOW what's the point if you need to do everything yourself... I though that the cleaning+rinsing was done on the left (automatically), and the fast-spinning on the right, but you actually need to rinse by hand? That's crazy!

    So I guess I'll only want a real washing machine like the Samsung I quoted or eventually this Toshiba for the same price (6000 bahts):

    8858730303883_3.jpg

    One concern that I have is the water bill, I'm really scared to pay literally thousands each month. My condo charges me near 40 bahts/unit (how much litters is one unit??), I know that in a house I would pay something like 4 or 5 bahts/unit so it's a huuuuuuuge difference. We're two to shower twice daily and our monthly bill is usually between 800 to 900 baths. We don't waste water, showers are shorts and I close the tap while I brush my teeth!

    Would a washing machine increase my water bill to 2000 or even 3000 bahts/months?? Scary isn't it! For this price I could have it ironed by hand at the laundry service downstairs! Jeez I hate the condo charges...

    The plastic machines I have seen wash AND rinse automatically. They have jets and various things to move the clothes for a good wash. The second tub is to spin dry since the first tub does not spin. Simple. little rust. easy enough. washes as well as another top loader meaning hand-treat any stains first.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

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