I was wondering if April Intl would consider ablation "medically necessary" and cover it since some people only take rate control or antiarrhythmic medicines and not all doctors go to ablation as first-line treatment. Last cardiologist I saw in Bangkok said I should go direct to ablation.
I am currently overseas, outside my April Intl zone of coverage, and if they would not cover it in Thailand, I may have procedure done overseas. How can I get good idea of whether they would cover -- or have covered it in the past -- before I return to Thailand in next few weeks? Ask the broker? Ask April (though I imagine they would say they would need to see the doctor's note and tests first, which of course I have not yet done for the procedure).