david_je
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Switching from AA World to AOC or other broker
david_je replied to david_je's topic in Insurance in Thailand
Unfortunately April premiums gone way up also. The French broker is AOC, and I have switched to them, and so far they are good to deal with. -
Switching from AA World to AOC or other broker
david_je replied to david_je's topic in Insurance in Thailand
My reason for switch is the same. Which broker are you switching to, and how did you decide on that? You have had good experience with Passport Card/Allianz re coverage, annual (and increasing) premiums, claims, etc.? Thanks. -
I have April (France) health insurance policy and considering switch to AOC. Has anyone else done this, for what reason, and what has been your experience with AOC, esp. in helping with claims, etc.? Thanks.
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Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
I plan to also switch from AA World to AOC. Did you originally receive a premium notice with AA World listed as broker, then switch to AOC, then had April send new invoice with AOC listed as broker before you paid? Any need to notify AA World of switch? When I asked April about my premium increase, they only sent a short doc called "Understanding how your health insurance is changing" about general trends that could influence increases. Is that the same doc you got from broker? Maybe insurance cos. do not as a rule discuss individual increases. Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
My "My Docs" only shows insurance cert, notice on personal data and paying premium. Is it hidden somewhere in there? Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
Tried to DM but system says you cannot receive. Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
I thought there may be a link or manageable pdf. Like you, I could not find on April website or portal. Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
Sheryl, Since I know you have done it, does it make any difference if I switch from AA World to AOC before or after I renew my April policy in May? How has your experience with AOC been so far? Like you, I had used the old AA as broker. The company now listed as my broker on my policy and new premium notice is called Alliance Insurance Services, with an aa-world.com email and a Pattaya address and phone. I recall reading here that the old AA was no longer allowed to broker overseas policies and shifted to an India-based contact? Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
I have Essential plan, $500 deductible. I started with $2966 premium in 2022, the year I turned 65; it rose to $3511 in 2023 and for upcoming renewal $4157. If I stay with April, thinking maybe go down to Basic plan and higher deductible. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
This is directly from April's 2024 general conditions, as relayed by the broker, correct? Are you able to post the whole document? April had told me that the general conditions for my policy renewal due in May have not changed from when I first joined, in 2022. Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
Would you consider that a compelling reason to stay with April then? -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
Thank you for sharing that. I had no pre-existing conditions excluded on my April policy. This past year I was treated for atrial fibrillation and had an ablation done that so far has restored sinus rhythm. (I did not make a claim with April for the ablation since I chose to do it outside zone of coverage of my policy.) Do you think that could lead to cardiovascular exclusion or some such if I switch to new insurer? -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
This other provider is the insurer that AOC says you should switch to? Are you able to say who that is? It is possible AOC has financial incentive to urge a switch. Have you already switched from old AA to AOC as your broker, and AOC is listed on your renewal policy from April as the intermediary? I am in similar vexing situation as you with April renewal coming up. Thanks. -
Unsure why 90-day online notify rejected
david_je replied to david_je's topic in Thai Visas, Residency, and Work Permits
I did it at CW yesterday, and IO confirmed that after an overseas trip (or new passport) you cannot do the first report online. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
Was this forecast from April France or from the old AA broker? And it is for Basic Plan? Thanks. -
Unsure why 90-day online notify rejected
david_je replied to david_je's topic in Thai Visas, Residency, and Work Permits
Will be going to CW this week since, as I said, I tried to do online notification but received email that it has been rejected with no reason stated, only "Please contact the nearest Immigration Office in person immediately." Can someone who was in similar situation advise what documents I may need to prepare, or procedure I should expect there? Thanks. -
Questions regarding April Expat Insurance
david_je replied to Y Chang's topic in Health and Medicine
My premium notice, for renewal starting May 4. also says Zone 3. It's Essential, $500 deductible, if that makes a difference. Where is zone change officially stated? And if it's true, do you plan to change to another insurer because of this? Assume it would be difficult for anyone past 65. Thanks. -
Problem trying to make online booking at CW
david_je replied to david_je's topic in Thai Visas, Residency, and Work Permits
You mean they wanted the print copy of your last 90-day report? You don't keep that affixed to your passport? And if you had had that, about how long would process have taken with an appointment? Thanks. -
Any update on Paxlovid availability for foreigners in Bangkok?
david_je replied to david_je's topic in Health and Medicine
Thank you for letting me know. -
Problem trying to make online booking at CW
david_je replied to david_je's topic in Thai Visas, Residency, and Work Permits
Thank you for that. System not very intuitive to use. Earliest avlb appt I got was Mr 21. Wondering if go sooner, is 90-day usually a long wait like if walk-in, like for extension of stay? -
Any update on Paxlovid availability for foreigners in Bangkok?
david_je replied to david_je's topic in Health and Medicine
Are you still doing boosters every sixth months, wearing masks, avoiding crowded places, etc., Sheryl? Where would you recommend for reliable info on current infection, hospitalization, rates in Bangkok/Thailand? I'm wondering to what extent I should continue to take previous precautions. -
Any update on Paxlovid availability for foreigners in Bangkok?
david_je replied to david_je's topic in Health and Medicine
Yes, long Covid is what I worry about most. -
Unsure why 90-day online notify rejected
david_je replied to david_je's topic in Thai Visas, Residency, and Work Permits
I have resubmitted notification application and will see what happens. If you have to do in person after overseas trip, then will have to do that, I guess. What would be rationale for requiring that? -
Unsure why 90-day online notify rejected
david_je replied to david_je's topic in Thai Visas, Residency, and Work Permits
No, they did not, I just rechecked. Actually, in my post I mistakenly said I did the renewal of extension application on March 6. Actually it was in February; I applied early. So it would have been way to early to do a 90-day notification (I re-entered Thailand Dec. 21), as I understand it. Thanks.