KhunHeineken

That's because the property is in her name.

Just another "tea money" tax.

I know an Australian guy who bought off the plan. The project was a scam. He had to go back to Australia and back to work. A very short lived retirement.

The thread tile is "Australian Aged Pension." That covers EVERYTHING about the aged pension, not just portability.

Where does your income originate from? Are you working in Thailand?

Life expectancy of Australians. https://www.aihw.gov.au/reports/life-expectancy-deaths/deaths-in-australia/contents/life-expectancy I wonder if moving to Thailand increases or decreases an Aussie's life expectancy.

Current pension application wait times. https://nationalseniors.com.au/news/latest-news/pension-wait-has-just-got-better

No, but what I said is true, isn't it? After some debate about it in the Australia Forum a while ago, the only thing a retirement visa holder gets that a 30 visa exemption holder can't get is a 5 year driving or riding license. They can only get a 2 year license. Other than that, they can do anything a retirement visa holder can do. Some "assistance" may be needed from an agent, but all is doable, including buying a property.

Interested as to why you think they will have no effect on you. There's no tax free threshold in the non resident tax brackets. Foreign resident tax rates 2020 to 2026 Foreign resident tax rates for 2019–20 to 2025–26. Foreign resident tax rates 2025–26 Taxable income Tax on this income 0 – $135,000 30c for each $1 $135,001 – $190,000 $40,500 plus 37c for each $1 over $135,000 $190,001 and over $60,850 plus 45c for each $1 over $190,000

That means they are "coming onto the market" doesn't it? I didn't say "are on the market" did I?

That day is coming, but until that day arrives, continue paying higher prices from bricks and mortar shops.

The Thai government can revoke, or change the goal posts at any time for their retirement visa. The Thailand retirement visa is nothing more than a 12 month tourist visas. It gives you no more rights here than a tourist on a 30 day visa exemption stamp. For example, it's been 800k for decades. Surely, that amount will increase in the future. It can't stay at 800k forever.

Have you been paying non resident tax? If not, keep an eye out for the below, it's only a matter of time. . https://hlb.com.au/tax-residency-changes-for-individuals

Can you access Lazada on a browser on your phone, not their app?

The old laptop will struggle with all the bloatware in Windows 11. You could debloat it, but you would have to do this after every Windows update.

I just looked. Go into your Westpac online banking. Up the top go into "Service" then "Preferences." Then scroll down to see "Tax Residency." I clicked to view mine and they sent a couple of OTP's through. Mine is set to "Foreign Tax Residency - No" as it should be. I suggest you check yours, but that hasn't always been there.

Westpac and St.George. Note: St.George is owned by Westpac. I kept the email from St. George. Here it is. "As an account holder with us, you are required to provide your tax residency status. This is an international obligation for Australian financial institutions to share this with the Australian Taxation Office (ATO). What do I need to do? When you next log on to Internet or Mobile Banking please provide your foreign tax residency status under the 'My details & settings' menu in Internet Banking or the 'Services' menu in Mobile Banking. If you are a foreign tax resident you will be asked to: Provide the country of tax residency Provide your Tax Identification Number (TIN) if you have been issued one, or a reason for not providing one. Why is this important? This information is being collected as part of the international 'Common Reporting Standard' (CRS) and requires Australian financial institutions to provide the tax residency of all customers to the Australian Taxation Office (ATO). This international agreement will help ensure international tax transparency and the exchange of financial account information between participating nations. Thank you for banking with us."

I have no problem someone who has worked all their life receiving a pension. The trouble is, someone who has never worked a day in their life can receive the same pension, and move to Thailand. When you look at it, the Australian government sees all that pension money get sent offshore every fortnight going towards making another country's economy stronger. They can't force the individual to reside in Australia, but they do have some control of the pension they receive and 30% of all aged pensions from those living overseas is quite a savings to the government. Interesting times ahead.

Like I said, shooting the messenger doesn't make the message go away. Likewise, you can put me on ignore, but the message still remains the same. You can whinge about it, or start looking at your options. I've already given you one viable option to keep your pension, put it will need to do 45 days in Australia and produce proof of accommodation. Whichever way you look at it, it's not good news, and not just for yourself, other expats as well. Australia is broke, and the government will be chasing every dollar from everyone they can. Pensioners should have been paying 30% non resident tax for decades. The party had to come to an end at some stage, and the proposed changes to tax resident will definitely end the party.

Being able to have dual nationality helps. Thailand doesn't offer a reasonable pathway to permanent residency or citizenship.

The British have their amount of pension frozen when they move overseas. No CPI increases. You will only need to do 45 days and meet two out of the four factor tests and you will be fine, given you actually qualify for a pension.

"I paid huge taxes through my working life." Your words, not mine. So, high taxes means a high salary. Where's the proceeds of all these years of working. Only you know, but you wouldn't be the first to sell up in Australia, move the money to Thailand, then cry poor to Centerlink. Given you are 5 years away, you would have worked many years under compulsory super. That's in the mix also. Here are the new limits. What the limits are for a full pension When your assets are more than the limit for your situation, your pension will reduce. If you’re a member of a couple, the limit is for both your and your partner’s assets combined, not each of you. Your situation Homeowner Non-homeowner Single $321,500 $579,500 A couple, combined $481,500 $739,500 A couple, separated due to illness, combined $481,500 $739,500 A couple, one partner eligible, combined $481,500 $739,500 What the limits are for a part pension From 20 September 2025, part pensions cancel when your assets are over the cut off point for your situation. If you’re a member of a couple, the limit is for both your and your partner’s assets combined, not each of you. Your situation Homeowner Non-homeowner Single $714,500 $972,500 A couple, combined $1,074,000 $1,332,000 A couple, separated due to illness, combined $1,267,500 $1,525,500 A couple, one partner eligible, combined $1,074,000 $1,332,000 If you get Rent Assistance with your pension, your cut off point is higher. You can find the rates by checking the Payment Finder. What the limits are for a transitional rate of pension From 20 September 2025, transitional rate pensions cancel when your assets are over your cut off point. If you’re a member of a couple, the limit is for both your and your partner’s assets combined, not each of you. Your situation Homeowner Non-homeowner Single $641,500 $899,500 A couple, combined $998,000 $1,256,000 A couple, separated due to illness, combined $1,121,500 $1,379,500 A couple, one partner eligible, combined $998,000 $1,256,000 If you get Rent Assistance with your pension, your cut off point is higher.

I've been told there are a lot of fake marriages between foreigners and Vietnamese Nationals for this very purpose.

At 25 baht a beer, in and air conditioned bar, all that's lacking a long visa that can be extended in country and it's game over for Thailand.