TigerandDog

14 hours ago, DrJack54 said:

It's impossible to qualify each statement with what rogue offices do re TM30.

 

There are ~75 offices and I posted the law and what normal offices such as CW enforce. 

CM is another rogue office. 

Don't agree re CM on this. I've got friends who have been in Thailand for around 10 years who had recently returned from holidays to their home countries (USA & Canada) who upon their return went to CM to have TM30's lodged and told not necessary as they returned to their same permanent address. 

I will be travelling to Vietnam later this year and whilst I was at CM Imm Office last week doing my extension I asked whether I needed to do a TM30 on my return. I was told that if I was returning to the same permanent address that it would NOT be necessary. So CM are NOT a rogue office with everything, just some things.

1 hour ago, fredwiggy said:

Khun La is right. Thailand's weather isn't the norm because of all of the sun and heat. Best to leave paint as it comes for as much sun protection as possible. I tried decent paint, just below the TOA Supershield, and it faded very fast. Two colors. No paint will last as long as it's advertised in this extreme condition. Best to buy the best you can afford and not dilute. Primer is always a good choice after you scrape and clean the surface.

"No paint will last as long as it's advertised in this extreme condition.

I can't agree with that statement. I've found Dulux Weather Shield to be better than any other brand available in Thailand. It's been well and truly tested in the harshest Australian conditions (searing heat & humidity, tropical rain, & extreme cold), and it lasts the advertised 15 years when applied without watering down at all and as per the manufacturer's directions. My grandparents and my parents painted their houses with Dulux and the colours only started to fade around 14.5 years after first being applied. Both house were repainted with Dulux and they were in very different regions, so different weather conditions. I've used Dulux here in Thailand, as I previously posted the only section that has peeled away, in less than 18 months, is the section that was painted when I wasn't present to oversee, and the Thai subby, contracted by the builder, watered the paint down by almost 50%. When asked why he watered the paint down after being given specific instructions not to, he said it was too hard to apply the paint. It went on easier when watered down. 

The ONLY way paint will last for the advertised period, is for no water to be added.

On 4/5/2024 at 11:23 AM, KhunLA said:

Aside from shop around, already suggested ...

 ... make sure walls & surfaces are properly prepped

... DO NOT ADD any water to primer or paint, no matter what any idiot suggests or tells you.  You immediately change the chemistry & properties of both.   Really can't be emphasized enough.

 

Surely somebody will come on here and says it's fine, normal and done all the time.  Doesn't make it right.

 

But when does diluting anything, make it better ?

I agree 100% about not adding water. I had a mate in OZ who worked in the paint industry his entire work life and he advised me to make sure that no water was added to the paint, especially if I was using Dulux. Thais insist on watering down paint so it goes on easier, but it also significantly reduces the lifespan of the paint. The one small section of our house that I wasn't available to oversee the painting, the paint was significantly watered down and it started peeling off after only 18 months. Dulux Weathershield is supposed to last 15 years, and that is the brand of paint I would recommend for exterior painting.

1 minute ago, bob smith said:

I have already explained everything that has been going on and why I am back!

 

do try and keep up, Tiger.

 

bob.

haven't seen you post any explanations as to why you're back, but I'm pretty sure that was all BS too, just like everything else you post..

8 hours ago, bob smith said:

this morning when I was about to take out the trash I saw a thai person sitting in front of my gate.

he was actually leaning on the gate itself

 

I don't know who they were but he was sat down playing with his phone.

 

I polite asked him to move

which he did,

but he also swore at me in Thai and kicked my gate.

I think he may have been drunk.

 

just to be clear, this is a private residence and his back was leaning on my gate.

 

This whole situation has caused me a great deal of stress,

I hope I will be OK.

 

bob.

so your post about being at the airport and leaving Thailand forever and requesting administrators to close your profile was just more of your usual BS.

3 hours ago, Satcommlee said:

This is the bit people should be worried about, people seem to think Dual Tax treaties exist so an individual can CHOOSE which rules to follow.

Take a person living on an income just below the income tax threshold in Europe (perhaps a state pension) but this person is not in Europe!  This person for tax purposes is resident in Thailand and his income is above the tax threshold in Thailand perhaps making him liable to pay tax in Thailand.

 

Having paid no tax in Europe,  he does not have anything to credit against his Thai Tax liability.

 

Not intended to be a qualified response, but thought provocing all the same

 

For any aussies reading this OP, here's how the Aust/Thai DTA currently works.  Under the Aussie/Thailand DTA if you are a tax resident of Australia, Thailand cannot tax you on money brought into Thailand. However, if you are a tax resident of Thailand, your pension and all other funds, other than proven savings before 31 Dec 2023, brought into Thailand after 1 January 2024 are ONLY subject to Thai income tax. Australia cannot legally tax a Thai tax resident under our DTA. In the majority of cases those aussies who only have their OAP coming into Thailand will be required to submit a tax return, but after taking into account the deductions that have previously been itemised by Mike Lister in other posts on this topic, most should have their assessable income fall into the non-taxable income bracket.

3 minutes ago, RobU said:

No it's not. Bride Price is the English translation for sin sod

Perhaps you should have read the article that had the link below posted BEFORE making such a comment.

I'm posting it again so you can read it and educate yourself.

Dowry in Thailand | ThaiEmbassy.com

Just now, RobU said:

It's not a dowry. A dowry is paid to the husband

dowry is the english for sin sod which is traditionally paid to the brides parents.

18 hours ago, narkeddiver said:

Thanks for the heads up

Last time I was at Central Festival they weren’t doing Marriage Extensions but I need to get a re-entry permit for a trip before my extension is due so I’ll check it out at the same time

I don't know how accurate this is, but I've heard that Re-entry permits at Central Festival CM have to be done before 11.00 a.m. I'm still to check this out, but will be asking the question at CM Immigration on Friday when I do my extension.

3 minutes ago, ABCDBKK said:

The OP didn't even mention if her parents are still alive or who he paid the money to. Maybe he paid it directly to her. 

did you read the link that was posted about sin sod. I was replying about the article in the link

5 hours ago, bob smith said:

crime of the century!

 

what's the latest on the real koh tao killer?

still living it up is he?

 

bob.

so Bob, after stating you were leaving Thailand and having your profile shut down on Asean Now and never posting in here again, you've returned and proven yourself to be a person who cannot keep his word, just as so many others said would happen.

7 hours ago, fredwiggy said:

https://www.thaiembassy.com/family/thai-dowry

Returning the dowry is only a recent trend. Traditionally the dowry is for the parents to keep and spend as they please.

13 hours ago, Danderman123 said:

I thought he went to England.

not yet. He was in Ban Song Khwai, Fang District, Chiang Mai yesterday on official duty with local high ranking police officers accompanying him. So the cops knew exactly where he was and could have arrested him there and then if this was a genuine story rather than another attempt to tarnish his reputation.

I've seen plenty of Thais doing exactly the same thing late at night, not just in Bangla road, and the netizens don't say anything about that. Just more foreigner bashing, but it isn't exactly a pleasant site to see or smell later on.

2 hours ago, Mike Lister said:

Your annual pension income is 460,000 baht.

 

Your deductions/allowances/exemptions are 190,000 (over age 65 allowance) plus 60,000 (personal allowance) PLUS 100,000 (50% of pension income deduction, to a maximum of 100,000), for a grand total of 350,000.

 

That leaves 460,000 minus 350,000 or 110,000 baht to be applied against the tax tables. The first 150,000 of assessable income is zero rated which means you have no tax to pay.

 

I cannot speak to what the Australia/Thai DTA might say but I don't see that it would impact the calculation above, in any way.

I don't agree with your calculation Mike.

According to my tax accountant the calculation should be as follows:

Pension    -   460,000 baht ( but I believe this figure is grossly understated) as I receive the same pension & the total with the increases every March & Sept will be more in the range of 615k - 620K for 2024)

Personal deduction - 60,000

50% pension deduction - 100,000 (max that can be claimed)

So that makes assessable income of 300,000 baht

0-190k (for over 65) = 0

190,000 - 300,000 at 5% = 300k - 190k = 110k x 5% = 5,500 baht tax payable.

I also note that scorecard makes no mention of a wife or if he pays health insurance in Thailand. If he has a wife that's another personal deduction of 60k he can claim, and if he pays health insurance in Thailand he can claim up to 25k as a deduction.

Should scorecard have a Thai wife and pay health insurance here his calculation would be as follows:

Pension    -   460,000 baht ( but I believe this figure is grossly understated) as I receive the same pension & the total with the increases every March & Sept will be more in the range of 615k - 620K for 2024)

Personal deduction - 60,000

50% pension deduction - 100,000 (max that can be claimed)

Personal deduction for wife - 60,000

Health Insurance premium deduction - 25.000

So that makes assessable income of 215,000 baht

0-190k (for over 65) = 0

190,000 - 300,000 at 5% = 215k - 190k = 25k x 5% = 1,250.00 baht tax payable.

9 hours ago, Lacessit said:

There is nothing to stop any pensioner who has provable savings prior to January 1, 2024 transferring said savings progressively into Thailand tax-free, then allowing the pension payments to accumulate in an Australian bank account. At least, that's the way I understand the laws. Money cannot be taxed here, until it surfaces in a Thai bank account.

that's one way to do it provided you still have an aussie account, but once you start transferring those pension funds to Thailand they become taxable. Those aussies that no longer have any connection to Oz and have their pensions paid directly to their Thai account then come under the scenarios I outlined.

23 hours ago, superal said:

Thanks and I hope you are right . However after searching on Google I cannot find any statement to back you up , only info shows similar to mine . Has there been an amendment which eliminates tax on pensions ? Starting January 1st 2024 and counting 180 days residency , after which the new rules kick in 

The rules regarding pensions will depend on whether your home country has a DTA with Thailand.  

Seeing as practically all the posts on this topic tend to refer to either the UK or US, I repost the information that I've previously posted with regards to the Australian Govt (aged) pension.

#1. If you are tax resident in Australia the aged pension is tax free.

#2. If you are a non tax resident of Australia and have been continuing to lodge aussie tax returns your aged pension & other income is being taxed at a minimum rate of 32%

#3. Under the Oz/Thai DTA if you are a Thai tax resident, ONLY Thailand has the right to legally tax you, and as such you are entitled to claim back ALL tax paid in Oz on your aged pension or any other tax paid for that matter for every year you have been a Thai tax resident.

#4. Therefore, unfortunately  aussie aged pensions are deemed to be income and tax assessable in Thailand if you are a Thai tax resident.

The above information has been confirmed by a tax accountant in Oz that specialises in the Oz/Thai DTA. I did previously post a copy of documentation supporting the above, but I no longer have a copy to repost. 

I've installed a call blocker on my smart phone & thus far I've blocked 92 different phone numbers, predominantly with Malaysian country codes. The call blocker has thus far blocked close to 1000 calls from the 92 numbers that I've blocked.

22 minutes ago, Georgealbert said:

My link of requirements was from starting at the CM immigration website. You still never answered where you got that slip of paper ( it does not say it is a police order) and how old it is.

 

Seems strange that there are not others from CM reporting the same problem,

 

I am out of the conversation, as your posts show that you believe only your view is right, you seem unwilling to listen to anyone else.

 

Bye and hope you sort it.

 

 

I'm not expressing an opinion as to what actually transpired. I'm stating the facts as they have occurred yesterday and today, so there is no relevance whatsoever to whatever anyone else is stating. CM Immigration gave me the required documents list yesterday. As to how old they are I have no idea. That is what they gave me.

Perhaps the reason others in CM are not reporting this issue could be because they are NOT experiencing this with their banks. In other words they have a different bank to me. Oh you obviously couldn't think that logically could you.

Also like everyone else you obviously didn't comprehend my post correctly. I started by asking a question about what I experienced and if anyone else had had the same experience.

So far not a single comment has actually been posted that applies to the opening question. Just a stack of comments that have no relevance to the question at all.

5 minutes ago, Georgealbert said:

Not sure if that is the police order, seems to be a list handed out by immigration, how old is that paperwork?

 

Please find attached the up to date immigration requirements for retirement, 2023, from the immigration website.

https://www.immigration.go.th/wp-content/uploads/2023/11/เอกสาร-7-6.-NON-O-รายการเอกสารขออยู่ต่อใช้ชีวิตบั้นปลาย-TH-EN.pdf

 

Same horse different jockey. CM still call it a bank guarantee letter and they REQUIRE that letter to contain the following: Account Name, Account Number, Passport Number, Account balance at date of issue PLUS certify that account has had 800k in it for the seasoning period prior to application.

I know other IO's have different requirements but I'm talking specifically about CM's requirements and what my bank are refusing to issue to meet those CM requirements.

1 minute ago, DrJack54 said:

I will state it again. You do not understand the requirements. 

The fact you have bubbled through it  looking for "bank guarantee letter" is just one error.

You are referring to "bank letter". That letter simply confirms you are the owner of the account and the balance on date of issue. 

For proof the financial requirements have been met you provide bank statements or photocopies of bank book. 

How on earth did you become a moderator DrJack? Once again you're sprouting absolute garbage and it's you, in this instance, who does NOT understand the requirements for CM.

It is called a bank guarantee letter, NOT a bank letter. Even CM Immigration refer to it as a bank guarantee letter, as did CW when I originally lived in BKK. Go and read the Police Order I attached. It CLEARLY states that the letter must certify (translated for the dummies, that means guarantee) that the 800k has been in the bank for the seasoning period ( 3 months as per the copy of teh Police Order given to me yesterday) prior to the extension application.

For the record CM require all 3.  Copies of bank book, 12 months statements AND bank guarantee letter certifying 800k has been in the account for the prior seasoning period.

You need to cease making incorrect comments with regards to CM's requirements and confusing people with your comments that are only partially correct.

1 minute ago, scottiejohn said:

My Fixed deposit account has no internet access therefor I have to follow the procedure I outlined above!

you made a general comment, not one specific to your bank account type. That being said, my account is also a fixed term deposit and I'm still able to print my own statements.

1 minute ago, scottiejohn said:

Re 1 year statement. 

It is worth noting that CM immigration will accept a one year statement backed up with a 3 month statement if you cannot get your timing correct or BKK bank don't deliver on time. 

In other words you can order your 1 year statement 1-2 months before application date and collect it after 7 days and then on the date of application obtain a three month statement (issued on the spot ) to cover the gap between the issuing of the one year statement and the date of obtaining the letter and updated book. Both statements cost 100baht each!

I don't need to go through that BS procedure as I print my own 12 month statements the morning I go to the bank for the guarantee letter. Been doing so for the past 10 years. Bank stamps my printouts, no questions asked.