TigerandDog

37 minutes ago, DrJack54 said:

It's not the bank.

You do not understand the "bank letter" and other requirements.

Outlined clearly  by @Georgealbert and others.

 

Commenting incorrectly again Dr Jack.

Did you read the entire post? I doubt it based on your reply.

You're developing a habit of only partially reading posts and then posting comments that are either wrong or irrelevant.

I don't need you to refer me to things others have outlined or for you to WRONGLY state "I do not understand the bank letter and other requirements".  I've been doing this annually at CM for the past 10 years completely trouble free until my bank started to screw me around due to their lack of knowledge and incompetence. 

IT IS THE BANK. They have changed their policy and REFUSE to issue bank guarantee letters stating that the 800k has been in the account for the seasoning period prior to the application despite being shown a copy of the Police Order, in Thai and English, CLEARLY stating what is required.

I spoke with senior officers at CM Immigration yesterday and again this morning and the bank guarantee letter is required by CM certifying that the 800k has been in the bank for the seasoning period even though I have copies of my passbook for the past year PLUS 12 months of detailed bank statements.

For those of you claiming a bank guarantee letter is not required for the seasoning period, please read bullet point 4 in the Police Order hereunder:

CM has ALWAYS required this.

Imm bank documents.pdf

Has anyone encountered this kind of stupidity from their bank?

I'm due for my extension of stay next week. Was at my local bank branch yesterday and enquired, seeing as I had so much trouble with them last year, whether they now understood what was required in the bank guarantee letter, and showed them what was required from a copy of a previous bank guarantee letter, as I didn't want to be spending 2 1/2 hours in the branch again this year, like I did last year because the staff, including the branch manager, had absolutely no idea what a bank guarantee letter was and they had to continually telephone their Head Office for instructions on what to do PLUS I had to sign so many different forms, which had never been previously required, all under the guise of new bank policy.

The first thing the staff told me yesterday was that the bank's new policy does not allow them to issue a bank guarantee letter certifying that the funds have been in the bank for the required seasoning period prior to the application, and if they did they would be fired. They gave me a template of what they are supposedly allowed to issue. It was actually a letter certifying funds for a new visa application. I took the template to my local Immigration Office (they only do 90 day reports & TM30's) and they stated that the format was not acceptable as it did not comply with the Police Order requirements. The Senior Officer photographed the template and sent it to CM Immigration via LINE and then telephoned CM. CM confirmed with me that the template letter was not acceptable.

The local Imm Office then gave me a printout of the documents required (in Thai & English) which I took back to the bank branch. Even after seeing this they still said they could not issue the required bank guarantee letter, but they would send a copy to their Head Office and call me back.

Received the phone call this morning, and despite seeing the content of the required documents as set out in the Police Order, the bank's Head Office advised the branch staff they could NOT issue a bank guarantee letter as required by Immigration.

I then telephoned CM Immigration to enquire as to what I could do if the bank continues to refuse to issue the bank guarantee letter with the required mandatory information. The chap I spoke to was quite helpful actually. Although he did state that I must have the bank guarantee letter he was understanding as to the situation and said he would have his supervisor contact BKK Immigration Head Office so they could contact my bank's Head Office and tell them they are required by law to issue the bank guarantee letter and that failure to do so could result in the bank and the employees involved being prosecuted. Although I won't hold my breath waiting for that to happen.

I also lodged a lengthy formal written complaint with the bank's Head Office this morning. So will be interesting to see the outcome. They've got until Friday next week to get it sorted.

Don't know about the accuracy of this reporting as Big Joke has been in my District in CM, in an official capacity, for the past couple of days.

2 hours ago, Hummin said:

Photo copy works every time, but pink card is 50/50. 

 

Never works on 5 star hotels, or the bigger chains

don't agree. I've checked into several 5 star hotels throughout Thailand over the years using my pink ID card. Never had an issue. Plus I always have my Thai driver's license with me as backup in case they won't accept the pink ID card.

10 hours ago, ujayujay said:

Things are getting dark for shady farangs. Even with the new tax legislation, those who have "bought" their visa with the help of so-called agents due to lack of their own financial resources will run into big problems! Recipients of old-age pensions must present a confirmation from the respective consulate for the exact amount! I think there will be an exodus of farangs from this group alone!

consulates won't be doing that. The Revenue Dept will obtain the information directly from the banks and we will have to provide bank statements for the calendar year showing the incoming deposits when submitting a tax return.

3 minutes ago, bob smith said:

oh really?

 

so why are you replying to them then?

 

bob.

because like so many others in this forum do, you need to have your stupidity repeatedly pointed out to you until you come to your senses, and STOP signing your name on your comments. We know who you are from your profile. You must be a very insecure individual.

13 hours ago, bob smith said:

Now, now.

 

no need for that!

 

bob.

there was no need for your stupid comment in the first place

why is this subject coming up again? There's too many sanctimonious fuddy duddies in this forum who still expect the standards (with regards to tats) that we grew up with to still be applicable today. Those with tats usually get them for legitimate reasons. They no longer have the stigma that was generally applied back in the 50's & 60's, viz a gang member, a criminal etc.  In many countries it is cultural to get tattoos. Even Egyptian mummies have been found with tattoos on them.

So this bias by some people towards tats is just another example of discrimination. If you want to have tats good on you, if not good on you BUT keep your anti tat biased opinions to yourselves.

This OP and ALL future OP's that are anti tattoo should be blocked from comments.

21 hours ago, bob smith said:

the sound of the slap is clearly heard in the video.

 

absolutely disgusting behavior from the Thai woman.

 

Russian man has every right to pursue legal action against her.

 

bob.

Bob, why do you always sign your name at the end of your posts? That's what people with low self esteem do. We know who you are from your profile

I have 3 that I watch regularly.

#1. Scammer Payback

#2. Anfield Agenda

#3. Jim Venetos Golf.

For the Aussie expats that are Thai tax residents please read the following:

Tax Alert: Thailand to tax foreign income - Expat Taxes Australia

17 hours ago, Formaleins said:

When did you try to book? I did mine a couple of weeks ago, booked online a couple of weeks before that. Not sure how you think you van book that far in advance, normally they let you book online about 1 month before, no way could I ever book 100 or 145 days in advance. (You used to have to sit up until midnight 30 days before you wanted the queue appointment as they were usually fully booked in a few minutes 30 days ahead. This year had been the easiest to get an appointment, could pick almost any day within the 30 days, and about 4 appointments per day - I thought the site wasn't working as normally it is full)

Something has definitely changed, you are correct, the marriage extension has disappeared from their site. I'd give it a week and see if it changes back again, they probably arsed something up on the site and might put it right once they wake up )don't hold your breath)

 

The Lamphun site is still offering all of the marriage appointments, got to be something to do with the incompetence at CM - These people amaze me, they spend years in a total mess, they eventually get a system that works then go and totally F@#$ it up again!

 

I checked the Lamphun site and it is the same as CM used to be, you can only select the current month or next month, there is no option to book anything further than April.

I booked my April appointment for CM in January, and was lucky to get that as all the dates and times bar one had already been booked.

21 hours ago, bob smith said:

I went to Khaosan road for the 1st time when I was a teenager and it definitely was nothing like that.

 

bob.

When you were a teenager loud speakers like that didn't exist and neither did cars or motor bikes. Khaosan road has been like that for yonks. I was actually watching a video on YouTube last night about Khaosan road that was posted 5 years ago. My first visit to Khaosan road was back in 2006 and it was exactly like that. Your reaction to all the noise just shows that you've become a sad old fart.

14 hours ago, save the frogs said:

what's a fridge test?

you can check if 2 layers form in the bottle at certain temperatures?

 

the fridge test is to put some EVOO in a small glass (like a shot glass) and leave it in the fridge (NOT the freezer) overnight. Real EVOO will 100% solidify. If there's any liquid still on the surface then it's fake. In other words it has other oils such as canola oil palm oil etc mixed in.

If you get 2 layers in the bottle as per your comment, then it is most likely fake.

5 hours ago, save the frogs said:

evoo may have health benefits, but there are too many brands on the market and i don't trust that they are 100% olive oil and not mixed with other crappy oils.

so I stopped eating it.

 

make a list of all foods that contribute to clogged arteries and limit consumption of those foods.

because any one health hack or even statins won't be enough to save you if you consume bad foods on a regular basis. 

and watch out for misinformation. foods high in cholesterol like eggs don't clog the arteries.

 

 

3 brands that are definitely NOT fake are Bertolli, Carbonell & Minori.  I've done the fridge test on the first 2, so I know they are not fake and I mainly use Carbonell a Spanish EVOO. If Carbonell is not available I use Bertolli.

Most of the fake olive oils appear to be Italian.

16 hours ago, superal said:

Thanks for the info . When you say the fridge , will that be cold enough or what about a chest freezer ?

just put in the fridge, not a chest freezer or freezer of any kind.

3 hours ago, superal said:

Sounds good . What brand of evoo and where to buy it please .

The first thing with EVOO is to make sure it's not fake. Fake EVOO has things like canola oil and other types of oil mixed in, which means it's actually detrimental to your health.

If you want to test the EVOO put a shot glass of EVOO in the fridge overnight. Genuine EVOO will 100% solidify. Should there be any liquid residue on the surface it's fake EVOO.

Secondly, ONLY ever buy EVOO that is in a dark (preferably green) coloured bottle. That is what keeps the light out and therefore prevents the oil from going rancid.

Thirdly check the labels, front and back to ensure that the oil is cold pressed and that there is a produced date AND a best before date on the rear label. The maximum period between the produced date and best before date MUST be 18 months.

Bertolli is genuine BUT their rear label only has a best before date, so there is no way of knowing when it was produced and it could have been anywhere up to 2 years or more prior to the best before date.

Carbonell is also a genuine EVOO and it has both dates on it's rear label. This is the one I currently use.

Monini is another genuine oil but my local supermarket only sells it with an unhealthy oil as a freebie stuck to it, so I haven't been able to see any dates on the rear label.

Never buy EVOO in plastic or clear bottles, it will go rancid very quickly.

I buy my oil at Lotus's. My local Makro has Bertolli but only in 1 litre bottles. Based on information I've seen in videos by olive oil experts and reading data, it is recommended by those experts that for home use you should only purchase 250 or 500 ml bottles. 1 litre bottles and larger quantities, especially in tins/cans are meant for restaurants that have a heavy turnover in EVOO use.

Should you, or anyone else, have any genuine questions please feel free to message me rather than post an enquiry as a comment.

Just now, FruitPudding said:

 

Interesting 

 

That's like 400 calories a day though, in oil.

 

That's like a meal. You really ought to consume that oil on a salad.

Forget the calorie count. EVOO is loaded with healthy monounsaturated fat and polyphenols. Even my GP was surprised at the results I've achieved since starting to drink it daily. He said he knew it had health benefits but my results blew his mind. Admittedly I've drinking double the suggested amount, but not exceeding that because too much EVOO will have you sitting on the loo far more than you would like to.

Did you actually watch the video I posted? If you don't trust Dr Mandell (??) then go to YouTube and watch any of the numerous videos there on the health benefits of EVOO.

14 hours ago, FruitPudding said:

 

Lemme guess this 'Dr' is a chiropractor? Pretty sure, he is.

 

I am no doctor (nor is this guy), but I'd suggest it's more important to cut out the bad crap, than to start some supplement.

 

Like, would you put a bandaid on a dirty wound?

That may well be true if you can believe the YouTube video claiming he's only a chiropractor, BUT that doesn't change the fact that what he and many other REAL drs say about the health benefits of EVOO isn't true. I've been drinking EVOO now for around 6 months and my high blood pressure (165/85) is now well within a healthy range (114/70), my blood sugar level has dropped from 145 to 92 and my LDL cholesterol is now also within the healthy range. So it does work.

start drinking extra virgin olive oil. 30 mls (2 tablespoons) every morning on an empty stomach and the same dose again 1 hour before bed at night.

Absolutely no mention, that I can see, of making him pay all the medical bills of his victim.

On 3/8/2024 at 5:43 AM, spidermike007 said:

It is time to arrest, convict and lock up the big joke once and for all. This man has been pulling the wool over the eyes of expats and Thai people for a decade now, with his false protestations of innocence, and his fake PR game as a crime buster.

 

This guy is as fake as the day is long, and as guilty as any tip cop, at the highest level of the nation's largest pyramid scheme can be.

Lock up the Joke! 

what happened to innocent until proven guilty spidermike. So far no hard evidence has been produced, just sayso and allegations. If the evidence is real (unlike Republicans evidence) and can be shown that B J is guilty, yes then lock him up, but if this is just another attempt to sabotage him from being the next #1 cop lock up those that are making the allegations.

On 3/6/2024 at 8:24 PM, Soapy 100 said:

So I got the withholding tax form from my bank saying i was entitled to 2,500 B rebate,then I took the form to the tax office 

who informed me the rebate would be a couple of weeks, ok no problem I’ve had rebates before by cheque that I could deposit 

in my savings account with the Bangkok bank i also remember  being given a ATM card from the KTB (although I don’t have a account with the KTB)when the letter arrived there was no cashiers check, no bankers draft only at the bottom of the letter it stated “ PROMPT PAY”

it was mostly in Thai so I thought the best bank to go too was the KTB as i had received tax rebates from this bank before,after waiting over 40 minutes to see a cashier who then informed me that as I don’t have an account with the KTB i would have to go to the Bangkok bank 

after waiting over 30 minutes i was informed that the Bangkok bank could not cash the PROMPT payment because i had opened my 

Bangkok bank account with my passport but the form said something about my Thai ID card and advised me to go back to the KTB 

so after waiting another 45 minutes the cashier advised to go back to the tax office to get clarification,they advised to go to a bank 

that was enough for one day so the next morning i decided to go to the Bangkok bank main office we’re i have always found them very helpful 

the cashier lady scrutinized the form,spent 15 minutes on the phone talking to the tax office,and then advised that they could not cash the 

PROMPT pay form and i must open an account with the KTB in order to receive the rebate.Ok so I went to the head office of the KTB and found i 

would number 20 in the queue outside as inside was full,so I returned to the KTB i first went to,on the way i thought i would need my 

tabien ban book otherwise i was sure they would send me to immigration for proof of residency letter at a cost of 300B so I dropped my wife near the bank in order to obtain a queue ticket while I went back home for my tabien ban book,any way after waiting another 45 minutes 

we seen a cashier who scrutinized my passport,tabien ban,Thai id card plus my wife’s id card,then she asked me if I had our marriage certificate 

i know I shouldn’t have raised my voice but i told her that we had been married for over 32 years,my daughter was 30  and was born in the local hospital,my son was 25 and was born in the local hospital and my wife had my surname on her id card.

    To cut a long story short after paying 500B to open a savings account they deposited my withholding tax into the account,as I have 4 other 

accounts with other banks the last thing I wanted was an account with the KTB,it will know lie dormant until my next withholding tax rebate 

so anyone getting a withholding tax rebate,” happy hunting “

If you had read my OP post from a couple of weeks ago on this very subject you would not have had to go through all this trouble and inconvenience.

I'll repeat the short version again for foreigners who are expecting a tax refund.

#1. PromptPay refunds are NOT available to foreigners.

#2. The Revenue Dept have cancelled the e-card method of receiving your tax refund effective 1 Jan this year.

#3. Some Revenue Offices are still sending out refund cheques but most have also ceased this practice as of 1 Jan this year.

#4. Foreigners now need to open an account with Krungthai Bank to receive there tax refunds, also effective from 1 Jan this year.

#4. when you receive