Everything posted by bradiston
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Rat problem
Angry cat. Love it.
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Passenger sustains serious injury on escalator at Don Mueang airport
In no way to detract from this poor woman's plight, I met a woman in the Beer Hall off Sukhumvit, Nana area, years ago, and got chatting. She lost a leg in an equally terrifying way at Hualamphong, running for a train in high heels. I'll spare you the details, but believe me, they were horrific. She seemed to have recovered from the dreadful trauma extremely well, and was able to lead what appeared to be something of a normal life, out with friends and doing whatever people do in such an establishment. Well, apart from drinking beer that is. Her story haunted me and still does. She was able to recount every detail of the accident, but had the amazing strength not to let it destroy her life. Kudos!
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When does it become time to put money aside in a separate account and self insure?
I had an almost identical accident. My total costs for all the same things you mentioned were in the same ballpark, about 12k THB. I cracked a rib and had 3 stitches over my eye. I looked like Rocky, final round. No problem there with pay as you go. But to cover big RTA, or major surgery/care for whatever reason, I'm ok with paying 10k pm. It's called Peace of Mind.
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When does it become time to put money aside in a separate account and self insure?
I double checked by ringing them and emailing them so I got it in writing. I outlined a scenario where I had a cardiac arrest or some other major coronary event. Would I be covered in the light of my Afib. They confirmed I would be covered.
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When does it become time to put money aside in a separate account and self insure?
Yes, but PAI covers next to nothing in medical expenses. 200k, maybe 300k, at most. Not much use in a serious RTA, for instance. I'm 73. I only started medical insurance a year ago. I have Afib. I pay 10,401 THB pm. My heart is now covered after a 6 month moratorium ended. I thought about lowering the cover, $400,000, to $200,000, and upping the deductible to $5,000, in order to lower the premium, in theory, to about 6750 THB pm. But I'd have to reapply, and all the premiums have gone up, so it isn't worth the hassle. I haven't made a successful claim, so my premiums are locked in, so I'll continue them at 10,401 pm, a lot less than the current prices I think. It's ironic I suffered my worst fear, a fall, a claim for which was refused, as it only involved OP, and cataract surgery the same. So I had a month or so grinding my teeth, thinking what the heck am I paying for, and then thought, well, is any really useful education free? The fall only cost in all about 10k THB in hospital visits, CT scan, X ray etc. And I can live perfectly well with the incipient cataracts. $400,000 would go some way, maybe all the way, to meeting costs for chronic/catastrophic illness/injury, which is the main concern. For just over 10k pm, can I complain? No, I don't think so. PS My insurers are WRLife.
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Over 9.3 million people cleared from police criminal record files
One wonders if amongst the 9.3m are deceased/departed overstayers as previously reported. Maybe duplicate records too, and/or incomplete, corrupted, long out of date etc etc. Next news item... "Police accidentally wipe all records of all convicted felons over the last 50 years".
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Online debate erupts after woman recounts unsettling experience with app-ordered taxi
Any problems with a Bolt ride and Bolt deny any accountability. They recently updated their Ts & C's, which they sent me a copy of. I'd made a complaint about being charged double for a return trip, same-day, Pratamnak Soi 4 to Bangkok Pattaya hospital.
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AIS data-only package
I recently bought an AIS SIM, 12 month, 15Mbps, 100 GB pm, 1790 THB including SIM at the AIS shop in Central. Don't forget your passport or other ID.
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Ruangkrai Leekitwattana: The political giant-killer aiming to chop down PM hopeful Pita
Ruangker
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Pattaya - Has anyone done the 50k photo verification yet? if so which bank and branch?
I asked about it in the Krungthai on Thepprasit. They said come back on July 21st. Bizarre. I'll try at another branch.
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Thepprasit Road upgrade aims to reduce accidents, accommodate underground cables
Totally agree. As do Thais I talked to. Can't right into or out of almost any businesses, shops or even Sois. This is a total disaster.
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What is the alternate cash tree of teak wood in thailand ?
Durian
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Purse-snatching pinch: Chinese thief bagged for swiping 2.1 million baht Louis Vuitton at Bangkok airport
Top price for a pair of Air Jordans 17,711,000 THB. 2nd most expensive 3.2m THB. 3rd, 3.1m THB. Just a sample. But, because she's Chinese and a woman, somehow it's obscene to have paid this amount, if she in fact did. However, it's crazy to be actually carrying this item around with you. It should be locked away in a safe. In a few years, it would have been worth double. Only 5 made! Unused. Mint condition. Priceless!
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US-China tensions: Biden calls Xi a dictator day after Beijing talks
Dated January.
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US-China tensions: Biden calls Xi a dictator day after Beijing talks
If you send over your top diplomat/minister/secretary to seek to repair the totally fxxxed up mess between the US and China, then completely destroy any positive outcome with fatuous comments about dictatorship, it shows a remarkable lack of diplomacy. If you feel so heated about Xi why not just declare war on China and stop pretending you want a proper trading relationship or whatever. US never had a problem with propping up dictators in the past. The real problem is, Xi is a lot smarter than those guys.
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US-China tensions: Biden calls Xi a dictator day after Beijing talks
As an innocent bystander, aka Brit, I was really rooting for Blinken, and thought he did a great job. Peace at last! Then Joe stuck his big foot in it. Total dismay! ???????????? They should have an anti-gaffe unit on 24 hour standby for some of these world leaders. I like Joe, but for heaven's sake man! Give peace a chance!
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Selling my house in the UK
I think the difference in 2015 valuation and 2021 sale price was about £20,000. I was selling to my daughter, so, keeping it in the family, took the lowest valuation I could get! It was still a fair market price though. Anyway, I did the CGT declaration as required and have not heard anything back.
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Selling my house in the UK
I sold a property 2 years ago and used the CGT calculation for non residents based on an April 2015 valuation, which I happened to have. If I recall, the amount owed in CGT was significantly lower, in fact, 0, using this method, mainly because the value as sold was less than the 2015 valuation, whereas it was about 50% higher using the other method. Down to the difference between inflated agent's valuations, and real market value as sold 6 years later.
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Repatriation of property sales proceeds
Yes. In Philippines they have the "Anti-Dummy Law" that outlaws any attempts to circumvent existing land laws. https://attorney.org.ph/legal-news/252-the-philippine-anti-dummy-law#:~:text=The Anti-Dummy Law is,not allowed under Philippine law.
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US-China tensions: Biden calls Xi a dictator day after Beijing talks
Or Russia ever since Stalin?
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Selling my house in the UK
Oh yes you do! https://www.gov.uk/report-and-pay-your-capital-gains-tax/if-you-sold-a-property-in-the-uk-on-or-after-6-april-2020
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Repatriation of property sales proceeds
A foreigner can own a house, but not the land it's built on.
- Rat problem
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Best Wise alternative for sending THB?
This is not possible. However if you wish you can transfer THB from your Thai bank via Dee Money into your Wise sterling or $ accounts. Or any other account I guess.
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National Astronomical Research Institute forecasts today as longest day in Thailand
No probs. It seems NARIT has passed Astronomy 101, and discovered that June 21st is the longest day. But the reporter has failed dismally. The sun stops? What, and waves? "The term ‘Solstice’ comes from the Indo-European word stice, meaning steady or pause. The Summer Solstice signifies the day when the Sun’s path reaches its northernmost point and remains stationary. The Sun’s position changes about one degree per day, and from March, it gradually moves northwards until it reaches its highest point today. After this, it will slowly move southwards. " What appalling nonsense. It's not going anywhere. WE are. The "sun's path" is our path in relation to it. It only appears to move because of our motion. Maybe they don't teach it in Thai schools. Galileo? He wasn't Thai, so who cares?