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gk10012001

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Everything posted by gk10012001

  1. 60 kgs is 132 pounds! I didn't know that compressed heroin is so dense, 132 lbs in one suitcase for the number of bricks seemingly shown in one of the photos?
  2. How many of them actually leave when their visa term expires?
  3. Deport them immediately and ban re entry for 5 years. Seizing the bikes seems like a good idea. That may force some action and maybe take the shops that improperly and illegally rented out the bikes out of action
  4. i am just going to add that here in the USA I have worked for many many companies and contract agencies that had 401 ks. When I left those companies I rolled over my 401s into my own IRAs in my Etrade account, consolidating them over the decades. Slightly different names in the UK but moving things into ones own accounts is the way to go
  5. I got started by picking a dividend rate I wanted, i.e 5 %. ETFs are basically a group of individual stocks that tent to focus on some sector such as utilities or communications etc. So many ETFs out there. The beauty is they are not just one stock in them so the risk of all going bad is pretty low. Individual stocks, I only own a few, VZ, PFE, AGNC, O. Look at ratings on Morningstar or in ETrade itself which is my broker. Buy and hold. Collect the dividends and reinvest them as you see fit. I also own PFXF, PGX, and PRHYX bond fund and OPTAX a tax free amt free bond fund in my regular brokerage account outside of my IRA. I never traded a lot. Just went with the dividend and every few months maybe keep or sell one or two. I keep it simple
  6. to all tourists: bring no valuables. wear no jewelry regardless of how long you have worn it or are personally attached to it or just so used to putting it on as a daily routine. It really is that simple. the only thing I wear is a $8 USD digital armitron watch I bought at a Kmart. yes it is old enough such that Kmart still existed in the USA. It keeps beautiful time. Once I was approached and was grabbed, got the old grab the crotch distraction, etc. and as the ladyboy thing tried for the watch saw it was a cheapo and left. Really annoying. This was not even late at night it was daytime up by soi 4 as I was walking to Big C
  7. and they introduced hundreds of cctv cameras, and so many other things. But if they do not actively enforce actions and ticket violators nothing will change.
  8. Hotel Amber. People I know have stayed there and love it. Close yet far, and very quiet up off third road. 5 star? no, clean and well run and modern yes. my friend just checked out and was there july 12 to yesterday
  9. Ridiculous judgement and sentence. Getting very tired of adults getting let off the hook so easily.
  10. yeah. nobody watched it much. 6 pm news maybe and then the 11 pm news weather and sports 1/2 hour. Sundays definitely family stuff, Disney, Wild Kingdom, a Jacques Cousteau special etc, Saturday morning a few cartoons in the 70s but not much. We went out and played and socialied. That was the beauty of no cell phone constant communication. You caught up with friends later
  11. Growing up I think my Dad played some card. Not for much money but definitely had some guys over. we had a round container that held plastic poker chips of various colors you could make believe had different values. We did play a little bit with those. If you lost your chips you were out
  12. Yep. rotary dial telephone. Black and white TV. Only 3 major networks. thank god we could just get some UHF out of boston and caught good PBS, british shows like the prisoner etc.. When I watch kids just keep buzzing their brain today non stop on a phone twiddling thumbs it hurts. No creativity and too much noise and stimulus constantly
  13. been to four. Ko Larn off coast from Pattaya, Koh Samui, Phuket, Ko Samet (was there during the tsunami in 2004. We miraculously changed our phuket reservations just the day before and went to Samet. I guarantee i would have been on the beach when the tsunami struck as I go before the sun gets too strong),
  14. growing up we played all sorts of card games. Pegging on a cribbage board, Pitch, gin rummy. never for money. Just pure recreation and passing time and socializing on some of our cold winter New England days
  15. sooo, can recrational people now play poker in Thailand in home games, with or without real money ? Remember the bridge club fiasco in Pattaya a few years ago? God forbid one has a deck of cards and they were not playing for money, just points and bragging rights
  16. i was told my one phone chat person that one can re enroll upon returning to the USA from living overseas and you would qualify for a special enrollment period and would not have to wait until the October to January general open enrollment period. that sounded a little too convenient so further digging seems to say you can get the special enrollment period if you lived overseas at least 12 months. So the devil is in the details but it looks like I got things going in the right direction.
  17. yes. 10 % every year is the penalty. And that compounds. its quite a racket
  18. I am in the US and over the last ten years came close to buying and renting several properties. But the rampant squatting that was going on became a big concern so I did not buy. One bad tenant/housing issue can break you if you are on the edge of profitability. And if not living in the area, addressing problems can be huge. Growing up some of my friend's parents had a property or two and me and his kid were always the ones going to paint the house, fix the window, replace the water heater on a weekend, etc. I invested in income producing things like bond ETFs, dividend paying stocks and ride the ups and downs and collect the interest or dividends. More peace of mind. Now, if you are planning on returning to the UK, then keeping a property maybe as your permanent address, not telling you are in Thailand then maybe keeping the property As to a good tenant, yeah one can pull the credit reports and all the standard stuff, but the past doesn't guarantee the future. A co worker who with his Father has several properties in San Diego County, California does this. when he gets an application from a potential renter, he goes and surprise knocks on their current place where they are living. If he sees the place is well maintained and not a pig sty then he says he has found that to be the most reliable way to determine the quality of the renter. A plausible approach me thinks.
  19. So today out of the blue, Medicare/SSA decided to change from dismissing my SS 44 IRMAA reduction request which I submitted n April, to now doing it. They changed my Premium from its ridiculous 670 to 274 for all of 2025. Now I have been paying 670 every month this year so I am guessing I will get some credits for overpaying going forward at least for this year? This is good news for me. Now it looks like my estimate of my MAGI for 2025 is going to be a bit higher then I originally estimated due to more slot machine jackpots, but I won't be off by more than one of those IRMAA pay table jumps. I also am starting social security I think I get my first payment the last week of July or maybe not until August. It depends on how fast they process my claim. Since I am on medicare and SSA automatically deducts the premiums from your SSA benefit payment, they may need a little extra time to line things up.
  20. so he borrowed money and the officials are not even thinking the loan sharks too action against him and made it look like suicide
  21. Really? Wow this is getting stranger every year. Until I hear more reports about expats being taxed or filing assessments or being in trouble for not filing assessments even if no taxes are due is keeping away from any long term retirement plans there at the moment. I want things done simply when I retire. heck I found out that Etrade will NOT automatically send wired money on a periodic basis. Have to submit paper every time
  22. I am just a bit curious when say the mortgage is nearly paid off, the value is 200k, yet that will only free up 127k. Where does the other 70k go? Taxes on property sale? In the USA if one meets the ownership/physical living test one gets 250k or 500K USD exemption on any sale profits
  23. mytello eh? Interesting. I looked at their website to see how it works. I am guessing they use VOIP or something like that but can't see any details yet
  24. yeah. A group of them threatening her or intimidating her later while she is out numbered maybe...

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