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jambco984

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Posts posted by jambco984

  1. 15K baht is so ridiculously low for a local policy that I would have real doubts as to what it covers.

    As a point of reference I pay about 56K baht in age bracket 55-59 years for the highest package at BUPA Thailand (Platinum) hospitalization only. It'll go up at 60 but not sure to what. Doubt 100K though.

    As Thais have free universal coverage the market for insurance here is limited and it is thus comparatively costly. For hospitalization only, any policy worth having is unlikely to be under 50K a year for people in your parent's age range. And you will be hard pressed to find ones that will newly enrol at age 60. an get.

    I think the BUPA quote you got was either inclusive of OPD (unnecessary) or else BUPA international rather than BUPA Thailand as 100K does sound too high. Although you may have y go to that for your dad due to lack of options for new enrolment at his age. For your Mom, you can do better.

    I have sent you a PM to look at what it reckons it covers, if you have the time to give me a message back I would appreciate it, thanks. wai2.gif

    It was Bupa International, how do I get to the Bupa Thailand webpage as I couldn't see it?

    Thank you.

  2. Had the same problem. Last night Phil Connors advised me not to install it on the external sd card. So far so good, will report back once problem reoccurs.

    Sent from my GT-N7000 using Thaivisa Connect Thailand mobile app

    Same problem. Did as above all is now fine

    :D

  3. Have a look through the Insurance in Thailand forum and you'll see mention of a number of insurance options. BUPA seems to be the largest/best known local insurer but I am not sure if they will issue a new policy to someone already aged 60. Your Mom should be OK but it may take some searching to find a policy for your Dad. You may need to self-insure for him, in which case I advise not less than 5 million baht put aside. I also advise going for high level cover (i.e. 5 mill or so) for your Mom from the start, but you can make it hospitalization only as outpatient costs are generally affordable and the increased cost of OPD + hospitalization isn't usually worth it. It's catastrophic hospitalizations you need to worry most about.

    If there is any way to, try to maintain their eligibility under the UK NHS as it would be very useful should they ever need high cost elective surgery (hip or knee replacement, for example). Even if you find a policy that will insure your 60 year old dad they are not going to cover anything arthritis related.

    Make sure they consider the distance to the nearest decent hospital in their choice of where to live. It is easy to overlook that when one's health is good, but as people age the likelihood of a sudden emergency does increase significantly.

    Thanks a lot. I understand where you are coming from regards the

    level of care for the future being more important than now but getting a

    policy while they are still relatively healthy is priority I imagine.

    At my folks age is a local health insurance any good? I have had a quote

    from LMG through a broker and quoted as approx 15k baht per year per

    person? It seems like a good deal with the package that is involved but I

    will admit I am clueless. I know I got a quick quote from Bupa and it was 2000 GBP (100k baht) per year, that is a lot, especially coming from not having to pay for it with the NHS and then going full throttle into 100k baht.

    With this policy for 15k baht it requires a medical for anyone over 60, what would that entail as I'm sure these policies are for nationwide coverage and not a few hospitals? Would the medical be able to be taken at a provincial clinic or hospital?

    I don't think they could use the NHS after leaving, ridiculous after paying tax all their lives.

    Thanks for any help given and going to be given.

  4. New car dealerships don't do trade-ins themselves - they usually have on-site 3rd party brokers, or might call in tent representatives to handle your trade-in.

    Short answer: no problem.

    That is what I like to hear, cheers.
    But you might get a bit more (10K or so) selling directly to the tent. They can hand over the cash in a day or two. Best money is to sell privately but that can take time.

    Nice one, thanks.

    thumbsup.gif

  5. Out on my travels yesterday on my Trek.

    Looks like you are getting great return from your investment! I wonder if you could go across the border at Chong Mek and keep going! I rode around there years ago and always wanted to give it a shot.

    Great return indeed. I love getting out and about at every chance I get.

    I have only been down this way for a month so still adventuring in the local area. I think I will travel a little further a field if I could find more riders. There is me and my mate who go out nearly every day.

    Heading into Laos sounds great, I would love to do that if possible.

    smile.pngthumbsup.gifsmile.png

  6. There should not be a need for translation of an English language document for immigration - they deal in English. Only when dealing with other offices such as land and district are translations required often required.

    I know you are all knowing and awesome but is this 100% FACT.

    I hope so as my folks are heading over from the UK at the end of this month and they are heading down the route of Extension and Dependent.

    No translation is required??

    If so thanks, I see you wrote should which isn't a 100% definite.

    Thanks.

    smile.pngwai2.gifsmile.png

  7. Both of these are very common drugs and readily available in local brands in any pharmacy. There are many, many local brand names. You will have no problem at all getting omeprazole just by asking for it by that name, and all pharmacies will have it.

    Levothyroxine you may need to go to a "proper" pharmacy for i.e. one with an actual pharmacist on the premises, but it too is not at all hard to find and will be recognized by the generic name (if it is not, just say "ya thyroid".) Euthyrox is a common brand but there are many others.

    A greater concern is what you will do about their health care i.e. doctor visits and hospitalizations when/if the need arises. If they are over 60 it will be hard if not impossible to get local insurance for them, and even sticking to government hospitals costs can be quite high.

    If the possible alternative is one or both needing to go into a nursing home in the UK in the future then the hospital costs in Thailand don't sound so bad. I am considering the same course of action with my parents, if they will agree to it, as I believe the quality of life they could have here for their final years would be far superior to what they would experience back in the UK.

    Agreed. We are a fairly traditional family when it comes to looking after the elders, my Mum and Gran looked after my Great Grandmother when she was old. Then my Mum looked after my Gran. I have a supportive and amazing wife who would help me with my folks as putting them in a home in the UK is worse than being in prison.

    I think not only would the lifestyle and mood improve but could add years rather than struggling through 3 months of snow per year. laugh.png

    Thank you all so far.

    Priceless help and insight.

    wai2.gif

  8. Both of these are very common drugs and readily available in local brands in any pharmacy. There are many, many local brand names. You will have no problem at all getting omeprazole just by asking for it by that name, and all pharmacies will have it.

    Levothyroxine you may need to go to a "proper" pharmacy for i.e. one with an actual pharmacist on the premises, but it too is not at all hard to find and will be recognized by the generic name (if it is not, just say "ya thyroid".) Euthyrox is a common brand but there are many others.

    A greater concern is what you will do about their health care i.e. doctor visits and hospitalizations when/if the need arises. If they are over 60 it will be hard if not impossible to get local insurance for them, and even sticking to government hospitals costs can be quite high.

    Hello Sheryl,

    Thank you for taking the time to reply, I am glad you replied as I have read your posts in the past and find them informative and to the point.

    thumbsup.gif

    I have painted a rather bleak picture of my folks which wasn't my intention.

    My Dad turned 60 on Friday and my Mum is 53, although the age is showing they are both very active and have no other problems. They walk a good few miles everyday and are for there ages fit as fiddles (put me to shame).

    My Dad has arthiritis in a few areas and the stomach issues but not massive problems as of yet.

    My Mum has the Thyroid problem but was only diagnosed about 12 months ago. The Docs say she is fine but will need to take a low amount of this medication I stated above with occasional blood work which is approx 500 baht to see how her levels are.

    I understand and appreciate your concern on health insurance and I have them looking into it now. I am also trying to find good rates and as I explained they wont be cheap but the cheaper the better or worse as it could be. The thinking is if you don't use it you lose it but it's nice to have. I told them they need to find a balance of cost effectiveness with the coverage being as extensive as possible. By no means they are rich and also they are not counting the pennies so a nice balance would be great. Do you know of companies or could you point me in the right direction to help them out and make an informed decision.

    Recomendations please.

    biggrin.pngsmile.pngbiggrin.png

  9. Pretty much anything that is not addictive or open to abuse is available over the counter in the larger pharmacies here.

    In Thailand you can buy anti-biotics as easily as you could buy a mars bar, where as in UK they need prescriptions for example.

    There are pharmacies on every street in Thailand, but not all have qualified and competent staff..

    If you tell us where your parents are going to stay then someone can recommend the best pharmacy to go to for professional assistance.

    When they arrive they will stay where I am in Ubon Ratchathani for a while and then look around after they are settled, they have been before so know the script. Thanks for your reply.

    smile.png

  10. My Mum and Dad will be coming to live in Thailand at the end of this month they will need medication and you guys and gals are all knowing in this area.

    Firstly my Mum takes Levothyroxine in the UK and I believe there is an OTC equivalent here as I checked a different thread, I just want to check all is good and nothing has changed. Brand names please as I forgot the name of it. :huh:

    My Dad takes Omeprazole or more commonly known as Losec I believe. Is this available OTC in pharmacies?

    Thank you very much ladies and gents. I look forward to all of your replies.

    Darren

    :D

  11. I own a Ford and have no problems owning a Ford in Thailand, I am happy with my truck and not looking to sell right now. It's part interest and part possible future.

    I know the Thai market has a st*ffy for Honda and Toyota being amazing but, if I wanted to part exchange a

    Ford

    Mitsubishi

    Chevrolet etc...

    Would there be a problem?

    Say for example I headed into any new car dealer with a car that isn't that make and said I wanted to part-ex my car would they be willing to do it?

    I know back home it's not too much hassle to do this but the car market in Thailand seems to have hassle as a middle name.

    Any thoughts?

    Cheers.

  12. So to buy a Honda from a Bigwing where do you have to go?

     

    Where are the Bigwing centres?

     

    I guess Bangkok, Patts and CM but where else in the country are there Honda Bigwings?

     

    Is there a list online as I cannot find it after an initial look.

     

    Personally I want to know the nearest place to Ubon Ratchathani.

     

    All branches would be nice though.

     

    Thanks

     

    Posted Image

    02 725 4000 that's their call center and they speak English. I found only big wing in bkk so no need to go to their website.

    Sent from my GT-N7100 using Thaivisa Connect Thailand mobile app

    Thanks very much I will give them a call.

    :D

    • Like 1
  13. So to buy a Honda from a Bigwing where do you have to go?

    Where are the Bigwing centres?

    I guess Bangkok, Patts and CM but where else in the country are there Honda Bigwings?

    Is there a list online as I cannot find it after an initial look.

    Personally I want to know the nearest place to Ubon Ratchathani.

    All branches would be nice though.

    Thanks

    biggrin.png

  14. Update: My boss went to the labour office armed with a medical and lots of paper and was told the standard medical wasn't good enough and that I needed a blood test to check for syphillis and elephantosis (excuse the spelling if needed).

    The boss asked can I get a WP with the Language School and the Government School in a book after all this, the answer was yes just bring a medical with a blood test.

    Posted Image

     

    Rule since 2010.

    Care to ellaborate? Reference or link please.

    :D

  15. My Galaxy Note 1 does it from time to time. A while ago it caused me to lose internet for a few days then it started working again.

    I sometimes get the R popping up now but it doesnt stop me using the internet.

    :D

  16.  

    I would like to know why you want to disable the ABS. I think it is a great feature. Thanks

    Sent from my GT-I9100 using Thaivisa Connect Thailand mobile app

     

    He probably wants to go off road.

     

    What worries me is people commenting they feel so safe with ABS when leaned over going around bends.

     

    Knee down Kwasaki they should call you!!

    Posted Image

     

    Not anymore I wouldn't bounce very well these days but that's why I like the ABS in a straight line especially in the wet.

    I will lend you some padding if you like?

    :D

  17. Update: My boss went to the labour office armed with a medical and lots of paper and was told the standard medical wasn't good enough and that I needed a blood test to check for syphillis and elephantosis (excuse the spelling if needed).

    The boss asked can I get a WP with the Language School and the Government School in a book after all this, the answer was yes just bring a medical with a blood test.

    No teachers license waiver required.

    Will give final details when I know more.

    :D

    • Like 1
  18. I would like to know why you want to disable the ABS. I think it is a great feature. Thanks

    Sent from my GT-I9100 using Thaivisa Connect Thailand mobile app

     

    He probably wants to go off road.

     

    What worries me is people commenting they feel so safe with ABS when leaned over going around bends.

    Knee down Kwasaki they should call you!!

    :D

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