Reasonably happy. I have completely run out of assets other than crypto and been selling some lately to stay afloat. I had 80,000 XLM and now down to 30,000 and they came up better than XRP. I still have a reasonable amount of XRP so here's hoping.
I use Ledger cold hardware wallets. I have a Nano X and also a S+. I have an as new Nano X for sale in Australia. Long story on that one. I have found them to be reasonably easy to use but admittedly I have not used other hardware wallets.
Some people are under the impression that your crypto is stored on the device, they are not, it's only your crypto keys that are stored on it. The seed phrase is a multi word (24 in my case) set of words that is provided by the device when you set it up. Those words need to be recorded and kept in a safe place. If you lose or destroy your device you can buy a new one and enter the seed phrase and bingo its as it was before. If you lose the seed phrase and something happens to the device you are up the proverbial creek without a paddle. People say this is bad. It's the same thing if you have an exchange account and your crypto (keys) are stored there. If the exchange goes away so are you keys thus your crypto. I prefer to have mine on my device rather than an exchange. I transfer to an exchange when I want to sell.
Even though I have one for sale, it is recommended to buy direct from Ledger in France. People have resold devices after being modified to steal your keys after you load it up. I have found Ledger to be very helpful and the one I have for sale was a replacement and posted to my original address.
Message me direct if you need to know any more as I will help where I can.