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Sheryl

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Everything posted by Sheryl

  1. You might also run onto issues entering visa exempt unless there was a time gap. Sometimes get in, sometimes taken aside for questioning but eventually let in; Occaisonally refused entry. Note that if entering by plane you'll be asked to show a flight out within 30 days. Basically they go not want people living in Thailand long term on TVs . Some people manage it but there is always some doubt as to whether next entry will be allowed. At your age options are: - Thailand Elite visa -work visa - educational visa but careful on those as there have been crack downs on some schools. And marriage visa but for that you need to marry a Thai.
  2. Single (not multi) entry tourist visas can be issued in neighboring countries but whether you can get one is another matter. Back to back tourist visas are frowned on as is spending more than 6 months a year in Thailand on tourist status and if you time your entries right you'll have already gotten 9 mos off your METV. Chances of a SETV at yhat point are flim IMO. How old are you? If over 50 could consider converting to a type O and getting a retirement extension.
  3. Not quite....savings count and above a certain low threshold you'll be required to spend that first. You can keep a home and 1 car. And income limit is really low. As little as $1,500 a month for a married couple in some places.
  4. Bumrungrad is one of the most expensive private hospitals in Thailand. Not a feasible option for your GF. For spinal surgery at a private hospital you are looking at over 300,000 baht. (How far over depending on type of surgery and how many levels of the spine). As noted she can get care free under the Thai public health system. If that proves hard to access (with spine surgery it sometimes does) her next best recourse is self pay at a government hospital like Chulalongkhorn. But as the MRI report did not indicate a need for surgery you should, as previously said, start by having the actual MRI film reviewed by a top spinal specialist.
  5. If I recall this was the plan I used to get https://www.imglobal.com/img-insurance-plans/patriot?gad=1&gclid=Cj0KCQjwwISlBhD6ARIsAESAmp77VmQATq_fGzWsQe5uY4bHs8s71SwJbbxHIVkdO0so1lTUAAa7PLQaAqbrEALw_wcB I don't recall it being very expensive...but I may have taken a high deductible on it.
  6. The usual factor in how soon you can be discharged is how much pain you have. Thai hospitals are reluctant to prescribe narcotics to outpatients so will tend to keep patients until they no longer need a narcotic pain killer. If your pain is minimal 1st day post op then yes, could likely go home then, otherwise maybe 2nd day. You can start walking almost immediately but not too much for the 1st week (be guided by how you feel). Most people can resume brisk walking after about 1 week, You will need to avoid lifting heavy objects and things like sit ups, bench presses etc -- anything that exerts pressure on the abdominal muscles - for at least 6 weeks as it takes that long for the mesh to integrate with the body tissues. You risk hernia recurrence if you start too soon. it is not possible to do this surgery under sedation + local . Laparoscopic is always done under general anesthesia. If there is a reason general cannot be used then open approach can be done under regional anesthesia i.e. spinal anesthesia .
  7. Suggest either of these: https://www.bumrungrad.com/en/doctors/Weeraworn-Nakarawat https://www.bangkokhospital.com/en/doctor/prof-dr-kongkiat-kulkantrakorn
  8. I woukd suggest a US based plan. Just make surf it goes not ecxlude US citizens livingcdbroad. Prior to becomjng eligible for Medicare I used to get IMG
  9. Possible this is a spinal issue and unrelated to the COVID just bonicidental timing . If symptoms persist may need to get MRI of spine. If arm affected as well as leg then both cervical and lumbar spine.
  10. Both points are true. But there is no medical urgency on the wait and you won't be in hospital very long. So it really comes down to your preference and how much the cost savings are worth to you....and how bothered you are by govt hosp condiuions/vibe, which is very individual. You will end up with the same medical result. If you go public try to get a private room (extra cost but usually not more than 1500 baht a day). That way you can have a Thai speaker stay with you as the nurses etc will not speak English (their English often isn't great at a private hosp eithef but st least there is some).
  11. Probably. But you could also apply online for evisa while in the US just put expected travel date as Dec 27 or later.
  12. The visa expiry date is the last date on which you can enter/re-enter the country on that visa. It is not the date you can stay in Thailand until. Upon each entry you will get a 90 day permission to stay and this can extend beyond the visa expiry date. You could leave the country in late December and get a stay up to late March on return (as long as you re-enter not later than Dec 26). You can't get a new visa before the expiry date of the old one. And no reason to since, as above, you can stay here until next March if you time your entries right. When does your current permisfion of stay expire? (It will be earlier than thd visa expiration dste).
  13. I have had Cigna and you really want a broker with it as their customer service is very inefficient. Nothing sinister just disorganized and ditsy. Constant staff turnover of young inexperienced people. I think the reason they are able to keep their premiums lower than most is that they cut corners on admin.
  14. Not the same entity at all. You don't want Cigna Thailand you want Cigna Global. May have to use a broker to get it.
  15. Moved to Health forum. Skin cancers are rare in Thailand and experience with them is limited here. One has to consider not only the skill of the detmatologist but also of the pathologist. The best doctor for this is in Pattaya: https://www.bangkokpattayahospital.com/en/doctor-profile?v_id=7&depid=2 US Board certified and worked in US for many years; specifically specializes in skin cancer. Well worth the trip to see her. If unable/unwilling to go to Pattaa second best option would be the government Institutd od Dermatology https://www.iod.go.th/en/
  16. Not a feasible business model. If all ages paid same premium almost no younger people would get it as their premiums eould be absurdly high relative to their medical risk. Premiums do not "spiral out of control" due to age. Age related increases are fully knowable in advance. Where rates do really spiral is with Thai issued policies where clams based increases are tacked on as well. Those, you cannot predict in advance and they can be considerable. This can be avoided by getting an internationally issued policy.
  17. Countless women get this in Thailand. Any hospital as well as many clinics (including government health centers) can provide it. Not expensive. All Thai women know where to get this. Effectiveness is about the same as the plll if pill is taken regularly without fail. The main advantage is no need to remember to take a pill daily -- but of course have to remember to get the injection every 3 months and for some women that is harder than remembering a pill everyday. Menstrual side effects are very common with it. Other side effects experienced by somme women are nausea, depression, headaches and hot flashes. If it is desired to prevent pregnancy for a long time, an alternative is the contraceptive implant which goes under the skin. It is same class of drug (progestin) but unlike the injections which give a high blood level initially that then goes down, the blood levels are constant and at lower level so may be better tolerated by some women, and no need to remember anything. However it does require a minor surgical procedure to insert it and also to remove it, for which reason I suggest any woman considering it to first try a progestin only pill for a few months. If that suits, so likely will the implant.
  18. Where in Thailand? Sounds possibly like trigeminal heuralgia
  19. A good broker provides assistance afterwards with any claims issues or reimbursement delays that may arise. They have back channels to the insurance companies so can get a response more easily/quickly. There is no added cost to the insured person in using a broker. Since you can change brokers at any time, even after policy has been issued, and there is a premium payment each year, the broker had incentive to keep clients satisfied. And of course they also care about word of mouth endorsements, satisfied clients refer others.
  20. The claim was denied (and his policy voided) because the insurer discovered he had pre-existing BPH which he had not declared on his application.
  21. Several posts have been edited for civility. No name calling, please.
  22. Try Fascinos near Siriraj hospital in Thonburi (there are some other large pharmacies right near it as well) 979 Arun Amarin Rd · +66 88 290 9871
  23. Try Fascinos near Siriraj hospital in Thionri (there are some other large pharmacies right near it as well) 979 Arun Amarin Rd · +66 88 290 9871
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