Sheryl

But in many places they will not know about DTAs and thus not know or agree invome is exempt.

I am not clear. Did she say you needed to declare exempt income? If so, how? Or did she disagree that it was exempt?

Yes he is definitely top Dr for knee issues in Thailand and certainly worth travelling to consult if problem seems significant. But no harm starting closer to home first. Meds (unless controlled drug) should not be bought at hospital as markup is considerable.

Posts discussing illegal activity have been removed.

Totally agree, Bechamel is an abomination. And the interplay of the mozzarella and ricotta together are what makes a lasagna. But you are talking to the wrong Italians! Talk to any Sicilian, or resident of Abruzzo, Apulia, Basilicata, Calabria or Campania and they will agree wholeheartedly.

To be fair, Italian food in the US was very much shaped by Italian immigrants. More than 5 million of them came in between last half of 19th and first half of 20th century. They brought their cuisine with them but modified it to fit their new circumstances. The way I always heard, New York pizza was born out of the need of the many Italian immigrants working in the construction sector for a filling lunch that could be eaten easily and quickly with their hands, sitting astride a highrise girder or in a construction lot. So the original Italian version, which was far thinner and more of an appetizer or side dish, was made more substantial. Also worth noting that Italian immigrants were disproportionatrly from Sicily and other parts of Southrtn Italy so the Italian foods that became mainstream dishes in the US have that influence which is quite diffetent from central and Northern Italy. Hence lasagna in US always uses ricotta rather than bechamel. ...whereas opposite seems the case in UK and Europe.

Phyathai Sri Racha should be fine for this. You can expect a physical examination and probably Xray . Depending on what these show additional imaging might or might be needed.

A lot of people with very small income well below the threshold for tax do not bother to file. E.g. interest income on 800k accounts.

I would be cautious about vigorous massage -- especially massage that twists the spine -- before getting ok from an ortho

Actually the $%$@ cat HUNTS them...🤣

Would not have mentioned global income as subject is tax return filing for calendar year 2024. Global income taxation is not yet enacted.

Precisely the issue. All my remittances are excluded from being taxed in Thailand under DTA. My understanding is that barring a significant change to the tax forms, I should not declare it. Leaving my choices to be: (1) don't file or (2) file a (virtually -- I do have very small interest income from Thai bank) nil return. From prior, painful experience with my local provincial tax office I'm opting for #1.

AI is, as usual not an accurate source. The first paragraph is misleading since the 50k limit is not for most accounts, just people of certain ages. The second paragraph refers specifically to a foreign (Chinese) bank, and also seems to refer to cash withdrawals not purchases. 4th and 5th paras are generic and not Thai specific. The Kasikorn mobile app allows one to adjust debit card spending limits. I have done it many, many times, and also have used that card for purchases well in excess of 50 000 baht.

The Thai forms do not provide any means for declaring source of income or other information that might enable the RD to decide if income is assessable. To date the system has been to report only assessable income. Any income you report will be assumed to be assessable.

I can reduce (or raise) the limit myself, any time, using the mobile app. That is not the issue. The issue is whether this new 50k cap on mobile banking transactions by the "elderly" will interfere with that, creating a problem when for example there is an emrgency need to pay a hospital bill or deposit.

To avoid confusion, kindly start a separate thread on that subject as this thread focuses on PAD (which may or may not be OP's actual diagnosis).

Not the case with my Kasikorn debit card, thankfully. It is a Kasikorn Visa debt card, don't know if that is what makes the difference or if it is a bank specific thing.

If by this, you mean the comments about reviews on Google, that is never a good way of assessing hospitals. For one thing, people are most likely to post when they are dissatisfied. For another, many foreigners (the only ones likely to post an English language review) are overly influenced by things like newness of the building, English speaking, amenities etc etc and to be put off by the dinginess and crowdedness of many government hospitals. Neither of which reflect the quality of medical care. Anyone using a government hospital has to expect crowds, waits, red tape and often old, dingy buildings etc. Some hospitals are newer looking but that does not mean they are any better in terms of care. They also need to expect language barriers. Bang Lamung, because of its location within Pattaya and the large number of foreigners it sees, is better than most in this respect and even has an international office to assist. That is very, very rare. Chonburi Hospital, located in Chonburi town not Pattaya and seeing few foreigners, is like most rural govt hospitals and does nto have this. But it is a 900 bed tertiary hospital with a far wider array of specialists and specialized equipment. Bang Lamung is a lower level facility which refers many cases to Chonburi. The Red Cross Hospital in Sri Rachja (Queen Savang Vadhana Hosp) is comparable in capacity to Chionburi and has an affiliiation with two medical schools (Burapha and Chula). Which of these hospitals one would best use (if using the government system) would depend on the nature of the problem/needs. Bang Lamung is certainly closer and linguistically easier for expats living in Pattaya, and will be fine for straightfoward things, but will not be appropriate for someone with a heart problem nor many other specialized needs.

If by preset limits you mean something set by the bank, as opposed to the settings one can adjust oneself, there does not appear to be one. AFAIK the limit is the total amount in the account, a charge in excess of that would not go through. The issue is, will this new 50k cap for the elderly affect this, either by the charge being rejected, or by the ability to reset the debit card limit via mobile app being restricted? I certainly do nto want to keep my debit card limit set high all the time, in case someone swipes the card. But neither do I want to suddenly find myself unable to reset the limit when making a large purchase.

Thank you for that. Most importantly the this statement -- which contradicts what most of us have understood to be true -- is not there: "Changes to tax regulations in 2023 make all income remitted to Thailand by foreign residents in the country for over 180 days last year declarable". So presumably it was the writer from the Examiner saying that, and to my understanding it is untrue; only assessable income is declarable. Non-assessable income remitted is not declarable; in fact there currently is no way to declare it. Big difference.

I wonder if could get around this dilemma by use of debit card instead of mobile app?

It reads as though he did mention foreigners but it is impossible to clearly tell from the article which words are his and which are added by the writer.

That had been my understanding but the article states all remittances are declarable. (Declarable not necessarily assessable...but no way to show that on a tax form).

Exactly the problem. And especially a concern for the elderly, precisely the group now being limited. I am right now sitting outside the cardiac ICU at a major hospital for a Cambodian friend who just had a quintuple bypass (4 grafts, 5 vessels). His family is scrambling to sell some land to cover costs but as he could not safely wait I fronted them the money. 2 deposit payments so far: 52k before the angiogram, 1 million before the surgery (and these will not fully cover costs, there will be more due later). First deposit paid with mobile banking, Thai bank (thankfully the 50k cap nto yet instituted as I could not have left the hospital to go in person to bank at this juncture). Second deposit exceeded my Thai bank balance (excluding the 800k visa account) so used 2 US credit cards. One tripped a fraud alert, one didn't. Cleared the fraud alert with a phone call, no need to "come in person", just answer a series of ID verification questions. No one presumed to try to ascertain if I was being "scammed", just that I was I. But not all expats have credit cards with high credit limits from their home country, many have all their assets with them here in Thailand. A huge problem looming for expats in situations like this if there is a 50k cap automatically applied. Going in person to the bank in such situations not possible. Extra security, including phone call to the bank, would be fine, but an absolute cap is not warranted.

No English language version No way to declare income that is non-assessable under DTA