hotandsticky

25 minutes ago, Liverpool Lou said:

This forum is getting tediously near to being needed to be re-named "Gawd...Bob Smith's Daily Journal".

Should be consigned to the Jokes section............

2 minutes ago, sambum said:

Surely you should realise that after 21 years of your lifetime paying 25% of your income in child maintenance, paying your ex wife 50% of the value of your house in a divorce agreement and  also having to find the money to pay for a mortgage, house and contents insurance, gas bills, electric bills, water rates, Council Tax, TV licence, telephone bills, keeping the house in a reasonable condition by decorating, purchasing carpets and furniture etc, the cost of buying, taxing and insuring a car to travel to work - and of course buying enough food so that you are physically capable of holding down a job in order to be able to be paying for all of the above, if your occupation is that of a "office clerk",  THERE IS NOT A LOT LEFT to put aside as savings to dip into for your 800,000 baht!!!! 

Oh dear!

This is a great example of why socialism doesn't work. For whatever reason, and absolutely no criticism of samburn, people are not equal and never can be.

Whatever has happened in our lives brings to here; and, yes, 800k is not a lot to expect to have accumulated after a 'lifetime' of work. I didn't have that when I first came here and it was a financial struggle, but I knew that, with plans I had made, it would come good.

If someone can't afford to be here, then they shouldn't be here. If they can afford to live here but can't satisfy the immigration requirements there are workrounds available. 

14 minutes ago, DrJack54 said:

I don't think your plan will work.

My guess is that you need to show 12 months of transfers AND comply with money in bank rules for the 12 months.

So next week when I do my extension (money in the bank) , I will start the monthly transfers.

Run the 2 methods in parallel for the next 12 months.

Will then use income method when apply for extension 2024..

I suggest that you start the transfers a month earlier if you you are likely to apply for your NEXT extension up to 30 days beforehand.

I now automatically transfer 65k on the first day of very month (they like that) with other monies transferred as and when required. For Jomtien I had to get a form of certification from Kasikorn Bank.

17 minutes ago, Tropposurfer said:

Banks: Massive profits per annum, closing and reducing face to face services offshore to further increase profits at massive service quality losses.

If you have the population lulled into a trancelike state where raping them financially year in year out is 'normalised' who objects.

Add to this the State enabling such institutions because they are empowered and funded by such top-end-of-town economic giants and we the People get right-royally reamed.

Live with it, and chill out.

It is not a new phenomenon.

34 minutes ago, KannikaP said:

Sorry, I got it marginally wrong. OMRON it is.

LOL... No apology needed, you were not the only one.

It is strange how similar words can get stuck in our minds.

12 hours ago, KannikaP said:

Bht 1730 from Lazada. Omicron is the industry standard.

Yuwell...........well you decide! How would you know if the reding is correct unless you compare it with 'the real thing'?

I take mine every morning shortly after waking, and peeing, which I read is important, God knows why. The first reading is usually in the 130s, or even 140s, but the third time it is back down to 120-125. Anyone can explain this please.

I think you mean OMRON.

Omicron is a variant of SARS-CoV-2 first reported to the World Health Organization by the Network for Genomics Surveillance in South Africa on 24 November 2021. 

1 minute ago, brewsterbudgen said:

Plenty of other UK banks to choose from.  

No, there are not - not for expats.

2 hours ago, Mike Teavee said:

I don't have any evidence just recall a thread discussing it 

 

& somebody saying their private pension wouldn't allow them to pay to a Wise account,  I did ask the same question as it is just a UK Sort Code / Account number so I can't see why the couldn't pay directly to it & pointed out the article quoted early in the thread was > 8 years old when Wise didn't have their own Sortcodes / Account numbers...  Still best to check with your pension provider just in case. 

 

 

Ironically my pension is from my 26 years working at Barclays so if they do close my account (Which still says "Staff Account" despite me leaving them 10 years ago) then it will be their problem where to pay it when it becomes due in Feb 2026.

  

 

Ha Ha. My pension is from 31 years with HSBC. These days I doubt that past employment counts for anything; if I should ever manage to get through and actually talk to anyone I doubt that they would recognise that the third digit of my bank accounts is a "9" (identifying as a 'staff account').

15 hours ago, Liverpool Lou said:

In which country?  On this generally Thai-centric forum are you claiming that Starling will open accounts online using a Thai phone number?   They will not, if they would I'd have the Starling account that I've been trying to get for years. 

From Starling's website...

"Who is eligible for a Starling bank account?

You can apply for a Starling account as long as you’re over 16 and live at a UK address"

I opened a Starling account (I think when in the UK, not sure), they closed it.

A friend in Thailand ran a UK online business through Starling, they closed it.

1 minute ago, steven100 said:

where can they be bought ? 

Where are you?

Manstons produce and sell mainly in the Pattaya area. 

All local expat food shops locally stock them. That means you can also buy them online from places like Siamsburies. Not sure if you can buy direct, you would need to contact  Matt or Joe.

https://www.facebook.com/ManstonFoodsThailand/?locale=en_GB

2 minutes ago, Moonlover said:

Nine years and counting. 

Just a boy....................????

4 minutes ago, redwood1 said:

Big C Extra or Makro ALWAYS has potatoes ....40-45 baht a kilo

MAKRO in Surin didn't have any earlier this year  -  there was a shortage.

5 hours ago, Moonlover said:

 

 

 

As I recall the "Funds for long term stay" option was a later addition to the list by Wise to appease those who needed an international coding on their statements, so it makes sense that it would be at the bottom.

 

You will not last long in Thailand applying that sort of logical reasoning.

5 minutes ago, transam said:

I totally agree..............????

 

(It's p_ss up in a brewery).....????

LOL????.....I like to mix up my sayings..... I could have said orgy in a brewery........

17 minutes ago, youreavinalaff said:

I agree. 17 post newbie. New account, old poster.

I wondered if you might make an appearance and comment on sausage making....????

Just now, Liverpool Lou said:

I'll post whatever I want to post in response to any others' comments, including yours, particularly if it concerns emphasing accuracies.   You don't give posting directions here.

I don't give posting directions - don't make false accusations.

Torquayfan was right - these days you really are beginning to sound like you got out of the wrong side of the bed.

1 minute ago, Liverpool Lou said:

Some people want one when it is available.

Yes, of course, that makes absolute sense. My comment was about the difference between needing one - and wanting one. You can do without if have a pseudo bank is all you need for receiving and remitting funds.

The bottom line is that any expat should (IMO) open a WISE account as a back up to whatever they currently have in the UK. If WISE is all they finish up with the things should at least be workable.

Also, prior to departing the UK shores, get a stand alone credit card from the likes ofTESCO, Sainsbury, Virgin etc