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mran66

Advanced Member

Everything posted by mran66

  1. I'd rather skip the torture from intrusion into my private life and just take the frequent oil changes by pretty ones. But to each of their own... And beauty is in the eye of the beholder anyway!
  2. Forgive be if too personal, but I just curious: Enriched by 1000s of others before you or by you after bumping into her?
  3. ? - you thinking you mean she was not(?), contrary to what I understood based on your OP Nothing special, you just have a gf that has few side hustles ongoing - just like many of the ladies have a bf that has side hustles. This is Pattaya not Vatican
  4. oh I see nothing special about that - sometimes opportunities for good deal present them and you can only hope to be there when when those happen, you got to act fast as if not, someone else grabs the deal. so nothing much to process, you just missed the spot.
  5. My regular lady friend who is married with a farang not living here says about the same - as she was married when we met and I knew it from the get-go, she can have another man. But I can't have another girl because I was single. Falls under the broader umbrella of local logic.
  6. Well, in normally operating spot markets transaction usually happens with the highest bidder, so likely the other guy offered more on the spot(?). If so, what exactly was the part you had difficulty to process - or was it so that your higher bid was declined? Deal making with forward contracts can be different, though forward deals with favourable prices to the buyer often times get broken by the sellers due to favourable spot market price offers to the seller. And enforceability of forwards in Pattaya is weak as no collaterals, thus no-shows are common
  7. ... Heard from friends that experiences on the opposite side are very common indeed...not sure they have dated yours or if it is most ladies, but seems fairly common to have a date with a lady who is married or have 'boyfriend'. Can be thai or foreigner (typically one not living in Pattaya full time) This is Pattaya at the end and market economy seems to work just great.
  8. ... Sorry for she not knowing you checking her messages or indian guy getting her pics or she not getting money from Indian guy?
  9. ... And the zealously protected tourism image of Pattaya went up a notch again!
  10. I would guess visit to closest fire station would be a good start, they should know where to get stuff.
  11. In Pattaya installation job ( or moving an existing one to new location) 1500-2000 depending on how easy or difficult the location. Aircon prices then another story, big variation depending on brand model and where you buy.
  12. Okay, need to check the cable. But it runs normally so I would assume connections are ok
  13. Bearings are good, actually replaced noisy bearing some time ago Runs cool when normal speed after replacing capacitor (just checked as replaced the cap yesterday again). However I recall noticing earlier when changing the cap that I felt it was hotter than it should have been. Assumed at the time that that was due to bad cap. Guess I should get new capacitors from different place to try the easy solution...
  14. Non-automatic? Why would you want to control pump operation manually (if supply water to house when city water off)? Mitsu 255 or 305 is a safe bet. 305 enough for even 3 stories like I'm using
  15. I replaced my 15 ceiling lamps by (then expensive) philips 7.5w led bulbs in 2015 and since then one of them died. Also used some cheap Chinese led bulbs in garden lights from lazada and replaced several of them after few months use. So I would say It depends...
  16. I've got an 18inch hatari fan on my patio that has developed a weird habit of its speed slowing. After replacing the start capacitor, it becomes normal - for a while after which need to replace the capacitor and it runs good again for a while again. Rinse and repeat. It does not stop, but aftwr some time just starts to run at lower speed (stable speed after start). And always starts normally. Set on highest speed (3). Any idea what could cause such behaviour (other than bad quality capacitors)? I've replaced the capacitor 5 times now and it's kind of weird if they all would be bad so wonder if there is something else in the fan that could cause this.
  17. Change to regulation just to ensure police families have sustained living standards.
  18. At least the one where I've been getting the 'medical certificate' for drivers license renewals has very high standard as they can assess my health by looking more at the 150 baht than me. Don't expect these licensed ganja clinics to have standards anything less than that. Laser sharp diagnosis of ailments that ganja can cure. Even without lights on.
  19. https://maps.app.goo.gl/SkRzfCK79zvZSux29 I've been using handicapped man
  20. Was thinking about this 'what value of baht should be' issue...kind of intrigues me what the perspective of people who say baht is too strong actually is, and to understand the issue better would like to hear people explaining the logic behind their thinking. As a long time resident who lives off funds outside of the country, I of course wish that baht would be a lot cheaper so that my living costs would be even lower than they are. However that has nothing to do with my logical reasoning and understanding why it is not, at least so far (as said, future might well be different from the past) Sometime back US was actually blaming Thailand being a 'currency manipulator', implying that BoT was keeping baht (artificially) too low vs USD, so that is kind of contradicting what the perception seems to be. But i think those allegations have now been brushed off. For a country whose - exports have been steadily growing, - has massive tourism driven forex revenues and as result of those - current account is systematically positive (pre-covid was a lot - tens of billions a year - positive, after covid less, mostly due to slow tourism recovery. But still positive). - forex reserves have been constantly growing (with the exception of covid period) reaching all time high now (These is exactly the reasons US is justifying the tariffs). Thailand does not have capital controls like e.g China, so xrates are defined in the capital markets without hard set boundaries. So for me would be kind of odd if currency of such country would have been systematically weakening. Thus my question is why should it be lower (other than the wish for those who live off funds overseas). If baht would be weaker, the current account excess and forex reserves should actually grow, contrary what US wants
  21. yes by default so as USD has weakened quite a bit Eur-thb is actually pretty close to 10 year average right now, trend being pretty flat. For the most part has been 38 plusminus 2 thb. I recall I sent some cash to buy a house 13 years ago, and the rate then was pretty close to what it is today i.e against euro baht has actually been very stable, obviously with the typical variation that xrates tend to have depending how the winds blow.
  22. Right, when using word 'bank' I actually thought financiers in broader sense, incl peer to peer financing. Anyway point was that people have been borrowing to max out or beyond their ability to pay back, leading to current situation that can't really grow domestic economy by individual borrowing any more, thus the shift to govt borrowing and tests with helicopter money But the impact of those poor masses to baht xrate being low or high is limited
  23. I am not an economist either, nor a specialist on thai debt. However my understanding is that the primary reason behind the debt is that debt has been offered and readily available from banks to people who are not really creditworthy - not understanding what it means to pay back debt if circumstances change - and they have used it for more or less hedonistic purposes of consumption (like new cars, nice homes etc that they might not afford really). People have just used the easy credit to buy things that they want, without worrying too much how to pay it back (have few cases like that among my thai acquintances too...sometimes I feel they cant understand the difference between their own money and borrowed money...). Then the other part is the large number of farmers who are effectively enslaved serfs (though nominally free, even on their own piece of land), forced to run their farms on credit, barely making ends meet (often times govt actually makes their ends meet with subsidies for crops prices). But this is mostly domestic economy issue and not impacting baht xrate too much. Those indebted people have loans denominated in baht, not USD like in 1997. But yes it is a component of the structural issues the country should address, however is not easy without revolution (russia did not deal with the serf issue properly before 1917 either as the masters had no incentive to deal with the issue - and once they understood it, it was too late...) . Anyway, that is a major issue for govt to deal with, however it is largely separate from baht valuation (non)changes currently So in summary, my understanding just looking at the BoT numbers, the part of the economy impacting xrates has been doing OK until now (which kind of supports sustained value of baht). Then it is a completely different question whether can say the same one year later with the risks at hand from the weakened USD, tariffs, changes in world politics and economy etc. But to sum it up, I stick to my original point that baht has not really strengthened, it is USD that has weakened...
  24. Thailand a hole? Thai economy is VERY different from those Thaksin days what comes to forex generating things i.e exports and tourism, both of which have been driving the economy and bath value As far as BoT reporting can be trusted, demand for thai currency seems to have been fairly strong: - Export has been ticking record numbers in range of $30B monthly (I would estimate this is partially in preparation to US tariffs, but still) - Forex reserves are at all-time high and have now exceeded pre-covid levels (i.e someone had wanted to buy baht at current levels, low oil prices also supported) - In past 6mo current account is on positive side (regardless of tourism low season) so all that correlates with stable demand for baht Having said that, future has substantial risks due to US dollar sunk so much, and the tariffs, leading to reduced exports to US and also other USD markets. Also the disappearance of chinese tourist masses hurts. Result might well be reduced demand for baht and consequent (natural) weakening of it vs other currencies. If so, and ow much, will see in coming months. However at least the story is that there is substantial new foreign investment coming in for various manufacturing esp driven by chinese companies who still intend to move their production out of china due to US political worries, so doom might be premature. The bigger challenge currently is the domestic economy due to people being indebted beyond their ears, and the domestic demand growth fueled by borrowing can't continue any more
  25. What I mean that for someone who gets 4% on treasuries and 2% on Thai bonds, but believes USD will sink 5% in next 6 months vs THB, or that or that Thai stock market would raise by 5% vs believing US market would drop 5% in same period its a non-issue - and I guess hard to find an economic commentator that would disagree... It is this type of plays that influence xrates in short term more than cost competitiveness of thai industries, and thats also something that central banks need to deal with as a primary source of xrate volatility I am not saying interest rate difference would not matter, it does. However other things like xrate change speculations and/or stock price change expectations matter even more for people who take positions into those

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