cbrer

I'm afraid your attempted point is crap.

Consider two people living together that need to take a 50b motosai taxi to and from work each day, each. 200b per day times 6 times a week times 4 weeks a month.

Even a five year old can use their fingers and toes to work out that a 3000b a month lease for a Honda wave or whatever is the better option.

Some need to take, say two kids to and from school as well, other option 40b a day for a songtaew, then evening market runs etc.

A 100b p/d lease plus the minuscule amount of gas a scooter uses is no the doubt the better option.

My argument wasn't that a scooter wasn't the better option, my argument was that if you can afford 3k in repayments for donkey's years that will end up meaning you pay three times what the bike is worth, there is probably a more sensible option than involves paying a bit more in the short term on daily expenses by using public transport.

No, you're 'argument' was to snidely slate Thais as being less intelligent than five year olds, while creating a flawed, incorrect, unintelligent point.

If two people are spending more money on daily transport than it would cost for them to lease a new scooter, it doesn't take a five year old to work out the better option.

If it takes them 18 months of saving 3k to buy a 54k scooter, and while saving they're spending 4k p/m on transportation, (72,000b over the 18 month saving period), means that transportation and buying the scooter is going to cost a total of126k. This would also includes a loss in quality of life from being 3k worse off in their monthly finances, and the time lost and inconveniences of having to rely on other forms of transport for that period, just so they could spend an over all 126k on a 48k scooter and transport while saving to buy it.

Excuse me, but it doesn't seems like the Thais are the stupid ones in your posts.

Why not spend similar (or less) on leasing and not have to go through any of the inconveniences or loss to QoL from having tighter monthly finances, and unless they're paying more than 72,000 in interest alone they will be better off?

If things are that tight, why buy a something like a Click in the first place? Why not buy a second hand Wave. Cost far less to run as well as far less to buy.

Most who live here will understand that the used market in Thailand is atrocious with reference to value and prices, and the level of maintenance on the vehicles, particularly some cheap scooter is often less than a single oil change in five years.

What does Homeschooling a child entail?

I'd be wary of them missing out on the whole social aspect of not being in a school with lots of other children to play and socialize with.

It could be something I consider for my child though (missus's pregnant).

^ Tied to one woman in Thailand from your mid (or early) 20's...

You have my sympathies.

It is daft actually. If you can afford 3k a month, why not just put 3k aside every month yourself, and after a year, buy something outright for 36k. Or wait 18 months and you'll have enough money for a new Click. Problem is people want things instantly, can't be bothered to wait, so they end up paying two, three times the amount. This sort of "must have it now" mentaliity is understandable with 5 year olds, but why adults behave in the same way, i really don't know. Still, great business for the credit companies and loan sharks.

Perhaps the 3k payments couldn't be put aside if they didn't have a vehicle and thus had to rely on public transport.

I thought that even a 5 year old could see that as a realistic possibilty.

If public transport exists, your argument about not being able to put aside 3k because of public transport expenses, falls down, because public transport is so cheap, and would be unlikely to cost much more than the amount of money they would be spending fueling the bike. The only situation where paying three times the amount for a bike rather than waiting and paying the value of the bike, makes any sort of sense, is when no public transport exists and not having a bike means not working. If that is the case, i fully understand. I just don't happen to think with the vast majority of these ridiculous purchases, that is the case.

I'm afraid your attempted point is crap.

Consider two people living together that need to take a 50b motosai taxi to and from work each day, each. 200b per day times 6 times a week times 4 weeks a month.

Even a five year old can use their fingers and toes to work out that a 3000b a month lease for a Honda wave or whatever is the better option.

Some need to take, say two kids to and from school as well, other option 40b a day for a songtaew, then evening market runs etc.

A 100b p/d lease plus the minuscule amount of gas a scooter uses is no the doubt the better option.

My missus insists on doing my work shirts by hand.

'Machine only goes round and round, not scrub'

Fair nuff girl, knock yourself out.

Paying this amount in interest is not daft at all, if you don't have the cash.

3k a month is affordable (same as rental but you keep the m/c at the end) ,

It is daft actually. If you can afford 3k a month, why not just put 3k aside every month yourself, and after a year, buy something outright for 36k. Or wait 18 months and you'll have enough money for a new Click. Problem is people want things instantly, can't be bothered to wait, so they end up paying two, three times the amount. This sort of "must have it now" mentaliity is understandable with 5 year olds, but why adults behave in the same way, i really don't know. Still, great business for the credit companies and loan sharks.

Perhaps the 3k payments couldn't be put aside if they didn't have a vehicle and thus had to rely on public transport.

I thought that even a 5 year old could see that as a realistic possibilty.

d. Have a foreigner in the family so know that they'll pay it off as soon as there's a tear shed.

Fraid not.

I ride a CBR, hence the user name.

Do I sense a bit of forum paranoia?

I admit that I initially did test everyone because I thought that if I told you all I was from Bulgaria, you would only further degrade my heritage. Now everyone knows the truth and maybe I am a troll living underground but I'd rather be a troll than be a walking, talking landfill. Me I not speak english so well but good enough to get over 3000 reads in one night on my 13th post. I should have more respect for my senior citizens, i feel like I'm trapped inside the worlds biggest retirement home whenever i visit an expat village in thailand....

So you don't speak English very well but you are an English teacher,and from your other threads obviously also on a tourist visa.Could you contribute a little and tell us if you have some criminal convictions as well?

You are really an example for foreigners in Thailand.

I thought my income of 200 baht per hour teaching English was bad!

Young and having fun.

Could be worse.

Old, boring, and on an internet forum 24/7 for company... being disgusted that young people who are having fun here aren't on the correct visa.

Excuse me for a second...

There. That's better.

One would think someone so content with his lot in life would not need to share it here.

God knows the guys who retired at 35 and have rich, very white Sino-Thai connected wives need to.

good on ya lad. Enjoy it.

They are more likely to pay out on an insured but unregistered bike than a registered bike with insurance but ridden by someone without a Thai license!

Really? I've heard and read of the opposite.

Back home not having a license is a major offense and if you have an accident then the insurance is N/A and you're completely screwed.

Here I've read of people (Westerners) having accidents, not having a license, and the the only repercusion of not having a Thai driving license is having to pay the 400b or whatever fine, insurance is still applicable.

They wouldn't do it for someone they respect.

Near 100K for a click. Sounds like ''off shore'' money lenders here.

Sounds like someone (or his GF) paying for a family member's loan here.

I'm sure he'll get to the bottom of it when he gets back to Roi-Et.

Unbelievable really, how hard and how expensive could it be to get a native English speaker to check their test papers before they print them?

Far too big a dent on their ego.

Which is why the country is falling, and will continue to fall, way behind its neighbours.

Go to Cambodia, speak to a peasant waitress, almost fluent English and a desire to learn about everything and anything. A far better conversation than speaking to almost any Thai Uni English student.

The more the neighbours develop, the stronger the 'Thailand number one, best at everything, we good, not-Thai not good' mentally will be.

I bet that it would be a rare, rare Thai teachers that asks a native English teacher to check their work.

It is NOT required to pay anyone anything extra!

though it may be should you not wish for your application to fall off the desk and then be put back up at the bottom of the pile.

/End pure conjecture.

On the day of receiving residency I also had to pay 191,400 Baht in government fee plus some money as a token of appreciation.

Having to do that puts me off straight away! No thanks. I will never give a satang extra to any government official to just do the job they're paid for. Even if it does spite my face.

Congrats though, on doing something many want to do.

Nice bike, congrats on the buy.

Not to be a killjoy, but there was a big clampdown (or series of extortions) in Isaan (particulary around Udon and Northern Isaan) around 2 or 3 years ago. Around xmas time I iirc. I think it was a gang of BKK 'Police' that were respsonible. Big bikes taken if the owner wasn't connected, then up to them to buy them back.

Do a search on google as I'm sure it's all still there.

I remember one guy on about some head of the gang wanting to take his Thai made, fully legal Kawa until he and one of the lower guys explained that it's even made in Thailand, never mind sold legally.