francescoassisi

The above poster seems to be focusing solely on schools and limiting that to personal observations of a very limited nature.(the poster may wish to consider how and when he/she learned a second or third language).

If one looks at language education in any country one will see that schools only play a partial role and language training is carried out to a great extent after finishing school at tertiary institutions or in the workplace.

The foreigner employment laws in Thailand are very restrictive with respect to this as they don't seem to understand how to set up and run EL courses or companies. Work permits are job and location specific and companies are required to employ 4 Thai nationals to every one foreigner. It is also very difficult for a foreigner to set up a look language school as they are required to gave majority Thai ownership.

The Thai car market was until recently an equipment market...it is now transitioning to a more sophisticated second and multiple times buyer market. This is reflected in the widening range of vehicles avaiable and the numbers on the road.

A lot of the second hand value of a car is determined by the cost of keeping it on the road the two being inversely proportional to each other, there is also the possible return on the money invested in the unit.

With more cars around one might expect a dramatic reduction in price of second hand cars, but my guess is that as they maintain condition, and running costs are low, plus potential returns are quite high, this will maintain quite a high value on second hand cars.

The govt discount scheme on new cars has had both good and bad effects......

Take a look at this news item...

http://m.bbc.co.uk/n...siness-23859931

One thing it doesn't mention that may directly affect TV drivers is the time taken for insurance paid damage repairs.The resulting increased numbers of claims has created a massive backlog in the insurance approved repair shops...... People are waiting over six months to get some major repairs completed.

Regardless of it's efficacy, it hardly justifies the damage to endangered wildlife - and there is NO solid evidence to suggest any efficacy anyway.

Traditional Chinese medicine is one of the greatest threats to our environment - it is contributing to the extinction of endangered flora and fauna throughout the planet - and for what? Outside placebo it has virtually no use whatsoeve

Placebo is probably not only the reason why TCM is rapidly gaining acceptance in the western medical community.

No it isn't - add to that a drop of gullibility and a massive overdose of greed and you've just about got it.

Traditional Chinese medicine is one of the greatest threats to our environment - it is contributing to the extinction of endangered flora and fauna throughout the planet - and for what? Outside placebo it has virtually no use whatsoever

As long as the Thais prefer to save face ( for whatever reson they shouldloose ?) above income.. it will not improve.

Bye-the way: loosing from Singapore, Malaysia, Philippines all with historic ties to the English language..is understandable, but.. to loose from Indonesia..

Yeah, than we -westerners- should all have brilliant results if we have to do a similar Scandinavian-Viking test.

No, the test only proved that with a small population, you get easier a higher score...

Why?

A decent education system with a priority on any subject will get a high 'score' irrespective of population.

The problem here is the rationing of decent education, coupled with a distorted qualification rate.

If a Graduate has an MA in English I don't expect them to pronounce 'vee' 'wee'. I expect them to know that you turn on lights and open doors, not vice-versa.

Where do the competent english graduates end up? Certainly doesn't appear to be as English teachers. Begs the question - "are there ANY competent English graduates"?

What do you mean "English graduate"? What are you expecting from someone with an in depth knowledge of English Literature? Degrees - especially in humanities are seldom directly related to jobs.

Here's a short BBC take on school education in Thailand ...

http://m.bbc.co.uk/news/business-23845345

And an interesting article from the Nation

http://www.thaivisa.com/forum/topic/663186-english-language-course-a-hit/

The govt discount scheme on new cars has had both good and bad effects......

Take a look at this news item...

http://m.bbc.co.uk/news/business-23859931

One thing it doesn't mention that may directly affect TV drivers is the time taken for insurance paid damage repairs.The resulting increased numbers of claims has created a massive backlog in the insurance approved repair shops...... People are waiting over six months to get some major repairs completed.

The friend should file a police report in the district where the original theft occurred.

The go to the branch where the account was opened and file a report asking for details on the ATM location(s).

The file police reports in the district(s) where those ATM(s) are located asking for the video.

Present the video to the bank to seek restitution.

There have been other success stories, although my vague recollection is that they involved skimming/video cameras or spotters to pick up the PIN.

Thanks - This is more or less the process we are following.

I assume the thief would have known your friend. and possibly been with her at some prior point at an ATM where she observed the PIN. Shoulder surfing at ATMs seems acceptable in Thailand, I see it all the time. That means it may be a 'view and follow' situation.

It seems highly unlikely that they just guessed her number and also unlikely that it is 1234.

Yes we are assuming that her PIN was observed and she was then followed by an accomplice. Women are particularly vulnerable in that they tend to keep stuff like this in bags rather than attached to themselves.

I think if you look you'll find mozzie nets in just about any of the super markets. I carry a couple when travelling and I think I found them either in bedding or camping.

...so I'm assuming you are saying "Yes of course they will"?

No, I was saying "of course they wont".

The Thai bank will accept responsibility once you have reported the loss of the card, or possibly if you can show that the debits were made fraudulently using a cloned card for example (though you may need to actually take them to court to get satisfaction on this). Otherwise it is your problem.

Moral: watch your Thai cards like a hawk or, better, make sure your Thai card is linked to an account that only has a few thousand Baht in it.

Or use a non-Thai card which may have better protection against fraudulent use.

Poor use of English then, and poor advice as the bank appear to be going to replace the money

"Thai ATM card stolen - will bank refund the losses?"

Are bears Catholic? Does the Pope sh*t in the woods?

There have been some pretty obtuse posts here and it seems a lot of people either haven't read the OP or don't understand it......so I'm assuming you are saying "Yes of course they will"?

"Thai ATM card stolen - will bank refund the losses?"

Are bears Catholic? Does the Pope sh*t in the woods?

There have been some pretty obtuse posts here and it seems a lot of people either haven't read the OP or don't understand it......so I'm assuming you are saying "Yes of course they will"?

"Thai ATM card stolen - will bank refund the losses?"

Are bears Catholic? Does the Pope sh*t in the woods?

There have been some pretty obtuse posts here and it seems a lot of people either haven't read the OP or don't understand it......so I'm assuming you are saying "Yes of course they will"?

The question seems to have evaded the majority of Sherlocks here.

I'll deal with the bank who seem to be prepared to refund the money once the theft is proved.

As there is CCTV of this it doesn't appear to be a problem.

It would appear that the advice here from most of the posters is based on an experience of Thailand that is limited solely to relationships with bar-girls.

It

Looks like you need to read the post again. Is this typical of the level of advice one gets on TV?

What a idiotic and rude response to people who are trying to help you and what has bar girls got to do with anything anyway?

Read my post, if the ATM card had the PIN number written on it do you really think the bank are going to pay out? Or are you going to keep that bit secret from the bank?

Instead of being all high and mighty on here maybe you should consider changing your friends to ones who are not stupid enough to write their PIN number on a ATM card?

I'll deal with the bank who seem to be prepared to refund the money once the theft is proved.

Why would you do that if the bank account and theft is not directly related to you but your "friend"? Surely the bank staff would tell you where to go? This story is more bizarre than those Thonglor police clowns entrapping the Italians for an ATM scam. Are these two stories related per chance?

What a suspicious and unhelpful bunch.

I went t the bank with my friend and it looks as if once they are sure it is a genuine theft, she will get the money back. The ATM had camera or CCTV I believe.

It would seem that no-one on TV has had this problem?

who would have tought that ?

300+ billion in rice berg scam

rotten chemical rice

exports doing down

but hey, as long as those dumb farangs are comming and spending money and building houses for bargirls, the economy is just A-OK

This is what we want! A view of the Thai economy based on half understood media gossip and an expat's ego-centric overinflated assessment or rather perception of their own effect on the national finances.

Which is worse? To be an "economist" or claim to be one, a choice that thank the lord I'll never feel the compunction to make.

The question seems to have evaded the majority of Sherlocks here.

I'll deal with the bank who seem to be prepared to refund the money once the theft is proved.

As there is CCTV of this it doesn't appear to be a problem.

It would appear that the advice here from most of the posters is based on an experience of Thailand that is limited solely to relationships with bar-girls.

It

My friend had her bag stolen in a club the other night - shortly after her a/c was emptied over a period of a few minutes by repeated withdrawals from her ATM.

This was before she knew about or reported the theft to the police.

What are her chances of the bank refunding her losses?

My friend had her bag stolen in a club the other night - shortly after her a/c was emptied over a period of a few minutes by repeated withdrawals from her ATM.

This was before she knew about or reported the theft to the police.

What are her chances of the bank refunding her losses?

Looks to me as if Thailand is paying the price for it's nation-centric approach to government, the unrelenting and ubiquitous corruption and nepotism, and the resulting all round lack of creativity both in government and business.

The growth rate has always been lower than it should be due to these factors, and now the "dark side" of Thailand's management is getting the upper hand.

http://m.bbc.co.uk/news/business-23751846

Maybe "unexpected" now, but in the long term without an attitude sea-change, inevitable

This institution apears to have the full support of people in high places - the "authorities", no less