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Guitar God

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Posts posted by Guitar God

  1. I'm not groking the duck reference? I'm sure it's a allusion to "cut dick" but do they use scissors here to behead ducks and the duck neck is ithyphallic? I thought they would use a meat cleaver ? I've never beheaded a duck.

    Or are there also avian kathoeys in Thailand?

    My wife just points to the kitchen knives and then to the ducks. I assure you that not all Thai ladies aren't jealous.

    Hahaha! My wife makes the peace sign in a scissor action and quacks like a duck.

  2. I'd be happy to give the rep his cut of the deposit. A fair amount for the 90 minutes we were there is fine . The one case I mentioned was well over 8 hours of time between the reps time and accounting generating proofread, changing them, making invoices, canceling them etc. In the end the rep got nothing and I had to pay their hours.

    Good luck with your viewing. I'm sure you'll be reading the contract carefully and getting any promises in writing.

  3. Since they've already sold and received money for 45 of the 48 houses in the development I'm guessing they would ask why I was worried about that since they'd already made almost 90% of their profit already. I think it would be different if it was an unknown company with a trailer house on a field of leveled but empty land.

    I was hoping there was a cooling off period but no one else seems to have seen anything about that. Second option was using a technicality. i.e. have her ask a bank for more that they'd probably give her but the consensus here seems to be that I'm being devious and dishonest trying to come out even within the established guidelines so I'm just going to explain the situation and either he's a fair person like me or he just wants an extra 20k no matter what. .

    You are asking for creative ideas...here I come !

    Ask the developer to provide a BANK GUARANTEE for the down-payments to be made up to the date of registration of your ownership at the land office.

    Just ask the Developer the following question : what would happen to the moneys advanced were you ( the developer ) to go bankrupt before the ownership changeover date ?...They will fumble, look the other way, serve tea, smile, throw smoke and screens, more tea... but you keep pressing the point...This is a legal point that developers are aware of but which they find it convenient not to bring up so as to unduly avail themselves of the moneys deposited to finance the construction and avoid administrative hustle. However, once they realize you are intent on having this point satisfied, alarm bells turn on in their minds and are most glad to return the deposit in order to get rid of you as quickly as possible. I surmise that they would only accept to provide bank guarantees if they found themselves in a dire economic environment with few buyers.

    I should know by now... I have done it on two occasions and succeeded in both !

  4. Like I said, I'd read here there was a 7 or 10 day "cooling off" period. I was hoping for confirmation so I could go back and tell them my situation changed since last week and I'd like to cancel based on that.

    Alternatively, since they've returned deposits, I was hoping to qualify under that. If the one and only reason they ever return deposits is if the bank declines a mortgage then lucky day for them, they get to keep 20k and I get nothing.

    We never said how much of the payment is cash and how much was financed.

    We could buy it now if she could get an extra mil but I doubt they would and that denial would fit the conditions under which he already said he'd return deposits. I'm not screwing the company out of anything, asking a bank for more that what she probably qualifies for doesn't seem any more devious than them saying " you need to decide now because someone else is on their way here to view it. ". And yes, I realize that's the oldest trick in a salesman's book but after missing out on three houses by one day in the last few weeks, I did what I did.

    There is a difference between me deciding not to buy and a landlord keeping a security deposit.

    In that situation the landlord is up xxx฿ and the tenant is out xxx฿.

    In this situation, the developer is up 20k and I'm down 20k and they still sell the place for ฿4m either way

    All they lost is an hour showing the place and a few minutes taking money and signing a paper. They spend more time showing houses to people they don't sell to.

    In my business I've had people place an order, change their order, add to their order, put their order on hold. Cancel their order, place a new order and then cancel that one. Wasting hours of my staff's time. How much to I get of their money ? Zero. What can I do about it? Nothing.

    So may people come on here complaining about Thai landlords not returning deposits.

    And here we are deviously considering how to falsely force the return of one that they are legitimately entitled to keep.

    If there is a 7-10 day cooling period stipulated in the contract, (or in Thai law) that is fine, go for it, but the other proposed idea seems to be a falsehood, surely she should only need ask sufficient to fund the purchase.

    Respect your commitments.

  5. Well I have, and here's my experience from the seller's position. I advertised a rare and expensive guitar, someone was interested but didn't have the cash. He gave me 100 and said he'd be back next weekend with the cash. In the meantime,I received calls from other interested parties and told them, "sorry it's sold". Before the weekend the guy who put down a deposit called and said he could afford it.

    I l looked at my caller ID and called the first person who called after I'd taken a deposit and offered them the guitar. They came and bought it. I called back the guy who placed a deposit and told told him to come over and pick up his 100.

    I got what I wanted for the guitar, cost me a couple cents for a phone call and everyone was happy and I felt good about it.

    On the other hand, I once paid for an expensive ad to sell a bike, took a deposit and the guy changed his mind a few weeks later. I'd cancelled the ad and didn't have any other buyers waiting. I kept his deposit and still lost money.

    We've looked at many houses, the selection where we're looking is poor and this was the first one both of us liked ( except that it was the last of two houses in the development and had no room for extra land for future expansion/pool. etc.) The rep for the company said someone else was coming to look at it the next day, the one with more land that we wanted sold the day before so there was a little pressure to decide. I don't expect any sympathy from them but I'm not going to feel bad if a multi-billion company doesn't make an extra 20k on a house either.

    I understand the concept of a deposit. But it's a 60% completed tract home with other buyers in the wings. It's not a custom home I designed and ordered with purple bricks and a guitar-shaped pool or anything. The price is reasonable, our situation is what changed. We found another house with terms that fit my revised schedule that we like better.

    If my clients can't complete their order and it doesn't cost me time or money, I cut them some slack. Seeing as I now have an unexpected 2.3m฿ tax bill that needs to be paid before the rest of the money on this house is due and I found another house where the balance is due later, I was hoping they would do the same.

    He already said he'd willing returned initial deposits, I just don't want to go there and have him say " unexpected tax bill, that doesn't count but if you would have told me she needed another 1m on the mortgage because of cash flow problems but the bank said "no", then I'd gladly have returned your deposit ".

    I'm just going to go back today and explain the situation and see what he says. I either get none, some or all of it back.

    Cheap lesson learned, take the loss and be a better informed buyer next time you start making major purchases. Put yourself in the seller position. Buying is a two way street, the seller made what he felt was a reasonable offer. I assume you thought it was a reasonable offer or you would not put the deposit down. Stick with the deal you made or forfeit the B20K.

  6. I met a very attractive woman and commented that she must never have a problem getting dates or attention from men and she replied that her ( average-looking) friends got more attention that she did because men were intimidated by here.

    Base on that I decided never to be intimidated by a woman's appearance and it's served me very well.

    Maybe the women your friend met were similarly intimidated by his hansum-ness?

  7. When I asked about whether he'd had anyone change their mind it was in reference to the large lot we wanted that someone else just put a deposit on. I was trying to figure out the likelihood of that buyer changing his mind so we could get the larger lot. That's when he offered that he had refunded deposits to a few people who couldn't get financing.

    If we go back and say we changed our mind and found something with more land from a developer who didn't want as much cash as soon. He'll probably just say good luck with your new house and thanks for the 20k, we'll sell it to one of the other 3 people interested in it whose left their numbers after you put down the deposit.

    If we go there and say we can't swing it, without going into details about finding something else with more land and better terms, and tell him I just got a huge tax bill (which I did) and she's asking the bank if she can borrow more, which she will, (but not 1M more) he might be more amenable to a refund or partial refund especially since he's still selling the place and making as much as he would have in the first place.

  8. A couple people seemed to have missed a few facts that I mentioned. There is a precedence already set for the return of the deposit. The developer told me that he had already refunded deposits when "the buyer's bank didn't approve the loan". I'm looking for ways to get a refund based around his criteria.

    I also read here somewhere that there was a 7 or 10 day period where you could change your mind and get the deposit back.

    A few more details, tomorrow another payment of 50k is due at which time a preliminary purchase agreement will be drawn up.

    After that, payments of 20k per month are due until the house is finished in July when the mortgage is finalized, balance is paid in cash and the chanote is registered.

    Them finishing late would be to late of a development in the process to get my 20k back, because I'd have already paid at least 50k more.

    If I don't pay the 50k I'm assuming I'd forfit the 20k deposit. I'm assuming the 20k deposit was to hold it until the purchase agreement was signed.

    I just left a car dealer who wouldn't take my money for deposit because they're not sure if the car would be ready in Feb or Mar so they said they'd call.

    About the house deposit, could she go to the bank and ask for a extra mil knowing the bank would say no and then we could go back to the developer and say " the bank declined on the mortgage".

  9. We put 20k down on a house and then found one we liked better, 40 m2 bigger house and 200 talang wah instead of 100 for not all that much more money

    The developer said he'd returned deposits to buyers who weren't able to get bank financing.

    I thought I'd read there was a 7-10 day period where you could get a refund. We're still within this. Is this true?

    If not, could she go to her bank and ask for more that what they'd loan her so she'd be denied a mortgage and then request a refund based on the criteria the developer said he had refunded deposits in the past?

    I could just walk away but I'd prefer to get the 20k back if possible. Any experience with this or creative ideas

  10. The U.S. Federal government also classifies cannabis (incorrectly) as a "narcotic". A narcotic technically is an opiate, derivative or analog. The police don't seem to be making a big dent in weed consumption if the result of their task force effort and headline news was one arrest for possession for 3 grams and the guy almost escaped. They even bust Thais for possession.

    I see weed for sale here frequently, and openly. I couldn't pick ya ba out of a room full of gay pop machines. I've never seen it yet its always in the news.

    I think if you don't smoke it on the street, or get too high off the brick weed here and act "suspicious" or be carrying in the wrong place at the wrong time, no police are going to hunt you down.

    Since the cops here are coin-operated, I think the best thing to do if you're caught is say "my bad, how much money do you want?"

  11. Thanks for the tips. I hadn't heard of redbaronbkk. I'm sure either of them would be happy to take my money, no wait, I just remembered, Thai taxi drivers.

    I'll call first to make sure...

    Not sure if you need to have purchased here to get service, but here is a link to Yamaha Riders Club. http://www.yamaha-motor.co.th/ridersclub/contact.aspx You could also try Red Baron or Dr. Bike. http://www.drbike.co.th/home/index.php?language_id=2&language=en&TypeID=&ChkID= http://www.redbaronbkk.com/ Best of luck.

  12. I bought a new bike, well, new to me anyway, and I need some work done on it, new tire, rotor etc.

    Can anyone suggest a Yamaha dealer in Bangkok that works on big bikes and has good mechanics and a decent turn-around time?

    I'm also looking for a place to buy an integral helmet (Nolan N102,N104, Schuberth C3 or similar) and aftermarket parts like saddle, pilon and backrests.

    I've found references to www.riders-outlet.com and The Paddock http://paddock.co.th but I'm looking for feedback regarding places with a good selection and reasonable prices. Preferably north of cental BKK, Muangthong Thani area. Any suggestions? Thanks

  13. I've done a similar course on my 1600 but his skilz exceed mine.

    The best advice I've every received about precision driving and tight turns is "look where you're going", or more correctly stated, "look where you want to go".

    If you want to make an 180 degree turn and you're looking at a spot 170 degrees away, chances are, you'll end up at 170 degrees.

    It felt strange twisting around so far and not looking at what's in front of me but it worked like magic doing tight figure 8's and U-turns.

  14. It seems like a lot to owe on the house they been paying for for 10 years that the bank only was able sell for 1.2 million.

    I'd get a lawyer to do some fact-checking.

    Thanks for your reply. My wife said there were three names on the loan and she thinks ( not sute) nobody guaranteed it. She originally married at a bangkok registery office. Sent from my GT-I9505 using Thaivisa Connect Thailand mobile app

    Of course it could be that someone thinks your stupid and will sent the 800,000 baht. The other thought

    is that 2,400,000 is a lot to owe on a Thai house

  15. If the loan was being paid for 10 of the 12 years then it seems likely that the house is worth more than ฿800k. If the bank forecloses on it and sells it, the proceeds should cover the balance and your wife owes nothing. A black mark on her credit report seems to be the worst case outcome.

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