vukovar77

So,what do you suggesst ?Ukraine should surrender and lose their country and ukraian people must be russian slaves?This will not happened.All civilized world will help Ukraine to destroy russian forces in ukraine.West will not give up as well.No one want to live in russian captivity.

Yeah,Siam Reap and some places near the seaside are thriving cos. Agkor and tourism,but Cambodia is far bigger and poverty is high.

As of the most recent data, the average monthly salary for a worker in Cambodia is roughly between $150 and $200 USD. This figure can vary greatly depending on factors such as the sector of employment, level of experience, and geographical location within the country. Poverty is awful.Many disabled people all around.In the countryside you have no water supply and many parts are without electricity.So,"scouse123"you are familliar only in a few bars on river side of Phnom Phen. In Cambodia, 17.8% of the population lived below the national poverty line in 2019. In Cambodia, the proportion of employed population below $2.15 purchasing power parity a day in 2023 was 20.5%. For every 1,000 babies born in Cambodia in 2022, 24 died before their 5th birthday. Cambodia is maybe like LOS 70-80 years before.

Well.I do not know where and when you have been recently,but you do not know much about cambodia.I think you stay in "expat part" of Pnom-Phen near river bank?All other parts of this city is in very bad shape and shabby and dangerous on night time.Traffic is terrific and there is NO PUBLIC transportation at all-tuk tuk and motorcycles only).As I said infrastructure is very poor compared to LOS.I travel all around the Cambodia from Sihanukvile to Phnom Phen by bus and then to Siam Riap.This was adventure.Roads are terrific with many bumps and sometimes closed cos. water floods.Almost everyone try to rip you off from civil servants to ordinary people.Very few people can speak english.Acommodation is far more expensive in Cambodia and it is hard to find good place for good price.Visa policy is OK ,same as booze prices and ordinary girls are nice,but there is a Law there that expats older than 50 can not marry young cam. women.Real-estates are more expensive than in LOS and low quality in general.I love cambodia,but LOS is a far better to live in and Filipines as well.

Infrastructure iz much better in Thailand.Food is much better.In a big city many people can speak English or some another asian or EU language.Security is big problem in Cambodia as well.I was robbed in Phnom Phen and as I know many expats were robbed as well.Accomodation is much better in Thailand and cheaper. Cambodia has wonderfull landscapes and women.Banks give more interest on fixed bank accounts(with pretty big taxation).Visa policy is very simple and you can stay there forever. For life ,LOS is much better than Cambodia.Beer and booze is cheaper in Cambodia.

Almost nothing.Nothing that matters !

Cigna.Now AXA(better option).But there is an another problem,they do not want to cover pre-conditions AND MY REAL HEALTH problems. For 400-500 per month you can get almost nothing . I can use state hospitals here(I can speak Thai-Thai wife),so I pay regulary and prices are OK.I am from EU and now I try to get state obligatory insurance for "third country"(much cheaper and cover much more )! I do not know for other expats,but when we are over 65 ,it is very hard to get proper health insurance here.For major health problems I will fly back to EU.

Well,I am 67 and brokers (a western based) does not offer me anything acceptable for Thailand (very expensive ,avoid any real issue,etc.) I think it is much,much better that I put in my account for emergency that sum they want per month(500-900 USD average per month). I am not too old and I am in a pretty good condition,but ins. company are so greedy if you are in LOS.

Well,I agree for Thai com.!Which insurance company-ies do you concider good for us,expats in LOS?

Problem is that insurrance companies in LOS does not cover many health conditions if you are over 60-65.From my point of view it is the main issue for older expat population live here.

What about UK military personel pensions?They are not affected if live in a Thailand?

It is not possible now,cos. he must face with very serious offences and charges first .

As far as I know , price is 20 K.Check in many dental clinic all around Pattaya.

Not misread.Only some EU countries have 30 days free visa with strict rules.Not all.Russia,China 90 days!!!It is not the same,right?

It is very strange that russians have free visa and EU citizens not???Government prefer russians,chinese than EU,USA,UK,AUSTRALIA,CANADA people???

36m2 is pretty good place to live for us.This is our condo near the beach with balkony as well,large swimming pool,jim .And I am owner with yellow Tabien Baan.We have 10 BHT bus near by and can reach anywhere in Pattaya very easy.Sometime we use our motorcycle .Kitchen is separate ,so no any smell. For me is much better solution to have condo than rent .Besides,Wongamat is maybe the best place to live in Pattaya.

I own condo 36 m2 near the beach.I live with Thai wife which cook food every day.We have motorcycle and bycicle .About 5-6 time per month and we eat in restaurants,mostly in Terminal 21.Monthly cost does not exceed 45000 BHT per month.Average 35-40.000 BHT.We have a pool,jim and we are close 400 m. to the wonderful beach in Wongamat.My monthly income-pension is about 65000 BHT.You can rent nice studio in a good location for about 4000-6000 THB per month.

So if I understand correct,if I gave to my Thai wife every month 10.000 BHT -transfer to her from my bank account (gift in a fact),I will be excluded to pay income tax on 120.000 BHT per year ????

Use an agent?For what?Waiste of money for a very simple move ,right?You can do it yourself very fast .

I have Thai wife and she like to cook every day ,mostly Thai food .We have condo and motorcycle .Living near the sea.We buy groceries in 2 big markets in Bang Lamung and mostly Tesco-lotus.So,yes 20-25 K per month is OK and we can live on that budget easy and with good quality of life.On average we spend more per month ,about 40-50 K .,but it is possible for us (2 people) to live with 20-25K(which we used to in covid times).

Yes at the moment cap. gains are tax exempt "if any".Just check out SET performance in a last few years.It is very bad and it is very hard to have any profit here.And trade here on stock-market is pretty costly as well.I am out of this market for about 3-4 months and it was good decision.You can check out trading data and how much is sell off for foreigner investors in a last few months.Besides we are only protected in Thai banks to amount 1 million BHT per account and interest rates are very poor.In EU banks I have about 3% interest on EUR per 6 months .So that makes me clear with this "tax change policy" that is much better to have money abroad.

Thailand is still too far for from pre-covid tourist numbers(40-45 million).Economy is recover very slow,maybe among the worst economies in South west asia.Too much dependent to China which is in big problems as well.Currency is very volatile .Debt rates with common people are very high,etc.Thailand is not favorite destination anymore for many expats.Many expats are here cos tax policy,but from 2024 everything will change for many of us.I decided not to invest more in Thailand.I have small condo bought before and I can stay there when I am here.I can not accept to pay double tax.I love this country and I have Thai wife and I will live here for maybe less than 6 months for a year and remitt not more than 40 K BHT per month(65 y.old).

Very true!

Maybe you are real estate agent or maybe that is "an exeption to the rule",but change in tax policy matters .Anyone can see prices of the construction thai com. and develppers on SET plunge pretty much recently,same as REITS(even more). We will see further development,but without foreigners in the market ,prices can go down more,from my point of view.I hope that Government will exclude money for buy condo from abroad for taxation clearly .