Mango Bob

27 minutes ago, GeorgeCross said:

 

in reply to one of your posts on thi

 

 

This is from an email I received from Jamie Connell:  Potentially yes we can.  We can cover the 25% portion, that would yield a 50% discount on our base premiums, each claim would be on a pay and claim basis.  The other option is to do as you suggest and just take our Standard Extra plan with a high deductible to allow for an approved plan that meets the visa requirements.

This what is says on the policy for the Standard Extra which is a 50% discount on the policy cost.

ส่วนลดเพิ่มเติม (Discount Options) ผู้เอาประกันภัยรับผิดชอบจ่ายค่ารักษาพยาบาล 300,000 บาทแรก 300,000 Baht Deductible Option (You pay the first 300,000 Baht of your eligible medical expenses)

1 hour ago, Sheryl said:

I was initially too but they just clarified this was a mistake. Can't take a deductible on a polucy issued to meet Imm requirements.

I was told this yesterday by the agent.  It is only on certain policies not all of them.  The Standard Extra policy they said I could.

58 minutes ago, Sheryl said:

I was initially too but they just clarified this was a mistake. Can't take a deductible on a polucy issued to meet Imm requirements.

I was told this yesterday by the agent.  It is only on certain policies not all of them.  The Standard Extra policy they said I could.  The Standard Extra is not a imm policy.

Just now, GeorgeCross said:

 

i believe the deductible is not allowed on OA insurance coverage, sheryl posted this was advised by PC in error

 

 

I talk to the agent at Pacific Cross and they told me that I could do it.

12 minutes ago, Ej2562 said:

Mango Bob,

 

I have Tricare for Life also, plus medicare insurance and a Federal Employee Health Benefit Plan through Aetna.  1. Have you or anyone else here, submitted claims to Tricare?

           2. since I have medicare insurance, parts A and B, can this be used as insurance for Non A-O visa                     requirements?

           3. Do you or anyone else here know if my FEHB plan with Aetna, can be transferred to 

               Aetna Insurance.Thailand?

 

Thanks in advance for any information you may have on this matter

             

Ej

To answer your questions:

1.  I have been submitted claim to Tricare for 13 years here.  All inpatient and outpatient.  Had operations from replacing the joints in both knees, Aortic Valve Replaced and two Hernias.  All at Bumrungrad Hospital.

2.  No, it can only be used in the U. S.

3.  No I do not know but I doubt it very much.  Only those listed here can be used as far as I know.  http://longstay.tgia.org/home/companiesoa

My plan if I don't do an O based on marriage is with Pacific Cross.  They have plans that you can take a 300,000 baht deductible and the cost is reduced by 50%.  Pacific Cross not paying is not a problem because Tricare will pick up everything the Pacific Cross does not pay.

1 hour ago, TallGuyJohninBKK said:

 

And Pacific Cross has confirmed that their policy holders can choose ANY  deductible level they wish, and doing so will NOT cause any problem with their O-A certified policies being accepted and receiving the required insurance certificate for Immigration.

 

I was told the same thing by one of their agents.

1 minute ago, Max69xl said:

Pacific Cross has a pre-approved insurance for O-A Visa holders. They call it a Long Stay Visa insurance and it's a rip-off when comparing it to their other insurance plans. More expensive and less coverage. Real expensive if your above 65 years of age.

I doubt they have pre-approved.  They never told me that.  

4 minutes ago, travelerjim said:

Look at Pacific Cross...

Quote O-A qualified plan...

Get price for higher deductibles

Like 100,000...200,000...300,000

Brings costs way down with 300,000 deductible...

Makes policy affordable...

Though useless...IMHO

BUT allows one to keep their money in their home country earning $$

Thereby reducing cost of required insurance for the O-A.

 

FYI...Male age 61 asked on a post last night how much for O-A minimum requirements policy:

  Male age 61
Pacific Cross policy for O-A minimum requirements:
0 Deductible 37,888 yr
20,000 Ded ..32,188 yr
40,000 Ded...28,401 yr
100,000 Ded 25,561 yr
200,000 Ded 22,721 yr
300,000 Ded 18,934 yr
https://www.pacificcrosshealth.com/quote-en/step2

 

And for age 75

FYI...age 75
Pacific Cross O-A standard extra plus policy
0 deductible 77,788 Thb
20,000 ded    66,116 Thb
40,000 ded    58,338 Thb 
100,000 ded  52,504 Thb
200,000 ded   46,670 Thb
300,000 ded   38,892 Thb

 

Just an idea which may help some.

 

Tj

 

If you get there Pacific Cross Standard Plus plan you can use the 300,000 deductible and the cost will be reduced by 50%.  This is good if you do have another policy in the states.  I have Tricare for Life and what Pacific Cross does not pay  Tricare will.

If that is your picture are you 50 or older?

I  called 1178 today the Immigrations hotline and stated that I arrived in Thailand 13 years ago on an O/A visa.  I asked if I would required health insurance when my extension of stay is due.  The gentleman told me yes I will need to show that I have insurance.  So this is different than what Jib was told.

I just called 1178 Immigrations hotline and stated that I arrived in Thailand 13 years ago on an O/A visa.  I asked if I would required health insurance when my extension of stay is due.  The gentleman told me yes I will need to show that I have insurance.  So this is different than what Jib was told.

2 hours ago, dcnx said:

You don’t “throw money away.” You use agents so you don’t throw your time away.

 

Of course, if you’re time isn’t worth anything and you have literally nothing else to do, roll the dice, waste your time. But if you’re time is valuable (and it should be because it’s the only true asset you have), then it doesn’t make sense to waste a second of it dealing with Thai BS and risk not getting the visa. 
 

You can do Thailand the easy way or the harder and often risky way. Your call.
 

It really comes down to this: Do you want to spend TIME or spend MONEY?

 

I can always make more money but I can’t make more time. Neither can you.

 

 

The question was should you or shouldn't you use an agent.  I have my reason why you shouldn't.  Then you attack me because of my opinion.  Seems you are here just trolling and trying to find someone to argue with.  You are a waste of  time.  Just don't bother answering my reply.

20 minutes ago, Peter Denis said:

PRESENT STATUS of the possible issue that holders of a permission to stay based on an original OA Visa will have their application for an extension of stay denied because of not meeting the thai-approved health insurance requirement.

 

It is now 5 days that the new health insurance requirement for Non Imm OA Visas came into effect.

Till now - and as far as I know - only 3 cases were reported of people whose application for a (re)-extension of stay based on their original Non Imm OA Visa was denied because of not meeting the new health insurance requirement.

- Post #71 (at Jomtien) in this thread

- Post #128 in this thread

- Post #276 in this thread

I do not doubt these reports, but note that none of them were first-hand reports.

 

So I think it is fair to say that more cases of OA Visa extension denial/acceptance are needed before we can make definite conclusions.

I expect that in course of this week more cases (be it denial or acceptance of the application) will come in.

The reports will probably also be skewed towards denial, because the OA holders whose applications were accepted might not even be aware of the new health insurance requirement and would have been taken by surprise with a denial (like the French guy in case #71).

Bearing in mind that warned/prudent OA Visa extension holders will probably have applied before Oct 31 in the 30-45 day window before the validity date of their extension of stay expired, it might take a while before the potential unlucky ones with expiration date after December 1 < 30 days after Oct 31 > will start doing their applications for an extension of their present OA Visa / extension of stay. 

 

I will post regular updates of the above, as I think it's a good idea to keep track of the denials/acceptances, until it is clear what the actual practice is.

Also I would not be surprised if there were differences in how this is handled at the different provincial IOs.

 

Have you had any that said they don't need insurance when doing their next extension of stay?

I am going to do the same thing like you.  I have asked lots of questions here and doing some research.  From the marriage to the extension of stay.  I don't plan to throw my money away with an agency when I can do it myself.

If you are going to replace your passport make sure you get passport size photo.  Plus a police report and I am sure they are going to want some type of Identification you are who you say you are.

You can only get a reentry permit for the time of your current stay which is 6 Jan 20.  So you have to go out and in three times between now and 6 Jan 20.  Better to get just a single entry if I am correct with what you said.

4 hours ago, BritTim said:

Your wife should wet sign the copy of the marriage certificate, as well as the copy of her id card. This pointless exercise is common with all kinds of document copies in Thailand.

What does wet sign mean?

1 hour ago, elviajero said:

 Delete

1 hour ago, elviajero said:

The copy doesn’t need signing by your wife.

Now I have two different answers.   But what does wet sign mean?

10 minutes ago, Exploring Thailand said:

Right. I was assuming that re-entering on a re-entry permit was the same as re-entering on a multi-entry OA.

Your multi entry is for the first year.  For the second year you need to purchase either a single entry or a multi entry permit.

1 hour ago, elviajero said:

A single.

 

If you want an extension as a spouse you should make sure your bank balance is less than 800K. If over 800K they might push you into a 'retirement extension'.

I will but I have time for that after I do my Non O and return to Thailand.

3 minutes ago, Exploring Thailand said:

When I entered 3 days ago, I was granted permission to stay for a year. According to what Sheryl wrote, I should have no problem re-entering during that year.

 

What is the usual procedure for getting a re-entry permit for use during the second year? Do people wait until after the first 12 months has passed before buying a re-entry permit, or do they buy it before the 12 months has passed? Either way, why couldn't I do the same thing?

 

You can get a reentry permit anytime during your extension of stay but must use it before your extension of stay expires.  Use it or it will expires.

1 hour ago, lopburi3 said:

As said you only need single entry but will not be able to extend immediately as extension are normally only allowed during the last 30 (or at some places/including Bangkok) 45 days early - that single entry will be for 90 days so you will have to want 45 to 60 days.

 

For the visa at HCMC you do not need financials but will require original marriage certificate along with signed copy, signed copies of her paperwork and a short letter from her asking for the visa to be issued to you.  You probably know all this but would not want you to get there missing something - there are good threads on HCMC/Savannakhet non immigrant O visa issue you can use for information.  

I am confused about one thing you said.  "original marriage certificate along with signed copy,"  Who signs it or is it both of us?  I understood you needed a copy and the original but did not know about a signed copy?  Please advise.

If you are on an extension of stay and your original visa was a Non O/A you leave Thailand with a reentry permit after 31 Oct 19 and return using the reentry permit that you would need insurance?  How would that person even know this?