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Mango Bob

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Posts posted by Mango Bob

  1. 41 minutes ago, brianj1964 said:

    I was explaining just this exact scenario only yesterday with my former boss in the uk, I'm 55 on an O-A and require insurance, yet an 80 year old on a Non-Imm O married to a 24 year old doesn't require insurance, it doesn't make sense. I suggest everyone migrates to a Non-Imm O. I believe in insurance but not being forced into overpriced policies that probably have poor coverage

    Not everyone is married to some 24 year old.

  2. 5 minutes ago, La Migra said:

    Lots of complaints about Thai Consulates and Immigration not accepting foreign insurance coverage and specifically "TRICARE" for US military vets and dependents.   But no actual reports of someone trying to use TRICARE to qualify for this insurance requirement, and no reports of TRICARE being asked to provide the certification letter - just speculation that it will not be accepted.

    Also, while requesting the US embassy to intervene on behalf of this issue is a good path - and it appears US State Dept is already doing so ..... might I suggest that if you have TRICARE coverage - you start contacting TRICARE directly to see if they will supply the required certification.

    When a company which provides insurance coverage in a country sees that there is a new requirement - they generally don't just abandon the business... their legal department jumps to work, and they satisfy the need.

    I am a member of a Tricare facebook group in Thailand.  We are planning to write to the Embassy about Tricare insurance and would like to see us added to their website. 

  3. 2 minutes ago, Alotoftravel said:

    I guess pacific cross needs the extension due date so that your policy starts on visa due date so that you will get the full year of the visa extension when we apply .
     

    I was told I needed health insurance at cnx immigration yesterday . I came in on o/a visa extending for over 4 years .
     

    If I go to immigration 30 days earlier to apply before my visa extension expire, do I start my insurance policy on visa extension due date so that I get 1 full year of visa extension to correlate with my insurance or I need a policy 30 days earlier since I am applying earlier, ( just want to get full 1 year extension)

     

    any thoughts , thanks 

     

     

     

     

     

    Some one a day or two ago said they just did their extension off of a OA and did not need insurance at Chiang Mai.  Many wanted more details from that person which he would not give.

    • Haha 1
  4. Just now, Martyp said:

    Yes. But that is exactly what we want to hear in this thread. Experiences in different offices. He never said that what he experienced applies everywhere. And CW isn’t just some office in the remote countryside. It’s a big important office serving a great many expats. Maybe it was not the best thing to tell everyone to relax but he has provided a datapoint for us to add to the mix. 

    I like to see a few more from there, it would make me feel better about his post.

    • Like 1
  5. 3 minutes ago, Sheryl said:

    US citizens:

     

    As mentioned I emailed the Embassy and much to my pleasant surprised received a very prompt response as follows:

     

    "Sheryl,

     

     

    Thank you very much for your email and this on-the-ground perspective.  Over the past six months, we have been engaging the Royal Thai government (RTG) to attempt to ensure that U.S. health insurance policies can be used to satisfy the new immigration requirement for health insurance for foreign retirees.  This advocacy was done by official Diplomatic Note, as well as during the recent RTG press conference announcing the policy.  During that event, the Consul General cited US veterans with TRICARE coverage specially as a population of concern in Thailand.  At least one other Embassy (the UK) cited concern as well.

     

     

    The U.S. Embassy plans to continue our advocacy with the RTG regarding the option for U.S. citizens to use existing insurance – regardless of where that insurance is based – to meet the requirements.  We acknowledge there could be a difficult transition period as the Thai’s determine exactly how to implement the new health insurance requirement.  As you note, the language in the official police order is vague in some respects.  Therefore, we may have some room to navigate and improve on implementation. 

     

     

    Ultimately, this is a Thai regulation and the Thai government is the final arbiter of how this regulation will be implemented.

     

     

    Again, we will continue to engage with the RTP on this issue.

     

     

    Respectfully,

     

     

    ACS"

     

    I again encourage others -- and not just Americans - to contact their Embassies as  it appears that they at least have the opportunity to engage in dialogue on the issue, which is a lot more than we do.

    Sherly

    Could I use this email to send to our Tricare in Thailand Facebook group without your name being used?

  6. 27 minutes ago, FPizzle said:

    I'm totally confused. I renew again in June, 2020 (13th year). I have my monthly deposit in line and now I see this. Do I need health insurance or not?  Just for fun I checked all of the companies listed and none, that I can see, will offer insurance to a person over 70 unless it is a renewal. These are the guidelines I found for the O-A (Retirement) renewal and there doesn't seem to be anything indicating a way to get around it.  It also states that if you have insurance from overseas you will have to show proof of Thai issued insurance at renewal. As usual none of this makes any sense!

    Applicant must be aged 50 years old and over (on the day of visa submission application)
    This visa is allowed to stay in Thailand for 1 year each time.
    Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient.
    In the case where the accompanying spouse is not eligible to apply for the O-A visa, he or she will be considered for temporary stay under Category “O” visa. A marriage certificate must be provided as evidence.
    First year, all applicants can buy health insurance from insurance companies in their owned countries or authorized insurance company in Thailand. When the applicants want to renew the visa, the applicants must buy insurance from authorized insurance companies in Thailand only. Any inquiries on completing Insurance application can be addressed at each insurance company.

    I believe there are two companies that will talk you past 70.  Once is Pacific Cross if you get their policy before 75  they could insure  you to 99.

    • Like 1
  7. 1 minute ago, AAArdvark said:

    I am on year one of an O-A.  I will be re-entering at DMK on 26/11/19.  IF I am stopped due to lack of insurance, what happens next.  I need until 1/3/20 to either leave LOS or change to an O.  It seems that I would get a 30 stay of some kind.  What can I do to stretch this out until the end of February?

     

    Does anyone know of Pacific Cross policies can be canceled?

    Have you seen any company give you your money back it you return a product here in Thailand?

     

    To be honest I don't think they do.  I have not seen it on their website. 

  8. I also just called the hotline now about a O visa based on marriage.  I stated that I had an O/A visa when I came to Thailand 13 years ago.  Now I am going to get married and go out of Thailand and apply for an O visa based on marriage.  I asked if I still needed insurance?  I was told no it only apply to those on an O/A or O/W visa.  Since I would have an O I did not need insurance.  

  9. 1 hour ago, Sheryl said:

     

    the last report I have seen posted on CW Imm was by member Pib and said he was told all extensions that came in on an OA originally, no matter how long ago, will need insurance.  That contradicts what some others were told earlier so worth rechecking with them closer to the date, as well as following developments on this forum as the situation seems quite fluid.

     

    But also worth making some contingency plans in case it is required.

     

    I called the hotline Tuesday and they told me we do need insurance when there extension of stay ends..  For those who entered Thailand with an O/A visa and are on an extension of stay now.  So two different reports.

  10. 13 minutes ago, Sheryl said:

     

    the last report I have seen posted on CW Imm was by member Pib and said he was told all extensions that came in on an OA originally, no matter how long ago, will need insurance.  That contradicts what some others were told earlier so worth rechecking with them closer to the date, as well as following developments on this forum as the situation seems quite fluid.

     

    But also worth making some contingency plans in case it is required.

     

    I called the hotline Tuesday and they told me we do need insurance when there extension of stay ends..  For those who entered Thailand with an O/A visa and are on an extension of stay now.  So two different reports.

    • Thanks 1
  11. 14 minutes ago, Sheryl said:

     

    What is the date of that email?

     

    I received this today from their International  Business Consultant  who previously said deductible could be used:

     

    "Dear Sheryl,

    Thanks for your email.

    Just had a read through the posts mentioned.

    We do not have deductibles for our Long Stay Visa plans. These plans were the only plans approved by immigration in April/May, but as of the most recent announcement any plan from a Standard Extra and above is approved.

    Apologies for the miscommunication, this whole new OA visa is new to us too, and my colleague, Khun Tuenjai made a small mistake in that email. According to following posts, she corrected that misstatement by email on the same day to username OJAS.

    We have daily meetings every morning regarding queries we receive everyday regarding this new mandatory health insurance. We are the market leaders in this respect, and have the most up to date information. Things are rolling, and every member of the sales department have to be present during these meetings."

     

    Of course if not needing to meet the Imm requirement then you can get a deductible with any of their plans.

    "

    Who is  Business Consultant?

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