Mango Bob
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Posts posted by Mango Bob
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If you leave Thailand and re enter visa exempt to apply for an Non O visa will you face problems at the point of entry that you must have a round trip ticket and 10,000 or 20,000 baht.
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41 minutes ago, brianj1964 said:
I was explaining just this exact scenario only yesterday with my former boss in the uk, I'm 55 on an O-A and require insurance, yet an 80 year old on a Non-Imm O married to a 24 year old doesn't require insurance, it doesn't make sense. I suggest everyone migrates to a Non-Imm O. I believe in insurance but not being forced into overpriced policies that probably have poor coverage
Not everyone is married to some 24 year old.
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I entered in 2006 on an O-A and have been doing uninterrupted extensions in Bangkok since then.
I did my most recent retirement extension last week (7 Nov) at CW. No one asked about insurance. The extension was approved for the normal one year.
How did he do his extension LAST WEEK 7 NOV. 7 Nov was this past Wednesday.
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5 minutes ago, La Migra said:
Lots of complaints about Thai Consulates and Immigration not accepting foreign insurance coverage and specifically "TRICARE" for US military vets and dependents. But no actual reports of someone trying to use TRICARE to qualify for this insurance requirement, and no reports of TRICARE being asked to provide the certification letter - just speculation that it will not be accepted.
Also, while requesting the US embassy to intervene on behalf of this issue is a good path - and it appears US State Dept is already doing so ..... might I suggest that if you have TRICARE coverage - you start contacting TRICARE directly to see if they will supply the required certification.
When a company which provides insurance coverage in a country sees that there is a new requirement - they generally don't just abandon the business... their legal department jumps to work, and they satisfy the need.
I am a member of a Tricare facebook group in Thailand. We are planning to write to the Embassy about Tricare insurance and would like to see us added to their website.
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Maybe they are getting it right at the airport now get the immigrations officers throughout the country to do it right.
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2 minutes ago, Alotoftravel said:
I guess pacific cross needs the extension due date so that your policy starts on visa due date so that you will get the full year of the visa extension when we apply .
I was told I needed health insurance at cnx immigration yesterday . I came in on o/a visa extending for over 4 years .
If I go to immigration 30 days earlier to apply before my visa extension expire, do I start my insurance policy on visa extension due date so that I get 1 full year of visa extension to correlate with my insurance or I need a policy 30 days earlier since I am applying earlier, ( just want to get full 1 year extension)
any thoughts , thanks
Some one a day or two ago said they just did their extension off of a OA and did not need insurance at Chiang Mai. Many wanted more details from that person which he would not give.
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Just now, Martyp said:
Yes. But that is exactly what we want to hear in this thread. Experiences in different offices. He never said that what he experienced applies everywhere. And CW isn’t just some office in the remote countryside. It’s a big important office serving a great many expats. Maybe it was not the best thing to tell everyone to relax but he has provided a datapoint for us to add to the mix.
I like to see a few more from there, it would make me feel better about his post.
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7 minutes ago, Max69xl said:
And what's the annual cost for a retiree past 70? They will probably raise the cost every 5-6 years.
Depends on the policy. You can ask for a quote and see the policies and cost but it does not take you to a sales rep. Yes, the older you are the more it going to cost.
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3 minutes ago, Sheryl said:
US citizens:
As mentioned I emailed the Embassy and much to my pleasant surprised received a very prompt response as follows:
"Sheryl,
Thank you very much for your email and this on-the-ground perspective. Over the past six months, we have been engaging the Royal Thai government (RTG) to attempt to ensure that U.S. health insurance policies can be used to satisfy the new immigration requirement for health insurance for foreign retirees. This advocacy was done by official Diplomatic Note, as well as during the recent RTG press conference announcing the policy. During that event, the Consul General cited US veterans with TRICARE coverage specially as a population of concern in Thailand. At least one other Embassy (the UK) cited concern as well.
The U.S. Embassy plans to continue our advocacy with the RTG regarding the option for U.S. citizens to use existing insurance – regardless of where that insurance is based – to meet the requirements. We acknowledge there could be a difficult transition period as the Thai’s determine exactly how to implement the new health insurance requirement. As you note, the language in the official police order is vague in some respects. Therefore, we may have some room to navigate and improve on implementation.
Ultimately, this is a Thai regulation and the Thai government is the final arbiter of how this regulation will be implemented.
Again, we will continue to engage with the RTP on this issue.
Respectfully,
ACS"
I again encourage others -- and not just Americans - to contact their Embassies as it appears that they at least have the opportunity to engage in dialogue on the issue, which is a lot more than we do.
Sherly
Could I use this email to send to our Tricare in Thailand Facebook group without your name being used?
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27 minutes ago, FPizzle said:
I'm totally confused. I renew again in June, 2020 (13th year). I have my monthly deposit in line and now I see this. Do I need health insurance or not? Just for fun I checked all of the companies listed and none, that I can see, will offer insurance to a person over 70 unless it is a renewal. These are the guidelines I found for the O-A (Retirement) renewal and there doesn't seem to be anything indicating a way to get around it. It also states that if you have insurance from overseas you will have to show proof of Thai issued insurance at renewal. As usual none of this makes any sense!
Applicant must be aged 50 years old and over (on the day of visa submission application)
This visa is allowed to stay in Thailand for 1 year each time.
Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient.
In the case where the accompanying spouse is not eligible to apply for the O-A visa, he or she will be considered for temporary stay under Category “O” visa. A marriage certificate must be provided as evidence.
First year, all applicants can buy health insurance from insurance companies in their owned countries or authorized insurance company in Thailand. When the applicants want to renew the visa, the applicants must buy insurance from authorized insurance companies in Thailand only. Any inquiries on completing Insurance application can be addressed at each insurance company.
I believe there are two companies that will talk you past 70. Once is Pacific Cross if you get their policy before 75 they could insure you to 99.
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3 minutes ago, Peter Denis said:When applying for an OA Visa in a Thai embassy/consulate in your home-country, foreign health-insurance was allowed when accompanied with a certificate that it met the thai requirements for health insurance.
However, that foreign health-insurance would only be useful the first year after entering Thailand.
Because when applying for an extension of stay of your OA at a provincial IO the requirement states that it must be thai health-insurance.
So even with a certificate that your foreign health-insurance meets the thai HI requirements and which was approved by your home-country Thai embassy/consulate, when applying for an extension of stay such a certificate is not allowed according to the Police Order.
I am not a conspiracy adept, but this exclusion only benefits the exorbitantly priced policies of approved thai insurance companies.
I would love to see a list of who is on the Board of Directors of these Thai insurance companies. I bet we would see some name there we read about daily we see and read on the news.
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1 minute ago, AAArdvark said:
I am on year one of an O-A. I will be re-entering at DMK on 26/11/19. IF I am stopped due to lack of insurance, what happens next. I need until 1/3/20 to either leave LOS or change to an O. It seems that I would get a 30 stay of some kind. What can I do to stretch this out until the end of February?
Does anyone know of Pacific Cross policies can be canceled?
Have you seen any company give you your money back it you return a product here in Thailand?
To be honest I don't think they do. I have not seen it on their website.
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I also just called the hotline now about a O visa based on marriage. I stated that I had an O/A visa when I came to Thailand 13 years ago. Now I am going to get married and go out of Thailand and apply for an O visa based on marriage. I asked if I still needed insurance? I was told no it only apply to those on an O/A or O/W visa. Since I would have an O I did not need insurance.
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1 hour ago, Sheryl said:
the last report I have seen posted on CW Imm was by member Pib and said he was told all extensions that came in on an OA originally, no matter how long ago, will need insurance. That contradicts what some others were told earlier so worth rechecking with them closer to the date, as well as following developments on this forum as the situation seems quite fluid.
But also worth making some contingency plans in case it is required.
I called the hotline Tuesday and they told me we do need insurance when there extension of stay ends.. For those who entered Thailand with an O/A visa and are on an extension of stay now. So two different reports.
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13 minutes ago, Sheryl said:
the last report I have seen posted on CW Imm was by member Pib and said he was told all extensions that came in on an OA originally, no matter how long ago, will need insurance. That contradicts what some others were told earlier so worth rechecking with them closer to the date, as well as following developments on this forum as the situation seems quite fluid.
But also worth making some contingency plans in case it is required.
I called the hotline Tuesday and they told me we do need insurance when there extension of stay ends.. For those who entered Thailand with an O/A visa and are on an extension of stay now. So two different reports.
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Every time I see a new user just come to the site and say he need insurance. This is not the first time a troll has done this here in the last few weeks.
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18 minutes ago, Martyp said:
One of the many questions unanswered so far. I want to know the answer to this as well. You are going to the US April. Do you plan to return before July 27th?
Yes I am. I am only staying for 2 weeks.
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I plan to go to the United States in April and will be getting a RE permit. I had an O/A visa 13 years ago and have been on extensions of stay since then. Will the IO be asking about insurance with me. My extension of stay ends 27 Jul 19.
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1 minute ago, GeorgeCross said:deductibles are not acceptable for immigration accepted insurance policies
an applicant would need to switch to a non-o to get one of these and then that opens up the broader general insurance (incl. foreign) market as an option as well
Yes, deductibles are acceptable. You can get the Standard Extra Policy with a 300,000 deductible and a 50% discount on the cost of the policy.
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3 minutes ago, Mango Bob said:
Who is Business Consultant?
sherly The Standard Extra plan is over 780,000 inpatient covers and 60,000 outpatient.
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14 minutes ago, Sheryl said:
What is the date of that email?
I received this today from their International Business Consultant who previously said deductible could be used:
"Dear Sheryl,
Thanks for your email.
Just had a read through the posts mentioned.
We do not have deductibles for our Long Stay Visa plans. These plans were the only plans approved by immigration in April/May, but as of the most recent announcement any plan from a Standard Extra and above is approved.
Apologies for the miscommunication, this whole new OA visa is new to us too, and my colleague, Khun Tuenjai made a small mistake in that email. According to following posts, she corrected that misstatement by email on the same day to username OJAS.
We have daily meetings every morning regarding queries we receive everyday regarding this new mandatory health insurance. We are the market leaders in this respect, and have the most up to date information. Things are rolling, and every member of the sales department have to be present during these meetings."
Of course if not needing to meet the Imm requirement then you can get a deductible with any of their plans.
"
Who is Business Consultant?
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10 minutes ago, sometimewoodworker said:Almost certainly insurance will be required when you enter Thailand if you have had to have insurance when you apply for a visa or extension, as that information is in the police order and your permission to stay is governed by the period of your insurance if that is shorter than you would otherwise get.
But as has now been proved insurance is (almost certainly) not required if you did not need insurance for your visa or extension.
If you are on a re entry permit from a extension of stay prior to 31 Oct 19 you will not need insurance until your next extension of stay.
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13 minutes ago, britishjohn said:
So if I buy Thai insurance now just to ensure I'm allowed in, when I come to apply for an extension in 3 months, I would only get an extension for 9 months and not a year !
Talk with your insurance agent. I was told they would refund you for the 3 months and start a new policy at the time for your next extension.
No non OA visa extensions in Hua Hin because no health Insurance.
in Thai Visas, Residency, and Work Permits
Posted
You do not have an Non O/A visa once you have another visa which in this case would be an Non 0 visa. How can they act on a visa that has expired.