scoutman360

I have both Vanguard and Fidelity. Both through original company 401k matching programs and also private IRA investments. I find the Vanguard website much easier to navigate and handle my buys and sales. Fidelity always leaves me confused how to do things. From Thailand, both allow me to take care of business over VPN. As for opening an account over VPN, I don't know. Best to do that next time you are in the U.S. and have a local phone number available. I used to use my sister's mobile for security code messages, but now have a Google Voice phone number which can receive texts. For Google Voice phone numbers, it must be paired with a U.S. mobile number. I used my sisters, but in the settings menu I disconnected her phone for receiving any calls or messages.

Just a few years ago, it was announced that anyone who takes a photo of a motorbike riding on the sidewalk is entitle to 50% of the fine. What ever happened to that? Do you know of anyone who got paid?

This may or may not help, but I noticed that if you look around Home Pro, Thaiwatsadu, Boonthavarn, etc., and find, say for example, a kitchen design you like, floor tiles you want, etc., they have their own contractors that will come and install it for you. However, this means a box fit and no custom features. You would need to know exactly what you want from what is in the show room.

It's not a scam. It is just the best Lazada suppliers can do with the people they hire. I get the occasional same problems with Amazon. Every time I get so angry from poor customer service somewhere, my friend always set me straight, "If they were any smarter, they wouldn't be working here".

I woke up one morning and heard crying in the hallway. It was a Thai girl that said someone stole her purse and she cannot get into her room. I helped her, called security, they got the door open. The next day she knocked on my door and said she wants to take care of me. She did, for free. For many months I was her booty call. She said she has 5 foreigner boyfriends sending her money every month. She cried again to me when one left her for her friend. I have a good Thai female friend. She has been married 3 times to foreigners. The 2nd time she divorced him and kept the condo that was bought in her name. For the 3rd marriage, she hired a private investigator to follow her husband. Once she had the evidence he was sleeping with his massage girl, she divorced him and now has a lovely house for her own.

Youtube university. Plenty of videos on how to build your own (cheep and ugly) air purifier. Standard box fan, 4 square filters, and a roll of duct tape. Or, a round fan, and a round filter. Options.

For most of my career, I used to work for a company that manufactured a critical component for the CPAP machines. We sold to the 3 biggest CPAP manufacturers, puting our component in 90% of the worlds CPAP machines. One year, I was invited to attend the annual supplier workshop day from the largest CPAP manufacterer in the world. In one of the workshops, an expert in brain patterns and sleeping cycles gave a presentation. She went into detail on our brain's behavior when we sleep and how sleep apnia throws off the brain's normal healthy sleep cycle. Our brains are actually more awake when we sleep that it is when we are awake. It was eye opening. Before the lecture, most of us in the room thought sleep apnia was just not so serious.

There is a ~$300 billion trade deficit between the U.S. and China. This means that $300 billion dollars are leaving the U.S. every year so China can spend it as they want, including financing their military. The U.S. is basically financing their military on borrowed money. The U.S. is in debt $36 TRILLION dollars because of crazy trade imbalances and government over spending. How many people know these facts? I think it is too late for the U.S. to save itself, unless those protesters, the ones rejecting higher tarrifs so they can continue to buy cheap Chinese goods, and protesting the layoffs for a smaller government, understand what will happen if the country does not change course quickly and reduce the debt. The U.S. is far behind China and incapable of supporting itself at the moment.

Failed the perception depth test the last time. This is my 4th license renewal in Thailand. Eye sight isn't what it used to be but good enough to drive without glasses. My glasses are set for optimum vision at a distance different than the test machine. So, people who wear glasses, beware. Buy a pair that is perfect at that machine distance. Compare to my U.S. license: Expired 6 years ago. I just need to come in for a new photo (since the last one was 20 years ago). I kinda agree with Thailand to do occasional checks, rather than keep sending the license in the mail. But I think it is excessive at the moment.

If you are 78, they didn't have chickenpox vaccine back in your day. It was created in the 1970's and didn't reach global availability until the 1980's. I remember when the chickenpox was a right of passage for children back then. The whole school population had to suffer through it. Yes, I would get the vaccine. You don't want to go through that suffering at 78.

There is a long procedure list on the BOI website which details everything. I missed a few things written there and send them an email with questions (using the Contact form on the home page). They were quick to reply.

I never had April. I was previously covered by my employer's insurance.

The big mics you see are condensor mics. Expensive. They are used for most high-end professional recordings because of their quality and frequency response. Dynamic mics are 7x cheaper, mostly used for live events. As a musician, I can disagree and say those clip-ons are horrible. I have produced many videos. It takes me so much time in post production to get them to sound good without the speaker souding like an amateur.

I remember the 1970's when there was an enormous campaign to promote margarine over butter. Butter was bad bad bad. Buy the cheaper margarine. Same with eggs.

I have signed up with NOW Health Intl. No claims yet. But I got no replies to multiple emails when I needed to expedite my annual renewal for visa reasons. When I reached out to the broker AOC (France), he was quick to make things happen. Thumbs up for the broker, thumbs down for NOW.