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richard_smith237

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Everything posted by richard_smith237

  1. With respect, NO, especially when your wallet gets stolen, lost or mislaid... This is exactly the same as the 'getting the phone stolen' argument and hence is basically flawed as a differentiator... The same could be said of your card... you can lose that, or it can stop working, become demagnetised, the chip part fails to read or become damaged etc.. so again, any comparison with a phone, fails as a differentiator... You prefer an ATM card and Debit Card etc.. thats fine, each to their own, thats a simple preference, an emotional decision... but when trying to justify that choice to avoid digital payments via phone the logic becomes somewhat 'wishy-washy' and ultimately flawed.
  2. Thats six to one half a doesn't to the other.... Some people are slow paying with cash, it takes them an age to get their purse/ wallet out and dig around for the cash, then it sometimes takes an age for a cashier to count out check and triple check the change before handing it over... But... Some people are also luddites and just can't use their phone apps, and are thus also slow... Personally, I find paying QR Code much quicker than cash.... I find paying by something such as apple pay, even quicker. I think this is some of those shops which are are not fully initiate to the cashless system... I know the cashier sometimes takes a photo of the proof of transaction on the customers phone - that may be down the individuals 'fear' of making a mistake etc... As far as handing over an ID card and getting a photo taken - I'm not sure about this, I've never seen it, but agree, it would take a lot longer - is that related to cash-payment, or simply a different process for something else ? (even if paying by cash).
  3. 100% agree... I'm mostly cashless now... With nearly all my payments made from my phone... This year I have been in: UK - 100% Cashless France - 100% Cashless Switzerland - 100% Cashless Dubai - 100% Cashless Doha - 90 % Cashless - paid cash for a couple of taxi's Japan - 70% Cashless - paid in cash where they wouldn't accept applepay or cards. Thailand - 95+% Cashless (PromptPay, TrueMoney, Bolt / Grab + Cash when more convenient). I'm now overseas again... and have numerous options at my disposal. US$1000 in cash (just erergency money) + Some local currency. Having all options available makes perfect sense - the idea of someone saying I'll never use cash, I only want to use digital, just seems stupid to me... As does the idea of someone saying I'll never digital, I only want to use cash..... ... it seems a lot of reasoning is based purely on emotion and no logic.
  4. Yes you... kind of... If you still hold a UK address... i.e. one to where your existing DL is registered, then you can simply renew online and they will deliver to that address. This happened to me during covid... While I was back in Thailand under quarantine my folks received a letter in the post with 28 days to pay a speeding the fine... No chance to send my DL back my UK license as I was 'locked in a room'.... The issue with paying a fine in the UK at the time was that I had to send the Driving License with proof of payment to the DVLA. Solution: Apply online for a new DL (saying I'd lost the old one) - delivery was quick... and the folks then sent the DL off to the DVLA. (Note - the requirement to send in the DL to the DVLA after accepting a fixed penalty is no longer a requirement since Nov-22).
  5. And don't pay the last couple of months rent either... because you know for sure you are not going to get your deposit back with a landlord like this.
  6. I know the chances are laughably slim... ..... has anyone ever said to immigration.. "sure, give me the fine document, and I'll pass it on to the landlord as its their responsibility"... As we all know - charging someone for not doing a TM30 becasue the landlord refuses to assist is clearly wrong. I'd move out of that place very quickly.
  7. Yep thats true, so many attempted scam phone calls, so many pishing e-mails etc. Then there is the credit card - my card (both Thailand and UK) have been used fraudulently about 10x in total... But, the flip side of that is the incovenience of not being able to use them would be greater and I personally never lost anything. I've never encountered fraud using my online Banking or Paying for an item via Apple Pay or PromptPay, bank transfer etc. I'd argue to takes skill not to leave a foot-print - nether scams, cash or digital.. are easy to carry out by the average person... it takes someone with a specific skill set that most don't have.
  8. Well, yes, how about you, you don't even know how to get a yellow book.......😂 Oh no... you walked across that draw-bridge a little too heavily and woke the forum nobhid troll !!!!
  9. Possibly... While out on the motorcycle, I've found myself self shouting a two riders. 1) Riding down a main road... (3 lanes in either direction)... A motorcyclist (3 up - Couple + daughter) riding down the pavement towards me, I'm in the left most lane, the suddenly swerve off the pavement straight into my direction, about 5m in front of me... I have to swerve to avoid a head on collision... Luckily there was nothing coming past me... (I'd been watching and was already aware there was no one behind me)... ... But damn - the stupidity to swerved just pull out into the road, wrong directing straight into incomong traffic... ... So, yes, I shouted at him, very loudly, very angrily... an his response was strange... not one of apology or anger, just one of bewilderment... as in... "What wrong with this guy?"... he had no idea what he had done... ... my guess is that he does this every day... 2) Riding down a sub-soi... I'm in the middle of the lane, I see a motorcylcist waiting to pull out... (from my right, to turn right onto the same lane I'm travelling on, in the same direction), she doesn't bother waiting to pull out behind me, she just pulls out at exactly the same time I'm there... as if she's going to drive straight into me... ... I shout, she swerves... its simply as if she didn't see me at all... After I've shouted she looks at me as if its my fault !! Neither of these were going to turn into an agressive situation, but, sometimes you shout. 3) Another issue which had more potential to become a problem ( I was stupid to react )... Riding a bigger bike in BKK (not a scooter), with full gear - Riding Pants, Jackets, Boots, Gloves, full face helmet etc.. I'd gone around the outside of a line of traffic and cut back into the lane as oncoming traffic was approaching, the lane I'd cut back into was slow moving traffic and there was about a 5-7m gap into which I filtered / slotted into, at the same time the traffic flow came to a stop... The car being seemed not to like my 'filtering in' pulled right up to my rear-wheel and hit is horn. I put my stand down... got off my bike and went to his passenger side window (as oncoming cars were passing on the right side)... I was about to ask him what.... but before I could as anything the driver (of the Mercedes) had lowered his window and was repeatedly saying 'sorry... Sorry, Sorry...)... I asked him why he did that, but he still just kept saying sorry... I was lucky it didn't take another turn for the worse... afterwards I realised I was stupid for reacting.
  10. Its possible that they 'don't know' how to process you... Its a fair bit of paperwork for them, and some officers at some amphur do no like doing the work... and because its fee, they see no benefit to themselves anyway... keep persevering if you want - they'll have to get round to it in the end.
  11. Oh, I'm not so sure about that... ... Neeranam must be getting that whiff of 'forum-cat-nip' by now ... its going to be extremely difficult for him not to show up and post some misinformation, untruths or outright lies...
  12. Good points... In the interests of balance - how much counterfeit cash is in circulation ? The United States Secret Service estimates that between $70 million and $200 million in counterfeit bills are in circulation worldwide at any given time.... and what of other currencies ? Not as much as Digital fraud - but a lot of the higher numbers of digital fraud are targeted attacks on corporations - for the every day person, i.e. us.. we are more likely to encounter countrified currency than digital fraud.
  13. In your shoes I'd worry less about whatever emoji response another's post receives and instead spend the time understanding the tech you use if you are going to pass comment on it. [ To denigrate - to criticise unfairly ].... The criticism wasn't unfair if your comments are inaccurate !!
  14. You make a strong and valid point... However, having a 'special' day, a 'special' 5 days or a 'special' month etc also seems to contradict the ideology of equality..... If anyone genuinely wants to be treated equally, why celebrate the difference in such a manner ?
  15. Nope... It is my understanding that criminal charges need to be file before such actions can be taken. Otherwise we'd see every sprurned BG getting their foreign ex black-listed... We've all heard the stories of relationships going sour and the naive guy asking if this is possible after the 'black-listing' threat was made...
  16. Sorry for the loss of your friend 2008bangkok.....
  17. Erm... Iran, Jamaica and Russia are your basis of comparison for popular tourist destinations ???? You can't even see how ridiculously flawed your examples are... Perhaps you should have added Iraq and Afghanistan !!!
  18. How does one go about 'emergency braking' with moderation ??? I also struggle to understand how this happened... initially I thought the tuk-tuk was a 'side loader', but was corrected by another poster in a different thread - where it was explained that in local news the tuk-tuk was a 'rear-loader'... So, I'm wondering how the child fell out under heavy braking.
  19. We're nearly half way though the year... I think I've been to an ATM twice this year.... (a very rough calculations suggest cash accounts for approximately 2% of my spending in Thailand). Thats all thats been needed - nearly all my transactions are 'cashless'... its just so much more convenient that way. Cash is not king anymore, its nearly dead... That said - this is no criticism of you 'Cash is King' guys... I'm happy you use cash... Cash is needed, I'd hate to be in a situation where I can't use cash if I wanted to... I like the idea of having both cash and cash-less options available to me - I find cashless more convenient and disagree with the flawed arguments many people make against digital payment... but, I firmly believe both cash and cashless options should remain available to the customer.
  20. Tech has clearly passed you by and you are now responding out of paranoia. There are risks with online digital systems - but you haven't addressed any of them in your comments.
  21. You don't know that you can wipe all data on your phone very quickly, not app by app. I can log in on any device and erase my phone within 30 seconds... The caveat here is that it has to be connected to the internet, but then for crims to do anything, it also has to be connected to the internet.
  22. so you Don't know what two tier authentication is then ?
  23. This has to be the oddest report ever... The deceased what having a disagreement with another rider (on a samlor) while it was raining, and 'after the samlor' passed him, he lost control and collided with an electricity pole ?? - Would this mean that they were both riding at speed (relatively at speed) and at the same time they were arguing, and the samlor rider cut him off forcing him off the road ? RIP to the Brit...
  24. You've presented your argument as a mix of opinion, facts outright lies... Straddling your bias and lies with a fact does not make them any less of a lie or less bias. The confused one is you... the card works in some places and you are telling official that they are wrong to accept it... Yet they do... (numerous examples). Searching within your eco-chamber, have you found an official source that states the Pink ID card is not to be used by Western Foreigners ? So what...you know about the naturalisation process... but you are making a lot of bias assumptions about the Pink ID, its legality and its usefulness... all foreginers need a passport to enter Thailand... so ?? Here we have it... So the French guy upset you and ever since then you hate the Pink ID because this guy thought he was special with it... NON-Thai ID Card = its an ID Card for Non-Thai's... It also states 'This is not an ID card'... which really means, this card cannot be used as an ID card in the same manner which which Thai's use their Blue Thai ID card. Another lie... The Yellow house book is free.. the Pink ID is 40 baht... there is no extortion or hussle of 'farangs' to get the card. The card is clearly of value to some - I have found it useful and to date, its saved me a reasonable amount of money. Wrong... Sheryl also pointed out that some hosptials have multi-tier pricing and the Pink ID may be used to secure a discount from foreigner (tourist) rates.
  25. What 'transactions do you make outside the bank' ???
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