
bamnutsak
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Everything posted by bamnutsak
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I guess I'm surprised you qualified your statement with "largely".
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Credit card fees
bamnutsak replied to CallumWK's topic in Jobs, Economy, Banking, Business, Investments
My Fidelity ATM-Debit card gives the daily Visa exchange rate. The 220 THB ATM fee is reimbursed. Fidelity upgraded their ATM-Debit card with zero foreign transaction fees Sep 28, 2024. I was never charged that 1% fee. My daily limit is $1,000. Fidelity has a no-annual-fee Visa credit card that has zero foreign transaction fees. -
Credit card fees
bamnutsak replied to CallumWK's topic in Jobs, Economy, Banking, Business, Investments
For those of us from the U.S. this statement is incorrect/misleading. Using an ATM card here yields the daily Visa (or MC) exchange rate, and my bank refunds the 220 baht ATM fee, usually within three working days. Using a credit card here also yields the daily Visa (or MC exchange rate), and my three Visa cards all offer ZERO foreign transaction fees - always stipulating that the charge be rung up in THB. https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html be sure to change the fee from the default 2% back to 0% https://www.nerdwallet.com/best/credit-cards/no-foreign-transaction-fee Two of my cards have no annual fee. One card is $95 per year, which yields cash benefits exceeding $95. -
Credit card fees
bamnutsak replied to CallumWK's topic in Jobs, Economy, Banking, Business, Investments
I assumed that you would also be getting a standard credit card from KBank. Hence the use of the word "Companion". I don't think there are (m)any local Thai credit cards with zero foreign transaction fee. This topic has come up quite a few times here and a search/review didn't yield any options. I don't think you can get a card issued in the U.S., where we do have quite a few options - I have three cards, all with zero foreign transaction fees, and two of which have no annual fees. -
Credit card fees
bamnutsak replied to CallumWK's topic in Jobs, Economy, Banking, Business, Investments
If you plan to travel outside of Thailand and assuming you have a KBank account, maybe consider getting companion (to the Visa credit card) KBank Journey card? https://www.kasikornbank.com/th/personal/debit-card/pages/journey.aspx Other banks here have similar travel cards, I use the SCB Planet card. I'd also look at Thai reviews of the specific credit card you are considering. -
With the DTAC app you can see the name associated with your SIM/number/account. My Profile, main app window to the right of your number Your registered name is displayed Insure that matches your bank account name
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This is not a joke... Fact Sheet: President Donald J. Trump Makes America’s Showers Great Again The White House April 9, 2025 UNDOING THE LEFT’S WAR ON WATER PRESSURE: Today, President Donald J. Trump signed an Executive Order to end the Obama-Biden war on water pressure and make America’s showers great again. The Order directs the Secretary of Energy to immediately rescind the overly complicated federal rule that redefined “showerhead” under Obama and Biden. https://www.whitehouse.gov/fact-sheets/2025/04/fact-sheet-president-donald-j-trump-makes-americas-showers-great-again/
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Tariff pause - Trump IS an idiot !!
bamnutsak replied to TorquayFan's topic in US & Canada Topics and Events
Not our job to explain anything to you. It is trump's, and his administration's job to explain the policies, goals, and metrics to us. Stop being bass ackwards. -
Wall Street Rebounds Sharply as Trump Softens Tariff Stance
bamnutsak replied to Social Media's topic in World News
He caved. He folded. He blinked. He realized he was losing. Yeah, sure. If that makes you feel better. BTW, he wouldn't even know which end of the sledgehammer to pick up. -
One-D chess.
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Wall Street Rebounds Sharply as Trump Softens Tariff Stance
bamnutsak replied to Social Media's topic in World News
None. He got the yips. He's a Panican. -
Tariff pause - Trump IS an idiot !!
bamnutsak replied to TorquayFan's topic in US & Canada Topics and Events
It's not the ONLY thing we can come up with. -
Tariff pause - Trump IS an idiot !!
bamnutsak replied to TorquayFan's topic in US & Canada Topics and Events
Yes, there were a lot of Mr. Ed memes at the time. -
Chiang Mai's Raft Rumpus: G-String Dancer Causes Outcry
bamnutsak replied to snoop1130's topic in Chiang Mai News
Or just a few years ago when the Ministry of Culture celebrated the "soft power" of topless ladies on their home page... -
Wall Street Rebounds Sharply as Trump Softens Tariff Stance
bamnutsak replied to Social Media's topic in World News
Shades of the Monty Python skit: "Spanish Inquisition". -
Chiang Mai's Raft Rumpus: G-String Dancer Causes Outcry
bamnutsak replied to snoop1130's topic in Chiang Mai News
The MiniCult (Ministry of Culture) will be along shortly to remind everyone about decorum during Songkhran. And Prayut's dictum of three twerks only will be enforced. https://www.nationthailand.com/in-focus/30317916 -
Wall Street Rebounds Sharply as Trump Softens Tariff Stance
bamnutsak replied to Social Media's topic in World News
So the "Golden Age" of America is delayed by 90 days? Millions of Americans will have to wait 90 days to report to the factories. White House on Monday - "There will not be a pause". White House on Wednesday - "There will be a pause." -
Tariff pause - Trump IS an idiot !!
bamnutsak replied to TorquayFan's topic in US & Canada Topics and Events
She's been a busy little trader... https://www.investing.com/news/company-news/marjorie-taylor-greene-makes-multiple-stock-purchases-including-amazon-and-apple-93CH-3977374 -
Tariff pause - Trump IS an idiot !!
bamnutsak replied to TorquayFan's topic in US & Canada Topics and Events
Four-D Chess? Very stable genius. -
What happened to the "National Emergency" used to justify The International Emergency Economic Powers Act (IEEPA) https://www.congress.gov/crs-product/IN11129 to invoke tariffs? Although IEEPA has never previously been used to impose tariffs, in 1971, former President Richard M. Nixon used the similarly worded Trading with the Enemy Act of 1917 (TWEA), upon which IEEPA was based, to impose a 10% tariff on all imports into the United States in response to a monetary crisis.
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What would it take to make an iphone in America?
bamnutsak replied to placeholder's topic in Political Soapbox
Suicide-nets are an added cost I guess? -
And if not, it must have been suppressed by "the globalists".
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The desperation in these thread starters is palpable.
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IPhones to Hit $3.5K? Trump Tariffs Spark Apple Revolt
bamnutsak replied to CharlieH's topic in World News
Tim Cook, and AAPL investors probably disagree with you? But perhaps you are an expert on "idiocy"? Apple’s 3-day loss in market cap swells to almost $640 billion Apple is one of the most exposed companies to a trade war, analysts say, due to its hefty reliance on China, which is facing 54% tariffs. The company’s stock has lost about 20% of its value over the past three trading days, wiping out almost $640 billion in market cap. While the market has gotten hammered from the tariff announcements, only Apple, Microsoft and Tesla were down on Monday among the tech megacaps. https://www.cnbc.com/2025/04/07/apples-3-day-loss-in-market-cap-swells-to-almost-640-billion.html