bamnutsak
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Everything posted by bamnutsak
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A SWIFT first-party international wire transfer of USD directly to your account at Bangkok Bank in Thailand may be the best all-around option. But you need to check with Vanguard (or Fidelity, TRowe, Citi etc.) to see what their procedures and costs are. WISE may also be an alternative. I know that Fidelity offers fee-free SWIFT transfers, BUT you need to have a Medallion-endorsed transfer order on file, and you need to call in the transfer. For me, I was required to submit this standing order in person at a Fidelity branch. Transfers flow from Fidelity to Chase JP Morgan (intermediary bank, no fee) and on to BBL/THL, where they offer the TT Buying Rate and a sliding fee of between 200 and 500 THB. https://aseannow.com/topic/1271424-usa-vanguard-wire-transfer-to-bangkok-bank/
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Pete Hegseth throws an axe, of course it strikes a USMA drummer. https://www.youtube.com/watch?v=pMrVdFnjEjs
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Can you expand a bit on what you were doing? Were you using a US-issued ATM Debit card to withdraw THB here? Which financial institution issued the debit card? Is it Visa or MC (the logo should be on the front of the card)? Does this bank charge any additional fees (percentage)? Some do not charge a fee, some do. Typically 2%. How much THB did you withdraw? How much USD was withdrawn from your account? Did you note the local fee? Was it 220 THB? The rate should be from VISA or MC, and they have one rate per day, AFAIK. https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html With 0% fee, yesterday from VISA the rate would have been 34.19, WITHOUT factoring in the 220 THB ATM fee. Fidelity does not charge a fee, and they reimburse the 220 THB ATM fee, usually within 48 hours.
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I haven't received my new Fidelity ATM Debit card so no first-hand experience. My guess is that it will work in EMV Chip-enabled ATMs here, but no clue how wide-spread those are here. Based on a quick scan of SCB and BBL it looks like they've switched their cards and ATMs over to EMV chip-enabled. The new card does support Tap-to-Pay, and can be added to your Google Wallet. The best news...no foreign transaction fee. (The Fidelity Visa credit card has had no foreign transaction fees for a few years.) Fidelity reimburses all ATM fees, foreign and domestic, including the local ATM fee here (220 THB), usually within 48 hours. My limit on ATM withdrawals is $1,000 per day. This may vary for each customer.
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Best deal for legit Office 365 Word and Excel in Thailand?
bamnutsak replied to circa02's topic in IT and Computers
I've been buying MS Office keys from vip-scdkey for ~ five-ish years. Most recently, new PC build, July, ~ $29 (USD). Legit. Highly recommended. -
What is your reporting office?
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Are flights to Thailand a ripoff ?
bamnutsak replied to mostcurious's topic in Thailand Travel Forum
You will ALWAYS pay a premium for direct non-stop flights, supply/demand. Comparing prices from "a few years ago", or with different city-pairs is a waste of time. ALL of the cheaper fare buckets to/from BKK are sold out for the next ~ 3 months. Travel in March still has cheaper fare buckets, and going via a Middle East carrier might get you down to ~ 650 GBP v. ~ 1,000 direct non-stop. -
Low cost way to have a USA phone number
bamnutsak replied to JohnOFphon's topic in Mobile Devices and Apps
For me, with some ~ 20 applications GV works with all of them. I do have UltraMobile PAYG (int'l roaming/WiFi Calling) as back-up. Incorrect, UM PAYG roams here fine, on mobile signal ("R" displays above mobile signal strength) OR with WiFI Calling. Incorrect. (It does work in the U.S. too, of course, so that helps if you make trips back home.) Meh. But UM/PAYG supports all of your "foolproof" requirements. Correct. UM/PAYG supports WiFi Calling. Fidelity offers OTP via their mobile app (for desktop/web login). In addition to SMS. BofA supports a FIDO key. -
Digital tv box for local thai channels
bamnutsak replied to villageidiotY2K's topic in Audio Visual AV
Assuming you have AIS Fibre, you can use AIS Play, an app that runs on a phone (and can be cast to a TV), a TV (natively), or a streaming device attached to the TV. https://www.ais.th/play/en/freecontents.html You can layer additional services onto AIS Play. 3BB Fibre has a similar streaming offer. What ISP/package do you have? Your LAN details? Equipment details? -
Feedback on Theme and subscription offer
bamnutsak replied to CharlieH's topic in Forum Support Desk
Thank you for having Dark Mode. -
Most anyone would want to have Ms. Harris on their podcast. Limiting the duration, and having to to travel seem like trivial issues that Mr. Rogan could easily accommodate. That he doesn't says everything you need to know about this putz.
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Dictators prey on loneliness.
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Big Joke’s on her: Police wife caught in affair and burglary storm
bamnutsak replied to snoop1130's topic in Thailand News
How many wives does Big Joke have? Is this the wife that we're told is extremely wealthy?- 84 replies
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Thailand to Implement 300-Baht Tourism Tax Starting with Air Travel
bamnutsak replied to webfact's topic in Thailand News
This isn't really about "insurance". That's just a word they use on a PPT deck, occasionally. Some of the collected monies might be disbursed to hospitals to cover unpaid bills, that have been estimated to be 300 million baht on the very high end. -
The lack of justice, in an almost farcical manner, explains the recent uptick in violence in the South. Thailand’s Deep South Policy: The Need for Justice The failure to convict individuals for a massacre in Thailand’s Deep South 20 years ago will undermine reforms. https://fulcrum.sg/thailands-deep-south-policy-the-need-for-justice/
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Thailand to Implement 300-Baht Tourism Tax Starting with Air Travel
bamnutsak replied to webfact's topic in Thailand News
Who knows, but my guess today is 'No'. The ETA would be a separate 'process'. Different ministries, but that's not to say the MoFA won't also charge for an ETA. The Ministry of Tourism and Sport has been salivating for this massive Slush Fund for ages. Maybe they'll use this to pony up the F1 "commissions"? Krungthai Bank is said to be the collection point via an app. -
Thailand to Implement 300-Baht Tourism Tax Starting with Air Travel
bamnutsak replied to webfact's topic in Thailand News
It is now 730 THB ( 1 April 2024), it is a Passenger Service Charge, and is included in the ticket. Airlines remit this to AoT. This 300 THB 'fee' is simply a cash grab by the Ministry of Tourism and Sport. There has been little to no rationale behind this 'fee' (insurance, hospital bills, coral reef restoration,etc.). Nor will there be any transparency in the future. At 30 m tourists, that's a 9 Billion Baht slush fund, ripe for picking by a Permanent Secretary. Collection of this fee has always been the issue as airlines want nothing to do with it. So it needs to be collected out of band - kiosk at the airport, more likely a mobile app. No clue why 300 THB is the "right" amount? Why not 1,000 THB?- 133 replies
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Trump Works at McDonald’s claims Kamala Harris 'never has
bamnutsak replied to Social Media's topic in World News
Grimace would have made a less weird running mate... https://www.youtube.com/watch?v=yr9LwiSayWU