sumrit

3 minutes ago, onera1961 said:

Still they open up brothels after brothels fronting ad bars, pimp girls as bar managers and many expats participate in that trade but I don't see any body talking about this illegal activity. 

Two wrongs don't make a right. Illegally obtaining an extension without having to funds in the bank to do so is STILL just as wrong.

Quote

 

Today I received my monthly transfer of 65,000 baht from TransferWise to BBL, and like many others on here, it was sent via Kasikorn and is recorded as "Interbank Transfer via SMART. The five other transfers since I opened the account in February came direct as International Transfers.

 

3 minutes ago, JulesMad said:

Offer the landlord to do his work/responsibility and charge your time by the hour to him. No idea what an hour of your time costs, but it should be at least 65000THB divided by 22 working days of 7 hours a day is about 430 THB.
Add the inconvenience factor and gasoline plus depreciation of your transport, and you will come easily to 2000THB per hour.
Now it is a win-win situation ????

And when the landlord laughs and tells you 'as the tenant you are equally responsible for filing the TM30' he's not paying you, but he'll leave you to get fined for not filing it next time you have to go to Immigration, what's your reply?

10 minutes ago, theonetrueaussie said:

I have moved multiple times in the last few years and I always ask "will you do the tm 30" Only 1 said no and I just walked away straight away from him. He messaged me after saying he would do it but too late then I didn't trust him after that.

Immigration need to be informed, that's the rules, and you can (usually) quickly complete the TM30 yourself.

What I don't understand is why you choose to be so stubborn and insist somebody else does it for you. You then have to immediately contact and inform the owner/manager/agent every time you return from a trip away from home so they can pass the information on to immigration within 24 hours. Why would you choose to supply them with all your movements when you only need to spend two minutes updating your TM30 yourself and keep your travel arrangements private from your owner/manager/agent? 

3 hours ago, 3421abc said:

I just got into a heated argument with the agent who rented the condo to me. She says owner will just provide the documents and I have to do it myself. I told her this is something the owner is suppose to do, not me. I told her I will not do it and I will just tell that to immigration and the owner will have to pay a fine. <deleted> is this they just throw me all this work for something they have the obligation to do. Just want to collect the rent money from the foreigner and be sabai sabai.

I am not doing his work. I am tired of taking s^%T from them and be just cool about it. 

Can't understand why you're making such a big deal about it.

Firstly, the owner, landlord, agent and YOU are all equally responsible for filing a TM30.

BUT, during their normal everyday lives the others are not required to attend immigration, assuming you have to go to immigration at some point (extensions, etc), you are. With you actually at Immigration, who do you think the IO will fine?

And secondly, by wanting the owner/agent to do the reports you have got to contact them each and every time you stay away from your home, even if it's just overnight. It's bad enough having to inform Immigration, do you really want to have to inform the owner/agent about your every move as well?

1 hour ago, IraqRon said:

i haven't seen an of official definiton of posessor anyhere, just posters' assumptions.  any link or reference available. 

The Immigration act, section 4 actually refers to this:

“ House Master ” means any persons who is the chief possessor of a house , whether in the capacity of
owner , tenant , or in any other capacity whatsoever , in accordance with the law on people act.

7 hours ago, marcusarelus said:

You can get the compulsory insurance.  Age doesn't matter

But the exorbitant cost charged for us older expats with added pre-existing health problems IS certainly one of the most important considerations.

1 hour ago, soalbundy said:

Yes I realize that but the paper trail is different. TW isn't a bank.

ALL paper trails vary with all banks and finance houses, dependent on their day to day requirements. Calling somebody a bank doesn't make them any different.

1 minute ago, soalbundy said:

ie it isn't really a foreign transfer

No banks physically transfer money these days, they all operate a similar system to TW, moving paperwork through accounts to technically move money around. That's what a foreign transfer consists of.  

6 minutes ago, wgdanson said:

Been in Bkk Bank P'lok today. My July transfer went via Kasikorn, but the nice man at Bkk says he will do me the required letter which WILL say all transfers were International.

If the IO notices that July TW transfer says SMT, I shall ask him to speak with the bank man.

When I contacted BKKB call centre over my July transfer they told me to go to my local branch where they'd do the same. Unfortunately at my local branch they said I'd have to get confirmation that the July payment was a foreign transfer from the Kasikorn bank. hopefully, after several days of going round in circles the letter is finally on its way.

As far as I can tell, although it's classified as a local transfer, the SMART (SMT) code is only used when a transfer is made using an intermediary bank. 

Can anybody confirm (or otherwise) whether this particular code is used for anything else?

4 minutes ago, Acharn said:

If Kasikorn doesn't do a confirmation letter how do you get your own extension? I kind of wish I had time to go to Bangkok, the main office of Bangkok Bank on Sala Daeng Road, and ask there.

Both BKKB and Kasikorn do supply letters so I presume all Thai banks do. 

I've actually got copies of letters from BKKB and Kasikorn and posted them yesterday as an example but unfortunately on one of the letters the persons details were still visible so the post was (rightly) deleted. I won't re-post but can confirm that Kasikorn do supply the required letter.

11 hours ago, pontious said:

Sumrit just posted the letter above. !

My post has now been removed because some personal information was inadvertently visible. I try and find out if I can re-post.

2 minutes ago, gmmarvin said:

Can't get ahold of K-Bank Chiang Mai.  The only things I gave the lady was TW pdf receipt and Bkk Bank book.  The transfer she found herself on the computer while talking on the phone to other banks.

Thanks. I'm in the village for a few days. When I get back home I think I'll take a drive down to the main Kaikorn  branch in Pattaya and talk to them to see if I can get more joy that way.

1 minute ago, lopburi3 said:

Suspect it page 2 of the TransferWist PDF -

Banking partner Kasikornbank followed by Banking Partner Reference (which for me was 5 digits point 2 digits followed by date and time (14 digits).

No, its not that. i tried giving them that, and the TW transfer confirmation number on their PDF.

Kasikorn said they needed an 11(?) digit number that BKK would have. BKK call centre said they don't know what Kasikorn want.

4 minutes ago, gmmarvin said:

The Information they need is in their computer showing the transfer came to them first.  The information they didn't have was the request and certificate forms.  They received these forms from K-Bank Pattaya

So what information did you have to give Kasikorn CM for them to find the transfer on their computer? 

My main Kasikorn bank in Chonburi didn't know what I was talking about and put me through to somebody at head office who said he couldn't do anything unless I gave him this (11?) digit reference number.

55 minutes ago, gmmarvin said:

K-Bank, Chiang Mai Thapae Rd, filled out a request

What information did you have to give kasikorn as a reference for the transfer? 

When I contacted Kasikorn they said they needed a reference number but the only one I have is the TW transfer confirmation number but they said that is not the one they wanted.

11 hours ago, pbouvier said:

"Credit Advice" letters were available from the bank............So, last week I took my 4 pages of "Credit Advice" slips

Can I ask, did you get those credit advise slips from your Bangkok bank branch? And exactly what information regarding the origination of the transfer show?

My transfer two weeks ago came via Kasikorn, showing SMT in my passbook. When I called the BKK call centre they told me I should go to my local BKK branch to get a credit advise receipt but my local branch say I should go to the Kasikorn. In turn Kasikorn head office say I need the transfer reference number information they use to transfer the money to BKK so cant do anything.

I thing these banks are sending us round in circles, probably because they are suddenly being inundated with extra requests to supply (what they think are) unnecessary details. Both BKK and Kasikorn told me they can't understand why Immigration won't simply accept the TW PDF transfer receipts as proof of transfer. 

2 hours ago, MeowBundit said:

BEWARE OF SCAM! Who is using transferwise, you risk your money!

Updated: transfer was sent a minute ago and later than usual. They promise to arrive 15 July, Monday. One week to transfer.... Guys really saving couple of bucks for SWIFT not really count of nerves, I not mention risks to lose your funds. 

When you first did the transfer what method did you use to send the money to TW?

When did you get a response email to confirm they had received your money?

1 minute ago, AAArdvark said:

BUT was the transfer coded as FTT which used to be the norm until they changed things.

Yes it will. 

All transfers that show the BKK as the partner bank on the TW confirmation receipt go directly into my account and have always shown as FTT on mt statement/bank book. 

It is only when the partner bank is Kasikorn/TMB that the coding on the BKK account is shown as 'interbank transfer via SMART'. 

Quote

The issues with coding are a direct result of TW changing the way they do the transfers.  They have admitted that they changed things this month and that they are aware of the issues that these changes could cause.  There only answer was that they want to make transfers "easier and cheaper".  I am very sure that the changes benefited TW and not us.

Both TW and BKK told me the problems occured during a TW software upgrade which should be completed now. 

On 7/11/2019 at 10:01 AM, sumrit said:

As everybody (now) knows, there have been problems because TW have been updating their software. On Tuesday (9th) the BKK call centre advised me to contact TW again to make sure they still have BKK tagged as my preferred transfer route. I called them straight away and sent £200 to test the system now. The TW  operator spent five minutes updating my account before I completed the transfer. I would normally expect the transfer to complete on Wednesday but the 'money received' email said it wouldn't arrive until today (Thursday 11th) and the confirmation email arrived this morning showing it is going direct to my BKK account.

 

I'll send my pensions over tomorrow (Friday 12th) as soon as they arrive in my UK bank. I normally complete this before 8:00am Thai time and the money is in my BKK account at 2:00pm the same day. We'll see what happens tomorrow.

OK, as an update, I transferred my pensions from the UK at 6:50am this morning using TW in the normal way and received an email confirming the money had been sent about one hour later, with the transfer receipt confirming it is going directly to my Bangkok Bank account. It will be in my bank at 2:00pm this afternoon so everything (hopefully) is back to normal.

And a transfer time of around seven hours in total.

14 hours ago, racyrick said:

Something crazy going on with TW now.

1- Did a transfer last night and called to have it tagged. Was to arrive today, then tomorrow and now Friday.

2- Did another transfer just now and called to have it tagged. Was to arrive Friday and now next Wednesday.

They must have serious issues. Not happy.

As everybody (now) knows, there have been problems because TW have been updating their software. On Tuesday (9th) the BKK call centre advised me to contact TW again to make sure they still have BKK tagged as my preferred transfer route. I called them straight away and sent £200 to test the system now. The TW  operator spent five minutes updating my account before I completed the transfer. I would normally expect the transfer to complete on Wednesday but the 'money received' email said it wouldn't arrive until today (Thursday 11th) and the confirmation email arrived this morning showing it is going direct to my BKK account.

I'll send my pensions over tomorrow (Friday 12th) as soon as they arrive in my UK bank. I normally complete this before 8:00am Thai time and the money is in my BKK account at 2:00pm the same day. We'll see what happens tomorrow.

3 hours ago, pontious said:

All true but if you are waiting for it to arrive 'international' for immigration purposes and it arrives domestic  it is useless. I take it you do not  need it for immigration.

I do my extension (marriage) using the monthly income method so, yes, I do need the transfers to show an international transfer.

I received a transfer last week showing a 'smart' coding on my statement (every other one has been FTT) and contacted thr BKK Call centre for clarification. They confirmed that if I go to my local BKK Branch can supply me with a letter for Immigration to confirm the transfer originated from outside Thailand.

See post 127 on page 9 of this thread.

2 hours ago, OJAS said:

Makes me seriously wonder whether there is, in fact, any financial advantage to using TransferWise over SWIFT when the costs of monthly international calls are included in the reckoning.

I use Skype when phoning from Thailand. At 4 pence (about 1.5 baht) per minute the phone call might be an inconvenience but it's hardly international call rates.

When you also consider TW's charges are lower than my UK bank, my Thai bank doesn't charge for receiving/converting via TW but does using Swift, I know exactly what exchange rate I will get using TW but don't using Swift and the exchange rate TW gives me is better than the Swift rate I would get, financially, for me, TW is a much better option.

And the fact that the transfer arrives in my Thai Bank on the same/next day using TW instead of the five day average it takes for a Swift transfer to arrive is just the icing on the cake.

11 minutes ago, soalbundy said:

I also sent them an email on Friday, haven't received a reply yet.

I phoned the BKK call centre direct. When the operator said he would have to speak to his supervisor about different queries I was asking I asked if I could speak to the supervisor direct as this would save time and would be easier.

1 hour ago, cassde said:

My transfer dated 2nd July was forwarded by TW via Kasikorn Bank to Bangkok Bank by way of a local, SMART, transfer. I have today written to Kasikorn Head Office requesting a document, whether Letter or Advice note, confirming the transfer from London was received and then forwarded by them to my Bangkok Bank account.

OK, like you my 2nd July transfer also arrived via the Kasikorn 'SMART interbank transfer system. Today I contacted the BKK call centre to clarify exactly what that system meant. They said it was reserved just for third party transfers that chose to use Kasikorn (or in the case of TW, also TMB) purely as an intermediary bank in the chain that ends at the BKK Account. They were of the TW system, the problems that have occured and that TW were updating their system over the last few days.

Although it won't show up directly as an International Transfer on any BKK bank statements or letters, They told me that if I went to my own branch of the BANGKOK BANK (not Kasikorn) they will give me a letter confirming the origination of the transfer. You must request this letter within six months of the original SMART transfer.

When requesting a letter to show internal transfers for our extension renewals the Smart Transfers will NOT show up as international transfers on their own but the letter they provided will be acceptable proof that it's an international transfer.

Hopefully I'll go to my BKK branch on Wednesday to see what happens. I'll also contact TW to request that all transfers go directly to BKK before doing another transfer on Friday.