1610 2024
I just got back from France where I experienced the growth of payment by contact with a card reader w/o the need for a pin, except occasionally.
It happens here too but I did not realize it until my trip there. I have been walking around with lots of debit/credit cards in my pocket which, if lost, could bankrupt me.(!!!)
I went to one of the banks here and asked if I could make my cards require 2 x confirmation by text or email and they said no, cannot.
Is this true? I didn't press them at the bank about this as I have occasionally found bank employees not well versed in answers to unusual questions.
I have 3 banks, not because I have lots of money; living in a rural community means a local bank, a main BKK city bank and one more for some forgotten reason.
They all function equally well (or other) and I have thought that a solution could be to use one card only for purchases in person or online. Then just transfer only enough funds to cover purchases as they are made or anticipated. Leaving all other cards in a safe place at home.
I bought a card holder wallet with a neck cord in France and that is where my cards live now, safe(ish) from lost.
Any ideas about insisting on a 2 factor ID from a Thai Bank? I have not enquired beyond asking one bank so there may be a simple solution; hope so.
I have been caught up with an authenticator (google) app that issues codes that are not accepted so that is not a good solution for me just now.
Any comment very welcome, thankyouverymuch.🤯🙏🏼