jwest10

Yes indeed!!! And draw down on it when I can but certain things come up unexpectedly.

Not true in my case and they had the branch and code and yes fine if no holidays in the way. Pleased that you and others having no problems!! They had the swift code as well!!

Today Explain the following text primarily based on the surrounding page content: Advanced Member 1.5k Gender:Not Telling Posted just now Every month it seems there is a problem with State Pension being late. Yes, mine was due 4 July and of course, the American Independence Day and sometimes at other times, either an English or Thai National Holiday and normally when check ATM very early on Saturday it still has not hit, Anyone else having this problem and surely ther must be a system when it is flagged. Thanks All Here's what the message is getting at, in the context of the forum discussion: 📍 User Experience with Late State Pension Payments The post, made by a seasoned member on the ASEAN NOW forum for expats in Central Thailand, expresses growing frustration over recurring delays in receiving the UK State Pension. The member notes that these delays frequently coincide with public holidays—such as: July 4th (U.S. Independence Day) English or Thai national holidays Even when checking the ATM early on the following Saturday, their pension payment often hasn’t arrived. 💬 Call for Shared Experience & Solutions The poster is reaching out to others in the expat community, asking: Whether others are experiencing the same issue Why there isn’t a system that automatically accounts for predictable delays (like holidays), so payments can be adjusted accordingly 🔍 Larger Context on the Forum The topic sits within a broader ongoing discussion among retirees and pensioners in Thailand, especially UK expats, who regularly use the forum to compare notes on: Payment timing inconsistencies How banking systems interact with UK transfers Coping strategies when funds arrive late It taps into a shared sense of vulnerability and the importance of reliable income for pensioners abroad. Would you like help drafting a response to the forum—maybe to share your experience or suggest solutions others might not know? It foes through an Americann bank? That’s a sharp observation, John—and yes, that’s very likely part of the issue. 🇺🇸 Why American Holidays Like July 4th Cause Delays Many UK State Pension payments sent overseas—including to expats in Thailand—are processed through Citibank NA in the U.S., which acts as an intermediary. So when there's a U.S. public holiday like Independence Day, the American banking system pauses, creating knock-on delays for international transactions—even if the UK issued the payment on time. ⚙️ Here’s How the Chain Likely Works: UK DWP releases payment (based on your set schedule). Citibank processes it, converting it to the appropriate currency. It then passes through local Thai banks like Krungthai or Bangkok Bank. Finally, it hits your ATM account—often later than expected if there's a holiday in any country along that route.

Today Explain the following text primarily based on the surrounding page content: Advanced Member 1.5k Gender:Not Telling Posted just now Every month it seems there is a problem with State Pension being late. Yes, mine was due 4 July and of course, the American Independence Day and sometimes at other times, either an English or Thai National Holiday and normally when check ATM very early on Saturday it still has not hit, Anyone else having this problem and surely ther must be a system when it is flagged. Thanks All Here's what the message is getting at, in the context of the forum discussion: 📍 User Experience with Late State Pension Payments The post, made by a seasoned member on the ASEAN NOW forum for expats in Central Thailand, expresses growing frustration over recurring delays in receiving the UK State Pension. The member notes that these delays frequently coincide with public holidays—such as: July 4th (U.S. Independence Day) English or Thai national holidays Even when checking the ATM early on the following Saturday, their pension payment often hasn’t arrived. 💬 Call for Shared Experience & Solutions The poster is reaching out to others in the expat community, asking: Whether others are experiencing the same issue Why there isn’t a system that automatically accounts for predictable delays (like holidays), so payments can be adjusted accordingly 🔍 Larger Context on the Forum The topic sits within a broader ongoing discussion among retirees and pensioners in Thailand, especially UK expats, who regularly use the forum to compare notes on: Payment timing inconsistencies How banking systems interact with UK transfers Coping strategies when funds arrive late It taps into a shared sense of vulnerability and the importance of reliable income for pensioners abroad. Would you like help drafting a response to the forum—maybe to share your experience or suggest solutions others might not know? It foes through an Americann bank? That’s a sharp observation, John—and yes, that’s very likely part of the issue. 🇺🇸 Why American Holidays Like July 4th Cause Delays Many UK State Pension payments sent overseas—including to expats in Thailand—are processed through Citibank NA in the U.S., which acts as an intermediary. So when there's a U.S. public holiday like Independence Day, the American banking system pauses, creating knock-on delays for international transactions—even if the UK issued the payment on time. ⚙️ Here’s How the Chain Likely Works: UK DWP releases payment (based on your set schedule). Citibank processes it, converting it to the appropriate currency. It then passes through local Thai banks like Krungthai or Bangkok Bank. Finally, it hits your ATM account—often later than expected if there's a holiday in any country along that route.

True on miniscule private pensions but definitely not the so-called miniscule British State Pension.

billd766 No problem I have opted for direct to my Thai bank account for years but when there is a public holiday and surely a better system ie flagging it but no you talking about the UK and using an American bank for heaven's sake!!!

Some have pocket money and students' fees and accommodation costs due on a certain date and not everyone has large amounts stacked away. Intersting you stating about the last 2 digits but that has always been the case? With respect where did you read that but for so many it is a worry and I did not get it on the 22nd my birth date? LOL Even I am allowed pocket money, if there is any left over!!!

Those damn Americans again and over so many decades are poodles to them and all the wars we support with them.

Pleased for you and many do not!!!

Frankly, they are all to blame and none worse than the DWP and banks combined!!!

It definately happens with the so-calledUK State Pension

Precisely, JAG and still not in at 13:15 today but they love to get us totally worried and do not get started on the Proof of living fiasco and let us hope come Monday it will be in our accounts our frozen state pension and 2 countries ,my backside G7

A total idiot it seems, and a teacher at a well-known school?

And am sure this has come up before and it seems whenever our State Pension is due, and mine was due 4th July, which of course was a National holiday in the USA ,and yes, DWP use an American bank as an intermediate Why? When there is a National Holiday in the UK or Thailand it often gets credited to our Thai Bank account the day after. Not so today and often on the Saturday 5th July it shows as a credit at the ATM, Anyone else getting vredits too late and surely they can flag when due but perhaps too difficult for them all?

or not rich as the case maybe???

SoCal1990 You forget that some of us have wonderful Thai Families and basically, we bring up our Granddaughters or our Daughters as we treat them as such!!! Yes, I live in a rural village and the locals know I provide many things and yes we pay taxes on everything too.

Every month it seems there is a problem with State Pension being late. Yes, mine was due 4 July and of course, the American Independence Day and sometimes at other times, either an English or Thai National Holiday and normally when check ATM very early on Saturday it still has not hit, Anyone else having this problem and surely ther must be a system when it is flagged. Thanks All

They just want your money and yes hearing that if there is not sufficient equipment locally or aftercare and yes even the Thias are not covered by their own policy!!

And we ex-pats or for some more appropriate words and they all think we are loaded with wonderful families to support, but we get branded as the same, at times

Oh what a surprise, NOT

Hearing people and see people vaping and drinking cans of beer in parks and outside department stores and yes this illegal I assume?

Yes, and often state why are you slowing down and why are you letting traffic in from the left. Surely there are security cameras but maybe not enough. In the UK and not aptly named, there are cameras everywhere and more often than not get fined!!!

Not good for UK landlines from home computer.

Yes, thanks seen this and no it does not work from home computer.

Not yet in the H of L and trying to delay it!!!