Jumbo1968

If you had originally had taken a single annuity out meaning when you died the annuity died with you, you would have received larger monthly payments. You obviously took out a joint annuity meaning payments continue to your spouse, annuities never run out,Once you take an annuity out you can’t cash it in, no idea what you mean when you say she will receive a cash free lump sum from it ?

Because you assigned it to your Thai wife albeit it will reduce your payments because you assigned it.

We just need Trump to make his mind up about tariffs albeit if you had had any spare cash a few weeks ago when the markets dropped substantially and invested you would be quids in. Private Pension Funds invest in the markets, I think people would get a shock if they actually looked at their Private Pension statement and saw how much the charges are.

Mutual trusts which used to be called unit trusts, low to high risk funds available, whilst the value can fall as it’s linked to the markets but spread your money about in various different funds.

Once you put money in an annuity you can’t get it back only by monthly payments, you die the annuity dies with you not unless you assign it to some one but you will receive lower monthly payments if you do.

I went to immigration to register my TM30 as is a requirement by Jomtien and do so every time I leave and return to Thailand. When you say not many attend immigration I was there on Wednesday and it was very busy.

Not sure what I needed but this is what immigration requires. A completed TM30 form, a copy of the landlord's ID or passport, a copy of the house registration (Tabien Baan) or title deed, and a copy of the rental agreement (if applicable).Additionally, the foreign resident will need to provide a copy of their passport (main page, visa, and latest entry stamp

I was at Jomtien yesterday, they are still requiring a TM30 irrespective of your visa type even if you are returning to the same address.

Yes I know this has been discussed before many times, when theTM6 was in force a TM30 was never required at Jomtien providing you were returning to the same address and on a Retirement Visa. When they temporarily stopped it, it was. With the introduction of the Digital Arrival Card is a TM30 still required ? in my current rental property the owner for some reason has never added her name to the Tabien Baan, the name is of the previous owner who died.

Certainly isn’t in Pattaya, very quiet.

Not only inside Big C stalls on the ground and first floor have gone as Cafe Amazon has, now a ‘portakabin’ outside on Klang albeit the place is full of those ‘illegal’ gaming machines with the soft toys you never mange to grab.

Krungsri are setting up a new account Krungsri Biz to replace your current online account, I had countless emails and text messages advising me about it. They send you a new user name, and password. I did it the other day. They send one by email the other by text message, once you log in you can change your password.

One has been parked in my Soi for over 2 years by a traffic warden who used to live in the Soi. It’s full of his personal belongings, he visit it now again, he has been asked to move it but ignores every one, some of the Thais think he is Police because of the uniform and are scared to approach him,TBH nothing illegal about it but it’s an eyesore.

73 years old I was refused health insurance because I was on 20mg statins daily, I have no history of coronary or heart disease, my cholesterol was 6 mmoL/l now less than 4 mmoL/l.

What did the 70000 work at before, Thais are very resilient and will find work elsewhere.