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007 RED

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Posts posted by 007 RED

  1. 1 hour ago, Crossy said:

    @007 RED how are you doing on the recovery front?

     

    I went to the hospital last week for a follow up check up.  Must have had about 20 x-rays on my ankle and chest.  God, its a wonder that I'm not glowing in the dark.  Saying that, maybe a new topic - Alternative Energy = Nuclear Power :sad:

     

    Thankfully the ankle is on the mend.  They've taken the cast off and given me a 'Beckham Boot' as shown below.  The joy is that I can take it off to have a shower, and also at night to sleep, but I must wear it whenever I need to put weight on that leg.   

     

    The consultant said that I need to keep wearing the boot for at least another month until the ankle bones have fully knitted.  He advised that if they become displaced, I will likely need surgery to have metal plates and screws inserted to hold the bones in place.  More expense that I will definitely try and avoid. 

    20240223_080708_iv.thumb.jpg.2a685b39b7aeed7fd315b416838b9219.jpg

     

    The collapsed lung appears to be functioning OK now and my blood oxygen saturation levels are almost back to normal levels.

     

    The fractured ribs are still giving me a lot of grief.  The Doc said that given my age (77) they may well take several months to heal because they are continuously flexing every time I breath in/out.  In the mean time its a case of popping the meds to keep the 'discomfort' under control.

     

    I'm still uncertain as to exactly what happened.  All I can recall was that having made sure all the cables were tucked well under the solar panels, I was making my way back to the ladder to come down when my foot slipped.  The next thing that I remember was laying on the carport floor, unable to move, feeling totally numb and having difficulty breathing.  My better half, who was in the house, heard the crash and ran out to the carport to see what had happened and phoned for the ambulance.  The next thing I remember was being strapped onto a backboard and transported to hospital.  The rest is history.

     

    I just thank my lucky stars that I didn't land head first.  From that height the outcome would most likely have been fatal.  A sobering safety lesson learned and I'm extremely grateful to my wonderful wife for taking so much care of me. 

     

    On 3/7/2024 at 5:22 PM, Lacessit said:

    IMO the ladies like an ATM which is open all hours.

    I like to think that my better half doesn't think of me as being a 24 x 7 ATM :wub:

    • Like 1
    • Thumbs Up 1
  2. On 3/7/2024 at 11:16 AM, Crossy said:

    @007 RED didn't realise you'd managed to damage your roof!

     

    Is the new ventilation hole now fixed?

     

     

    On 3/7/2024 at 11:54 AM, 007 RED said:

    Yes... Local handyman did the repair for a couple of beers.  No way could l do it with a cast on my leg.  Apart from that, my better half has banned me from going up there until l get a walkway put up there.

    I've just discovered that the local handyman who repaired the 'ventilation hole' in the carport roof appears to have spilt some silicon sealant onto the glass of 2 of the solar panels.

     

    I assume that he had to remove the mounting screws which hold the panel bridge mounts in order to fit the replacement cement tiles and was using the silicon under the 'feet' of the solar panel mounting bridges to prevent water ingress under the feet.

     

    I've not been up onto the carport roof to take a closer look, as I'm currently banned from undertaking such exploits by my better half, but from what I can see from the 2nd floor balcony which overlooks the carport roof, there are an number of largish globules and smears on the panel's glass.

     

    According to the system's monitoring facility the panels appear to be working OK with no noticeable degradation in power production. 

     

    My question:  Once I'm allowed to get up onto the carport roof, is it safe to remove the silicon from the glass using a non-metallic scraper? 

     

  3. 3 hours ago, ThaiFig said:

     With Tier 1 panels, I figure there is at least a 50-50 chance the company will be around to honor their warranty if I need them.  

     When I designed the system, I contacted the panel manufacturer (also a Tier 1 company) about drilling holes in the aluminium frame and whether that would affect their warranty.  They responded very quickly and confirmed that provided that the screws, or bolts, which I was proposing to secure the panel to my 'mounting bridges' did not touch, or damage, the under side surface of the white board on which the photo cells are mounted there would not be any problem with them honouring the warranty should a problem be cause by other matters.  Obviously, I have kept that email just in case.

    • Like 1
  4. 3 hours ago, Crossy said:

    It could have been worse, you could have landed on the car and damaged it as well as the roof!

     

    Although that might have reduced the damage to you.

     

    @ThaiFig... Sorry I didn't mean to side track your topic with my stupidity.

     

    Looking at the photos taken by my neighbours after the accident, and before the ambulance arrived, I landed just behind the rear of the car.  However, something did hit the car.  I suspect part of the roof tile which shattered the rear n/s window, as seen below.  It cost 5,000 THB to have replaced.  Luckily no damage to the paint work.

     

    20240127_101904_iv.jpg.d08515d1d3381d165d452dc3a4d27e08.jpg

    • Like 1
  5. 7 hours ago, SAFETY FIRST said:

    Gawd, dead from a leg injury. 🤔

     

    7 hours ago, bkk6060 said:

    Sure.  It's called the Femoral artery bleed out in 3 to 5 minutes.

     

    6 hours ago, simon43 said:

    Agreed, but if so, why isn't the photo awash with blood?

    For your information:

     

    The femur (the large bone in the upper leg (between the pelvis and knee) if fractured (broken) can damage major blood vessels within the upper leg, such as the femoral artery which carried blood from the heart to the lower limb, or the femoral vein which carried blood from the lower limb back towards the heart.

     

    If either of these major blood vessels are damaged, they can bleed profusely inside the upper leg, often with little or no outward signs of blood.  If the bleeding is not controlled very quickly, the amount of blood within the circulatory system rapidly decreases.  This in turn causes the heart to try and pump faster to ensure that there is a sufficient blood supply to the vital organs (brain, liver, kidneys etc).  As more blood is lost, it quickly becomes a ‘vicious circle’, the heart will try to beat faster and faster to compensate for the increasing blood loss.

     

    Unfortunately, the heart can only beat so fast for a relatively short period of time before it goes into cardiac arrest (stops working).  If the bleeding is not controlled, and CPR administered quickly, brain cells will be irreversible damaged, and death will occur.

     

    In the case of a bullet wound (depending upon the size of the bullet), the entry wound is often relatively small, with minimal external bleeding.  The real damage is done when the bullet hits the bone and the bullet and often the bone fragment.  It is these fragments that then damage the major blood vessels (femoral artery and vein) and rapid bleeding then occurs inside the leg and is only noticeable by the rapid swelling of the thigh. 

     

    Regrettably, Thai rescue personnel are, in the main, only trained in very basic first aid procedure (scope and run) and not equipped to undertake advanced life support procedures which would be needed in this case.

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  6. Upgrade Update

     

    Up at the crack of dawn yesterday morning to turn off the inverter and the system’s  AC and DC breakers before starting work to connect the two new panels to the existing panels on the carport roof.

     

    I managed to complete the connection and securing the panels onto their mounts before the sun became to strong to continue working on the carport roof.

    20240122_073059.jpg.161157911ebd01306155e942a6b31c47.jpg

    Back on terra firma, I did a quick check to ensure that the input polarity to the DC breaker was correct before switching everything back on.  Thankfully the needle on the AVO meter swung in the correct direction and showed a reading of 240V (DC), which with the 6 panels, and moderate sunlight, was about what I was expecting.

     

    With fingers crossed, I turned on both of the system breakers and then switched the inverter on.  The inverter went into its start up check sequence and a few moments later the system showed “Normal operation”.  Fortunately no ‘flash bang’ or ‘magic smoke’ thank goodness.

     

    A quick look at meter on the pole outside the house showed that it was merrily spinning backwards at a ‘rapid rate of knots’.  Upon checking the system’s monitoring facility (on my PC), the system showed a marked increase in power produced (e.g. about 40% plus) when compared against the same time the day before.

     

    After a full day of operation the system monitoring facility shows about 45% increase in production, as can be seen from the graphs blow.  Given that there were a few intermittent clouds shading the sun during the day, the increase power production was as I was expecting.

    202401221.jpg.9f7d55d3e72c457b3e0a7e0b6fcf5fb9.jpg

     

    202401222.jpg.c34d6d1129f67c0166de3da56371584c.jpg

     

    So now having spent an additional 8,000 THB on the 2 extra panel, I hope that they quickly repay my moderate investment.

     

    The only problem that I envisage is that with the added potential production there is a risk that my small scale system may well start pushing the spinning meter into negative territory, so this is something that I will need to monitor in the coming weeks as I certainly don't want the :hit-the-fan: when the meter reader comes next month.

     

    All good fun.:wai:

    • Like 1
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  7. @bradiston  As you have probably realised by now, the so called Smart Watches are extremely limited when it comes to producing anything near a true ECG wave form which can be analysed to provide an accurate picture of your hearts functions.

     

    As an alternative to the Smart Watch idea, perhaps consider a portable heart monitor, like the one shown in the picture below.

    UntitledX.jpg.4c2ade7cb0bce82db124f679719d49b3.jpg

     

    As you can see this has 3 monitoring pads and can provide a very accurate wave form.  The device can be used to monitor for short or continuous time periods, and is capable of holding up to 22 hours of data.  The wave form data can be uploaded to a PC and printed out, or sent to your doctor via email etc.   Cost about 3,000 THB via AliExpress.

     

    https://www.aliexpress.com/item/1005006233999253.html?spm=a2g0o.productlist.main.77.11a64e05hm7QQY&algo_pvid=e80e2613-930d-47fb-bc14-1b4ee97aa9b5&algo_exp_id=e80e2613-930d-47fb-bc14-1b4ee97aa9b5-38&pdp_npi=4%40dis!GBP!143.42!68.84!!!1262.52!!%40210318ec17041946083043462ea42a!12000036396762881!sea!UK!793418811!&curPageLogUid=q845CPdBK9ZW#nav-description

     

    The device screen is fairly small and therefore does not give a very good wave form picture.  However, when the data is uploaded it provides a very accurate picture.  I think with this particular device it is possible to download an app onto the PC to interpret the data for you.

     

    I have a similar device which I use for a slightly different reason.  As a EMS Paramedic, I need to prove that a person has no heart beat for a period of 15 minutes in order to certify that life is extinct, even when their brains are splattered all over the road.  My device loads via Bluetooth to my Android phone which enables me to send the trace to the local ER doctor for second opinion if required.

     

    Hope this helps.

     

    20230929_112338_02_iv.jpg.db85d8af3c1f7b560abbbb7ae400bfbe.jpg

     

  8. Up-Date:

     

    Many thanks to those AN members who have provided constructive comments.  Much appreciated.

     

    Well, the jury is divided. 50% of AN members who responded indicated that I need to maintain 65K monthly international transfers until I go for my renewal in September next year, the other half say that there’s no need for the monthly transfers and I just have to show that 800K has been in the bank 2 months before going for my renewal.

     

    So, as I have mentioned in a couple of my previous posts, I decided to visit my local Immigration Office, which I did this afternoon (well not so local, it’s a 60km drive each way through heavy traffic) and have a chat with the senior there who has been very helpful in the past.

     

    Having explained my desire to transfer from the monthly international transfer method to money in the bank method at my next renewal in September 24, she confirmed the following: -

     

    1.    I must continue to transfer 65K from an international source to a Thai bank up until the date of submitting my renewal and provide the same proof of these transfers as I have in previous years e.g. 1 year bank statement showing international transfer of funds to Thailand; copy of my foreign account bank book; certified letter from bank confirming that I am the holder of the account and the amount of funds at that date.

     

    2.    I must also provide my bank book showing 800K in the account 2 months prior to submitting my renewal, plus a certified letter from the bank confirming that I am the holder of the account and the amount of funds at that date.

     

    Then came the shock!  She indicated that as this was to be my first submission for the 800K method, I need to:-

     

    1.    Show proof of the origin of the funds in that account.

     

    2.    I also need to provide a letter from my Embassy confirming my pension and that the Embassy letter must by authenticated by the Ministry of Foreign Affairs.

     

    I explained to her that the funds in my savings account, which amount to several million THB have accumulated over the past 13 years by ‘drip feed’ transfers from my Foreign Currency Account.  There is no way that I will be able to obtain any form of bank statements that will show these transfers dating back more that perhaps the past 12 months.   Because recently these transfers were made via my mobile app, I have some copies of transfer receipts on my phone, which I showed her.

     

    Following my comment, she advised that the past 12 months would be acceptable and that I need to print them out and submit them when doing my renewal next year.

     

    I pointed out that my Embassy, like several other Embassies, stopped issuing letters confirming pensions several years ago, so there is no way that I can comply with that requirement.

     

    She advised that I need to obtain a letter from my pension provider(s) confirming the amount of my pension and that these must be submitted with my renewal application to confirm that I have sufficient funds to live on (God only knows why they need this).

     

    I decided to not ask to her questions as to the reason why I must prove where the funds of my 800K in my savings account have come from, or the reason for why I need a letter from my Embassy confirming my pension(s).  I felt that such questions would lead to her ‘digging her heels in’ with a negative outcome.  I left thanking her for her advice.

     

    So, in conclusion, I will have to continue transferring 65K (plus) per month from the UK bank account to my Thai Foreign Currency Account up until September next year and ensure that some THB funds are transferred each month to my savings account.  Hopefully my P60s from my pension providers will satisfy her second requirement.

     

    All good fun?  :biggrin:

  9. 33 minutes ago, khunPer said:

    To my knowledge: Yes.

     

    Your annual permission to stay is based on 65k baht being transferred every month. If you don't keep that, your extension of stay is void, which means that you cannot extend it for another year.

     

    You will furthermore need 800k baht deposit in the bank two month before you apply for your next extension of stay.

     

    However, you could ask you local immigration office, if the will accept a change to deposit-method, before your existing extension of stay expires.

    Many thanks for your response.  I have a feeling that you are right in so far that I need to keep making the transfer of funds until my next renewal in September 2024, but as you suggest, I'm going to take a drive to my 'local' Immigration Office and have a chat with the Senior there to get her view on the matter.  She's been very helpful in the past.  The only problem is that if she says that its OK to reduce the amount of funds that I transfer monthly, and rely upon the money in the bank method for my next renewal, you can bet your bottom dollar that she gets transferred and the new boss has the opposite view.  Then I'm up the creek without a paddle.

     

    Once again, Thanks.

    • Like 1
  10. 5 minutes ago, hotandsticky said:

     

     

    You need to maintain monthly transfers of 65k until renewal - then also evidence 800k for 2 months.

     

    Immigration FIRST check that you have complied with the terms of last time's approval - then you can apply on the new basis.

    Many thanks.  That is what I am expecting. 

     

    May I ask, is your comment based upon personal experience? 

     

    I am considering a trip to my local Immigration Office (not that local actually - 1 hour plus drive each way) and having a chat with the Senior there who has been very helpful in the past.  The trouble is, when it comes to my renewal next September, she may have been transferred and the new incumbent may well have a different view. 

  11. 2 hours ago, Scouse123 said:

    I think and I CERTAINLY HOPE, that posters are reading into this taxing business completely wrong.

     

    The Thai government cannot tax you on incoming funds from your home country that have already been taxed or your pensions.

     

    I also don't believe they are aiming this at foreigners residing in the country, more likely, at Thais that are circumnavigating the tax system in Thailand by spending a certain amount of time abroad.

     

    Anyway, I don't even believe this silly plan will come to fruition and I think its just sound bytes and white noise.

    I, like many other expats here in Thailand are hoping that this is a 'storm in a teacup', and that it does not become a reality.

     

    Although Thailand has Tax Treaties with 60 plus countries which are intended to avoid the possibility of double taxation, knowing the Thai Government, they may well try to enforce the clause which requires that transfers come from savings accounts, where the funds have been for 12 months prior to being transferred.

     

    I'm not holding my breath, but just trying to think ahead for the worse case scenario. 

  12. 2 hours ago, Theowl58 said:

    Hello, your story seems complicated to me. If you have a non-immigrant retirement O and you have at least 800K in the bank and you don't touch it there is no problem. All you need to do is show the very recent copy of the bank's latest Passbook statement. If on top of that you have income or a pension, it's even better. Personally I started with an OA non-immigrant multiple entry pension with compulsory insurance. To extend this visa you just need to have 800K in a Thai bank and compulsory health insurance. We do not ask you to have monthly income. It's either one or the other. As I return to my country of origin for two months every year I take the opportunity to apply for a new Visa. I can also extend it on site. What is very interesting about OA is the multiple inputs.

    The 'story' as you put it is not complicated at all.  As I mentioned in my original post, I been renewing my Non-O (Retirement) permission to stay for the past 13 years based upon transferring the equivalent of 65,000 THB (plus) per month to a Thai bank account from an overseas source.  I also have savings account which hold substantially more than 800,000 THB for the past several years.

     

    To put it as simply as possible, I want to change from the monthly money transfer method to money in the bank method.  What I'm asking is, is it OK to reduce the amount that I transfer so as to cover basic living expenses and when I go for my next renewal in September 2024 can I just present my updated savings account book (plus certified letter from the bank), or will Immigration expect to see me continuing money transfers up until my new submission.

     

    The problem is that with the money transfer method, the permission to stay is based upon retrospective transfers which have been made in the past year, not what you might transfer in the forthcoming year.  

     

    For your information:  With Non-O (Retirement) Permission to Stay there is no requirement to have compulsory health insurance thank goodness because at my age 77 such insurance is virtually unobtainable or so prohibitively expensive with so many exclusions.  Hence the reason why I have a very healthy savings account for that 'rainy day'.

  13. 4 hours ago, keithkarmann said:

    Sorry for jumping onto your posting but if converting to the 800000 baht and doing away with the 65000 per month I would still have to bring in more than 65000 baht. So my question is to reduce any possible tax which may be levied, would it be a good idea to split the monthly input in two, sending 50% in my name and 50% in my wife's name? Personally I don't think they will tax income that has already been taxed but there may be a difference between the tax paid in my home country and the tax levied in Thailand.

    Thanks for your response.  Like you, I currently transfer more than the minimum 65K per month.  However, we (my wife and I) are careful spenders and we never need all of the funds which I've transferred into my foreign currency account.  This has allowed me over the years build up a very healthy savings account which is there for that 'rainy day'.

     

    I like your thinking regarding transferring 50% of your transferable funds to your wife.  Yes, if the Revenue Department do enforce the tax rule of foreign transfers, your potential tax liability will be reduced.  But, your wife may now have to pay tax if she is not already on the amount that you transfer to her.  Obviously, if she is already paying tax (like my wife does), then her tax liability may well increase substantially.  It will be a case of 'swings and roundabouts'.

  14. 3 hours ago, Aldo123 said:

    I suspect the rules for O-Visa retirement extension will change soon - in other words the monthly amount will increase - if you are planning to remain in Thailand longer than six months. As of 1 January they would be taxing that 65k, so they might raise the minimum to 80k in order to deduct tax from the remittance, while still ensuring you are pushing the 65k into the local economy.

    Sorry, but I would be interested to know on what factual basis do you suspect that the rules for Non-O Extension of permission to stay will change soon?  There have been rumours for the past year that Immigration are re-writing the Immigration Act, but so far nothing has materialised from either Immigration HQ, or the Ministry of Interior, or the Ministry of Foreign Affairs. 

     

    4 hours ago, Aldo123 said:

    My own thoughts are to adhere to whatever amount is the minimum remittance required, and also maintain the 800k (so both as some others above are doing). Then use foreign credit cards to pay for everything I possible can (groceries, car insurance, flights, restaurants, etc.) to keep the tax bill as low as possible. But if they try to tax all global income, I'll leave. They'd be crazy to do that, but logic has never been a strong suit here. Always be prepared for the unexpected.

    As I asked in my original post, what are the procedures for changing from the monthly international transfers into a Thai bank account method to the 800K in a Thai bank savings account.  The problem in simple terms is, do I need to maintain the monthly transfers until my next renewal (September 24), or is it OK for me to lower that amount to just cover basic life expenses and hope that my local Immigration Office will accept that the 800K (plus) in my Thai savings account has been there for several years, and grant me permission to stay for another year (Sept 24 to Sep25).

     

    I'm not sure that using a foreign credit card to pay for all and sundry, as you suggest, is going to be financially worthwhile bearing in mind that most credit card exchange rates are poor, plus may banks impose a surcharge.  In addition, many Thai shops and service providers impose a 3% surcharge for use of credit cards.  In a year, it may be better off paying the tax if it is enforced.

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