My 2 sons are under strict instruction to let nature take its course. Passing away is natural, it happens to everyone. I've made it to old age and am happy with my life both past and present. My sons will be well taken care of and will be secure throughout their life. Why waste money trying to change nature when the end result is the same either way, and the chances are the company will wriggle its way out of it and the money you spent might as well have been flushed down the toilet.