CartagenaWarlock

That is not the question, and it does not happen between people from two cultures who can barely communicate in their own local languages.

We have to see how this pans out eventually. It looks like a perfect solution for my friend, who was looking for ways to stay in Thailand for 6 months without leaving Thailand. Now he gets an agent-assisted retirement visa every year.

Here is a hilarious thing. A Chinese student in the USA spent close to 120K USD using his various cards and then went back to China. He then posted on social media, thanking Chase, Bank of America, American Express, and a few other banks for financing his stay in the US, and then cursed America for its imperialist agenda.

I agree with this wholeheartedly. When you pay cash, you are very alert not to spend too much. There is no impulse buying, and one would buy the absolute necessity and anything that person is going to use immediately. With credit cards, a person needs to be very disciplined.

You are right. I don't have much cash money, but banks just love to give me credit, and with 100+ credit cards, I've got close to a million dollars in available credit. Why do I need money? I live on other people's money while I keep my 3 million dollars in my 401K, IRA, and Roth.You're right, I don't walk around with cash.

or a criminal who loves cash.

The expression "cash is king" only applies to investments because when the market is down, if you don't have cash, you can't take advantage of that. In all other cases, cash is the poor peasants' or criminals' mode of transaction. The credit card is the king because: 1. Fraud protection, 2. Cash back 3. Using other people's money.

I have smoked weed even when it was illegal. I could buy from various sources. It was a chocolate man in Bangkok, Nana security guards, and some motorcycle drivers. Even during COVID, I was able to procure it, though at a hefty cost. The quality was poor, and the cost was high. I was never caught for smoking weed but I was once caught for smoking ice. I had to pay 10,000 baht and spend all night in a room adjacent to the police station, where they wanted me to tell them about the person from whom I bought it. I bought it from a chocolate man, but I kept insisting that it was a Nana lady who came to my room and we smoked together. After four hours of interrogation, I had to pay 10,000 baht.

Do you have any link to prove it. I don't have a link to prove otherwise, but I have this Pattaya News legal corner article that validates my claim that motorized scooters are forbidden on public roads if power output is more than 500W.

Where did these debates take place? Thai taxes are determined by debates?

This sounds like a ridiculous use of grand proportions. They are going to track every ATM and credit card purchase and then match that with who is a resident (staying more than 180 days) and who is not. I doubt if Thailand will have that capability in the next fifty years when they cannot manage simple websites efficiently for a sustained period.

Are there no license plates on these scooters? If there are, then it is already registered. If it's less than 500W then there is no requirement for registration or a driving license. Of course, if there is an accident, you have to take responsibility.

Are there no license plates on these scooters? If there are, then it is already registered. If it's less than 500W then there is no requirement for registration or a driving license. Of course, if there is an accident, you have take the responsibility for all fiances.

For the price of reparations for a dead body, a couple of family members can travel to Thailand and have his body cremated.

People who are desperate to live in Thailand and don't want to go back home.

Now I have to pay 7% tax on all transparent baby doll nighties for my concubines from Shein. Wow. What a financial burden on me!

I never fell for that ruse. When I bought a house for my daughter's mom (she was a penthouse model in Poseidon who I impregnated when she was 19), I bought the house in her name. I bought a condo in my name.

Yeah their SPAXX now returns, I think 4.5%. But their ATM card is tied to their checking account, which returns a meager amount. When you transfer from their investment account (money market) to their checking account, it is not immediate because they have to sell SPAXX and can only settle at the end of the day and receive the money in your checking account the following day.

Yes, pushing from a US account to the Wise USD account is fast. My Chase Bank does it in a few hours. I have not tried CHarles Schwab yet. Let me try it by sending $10. Do you know fees and limitations of ATM withdrawal using Wise ATM card in Thailand? In my Wise USD account, I see I have a virtual card but no physical card in my possession. I usually transfer funds from my Chase account to my Charles Schwab account and then use their ATM card to withdraw funds in Thailand. But Charles Schwab pays meagre interest to hold money in their account; hence, I don't keep too much money in their account. My savings are in the WealthFront account, and my investment money is in the Fidelity account. WealthFront charges ATM fees for international transactions.

I fly business class/first class. I don't want to save anymore. I have enough money in my 401K, IRA, and Roth. The funny thing is that the money stays the same even after my yearly withdrawals because of the magic of compound growth and generous S&P 500 returns. My expenses after covid have gone down drastically because I almost stopped travelling and staying in Europe for extended period of time. I don't drink at all. Now maybe my biggest expenses are in weed. Yes, you're correct. I send a line message to my agent, and she comes and picks up my passport. I Have done TM30 twice. Once, 7 years ago, and the last one in March this year to obtain a residence certificate to renew my Thai license. My agent did it. I do agree. If I were 40 years old or may be 50, I would have applied for an LTR visa. Now I'm 63 and don't want to change the thing that has been working for me for the last 7 years. Good luck with your LTR and congratulations.

I don't have a Thai wife. I don't stay in Thailand for more than 180 days. Before, I used to stay 3 months in Thailand, 3 months in Portugal and 6 months in the US. I have sold all my real estate in Portugal. Now I only stay 6 months in the US and 6 months in Thailand, and visit Portugal one or twice a year for a month. I don't do 90-day online or not. The agent picks up my Passport from my condo and returns it the next day. Sometimes I even don't need to do 90 days because I make a trip to Singapore to visit family members. Agents never asked me for any documents except my passport. And she picks it up from my condo. In the last 7-years that I have been in Thailand, I have never stepped foot in the IO office. Last March, I wanted to get a taste of the IO office for a residence certificate to renew my driving license. I went to the office and handed over my passport. They said your TM-30 is not up-to-date. I ran from there and called my agent. She came and got the passport from me and got a residency certificate and a brand new TM-30 stapled to my passport. And then she drove me to the DMV office and got my license renewed.

I thought to apply for an LTR visa, but except for the Work permit to run your business, I really did not see any more benefits. Of course, you are right that you are constrained to visit your agent once a year within a two-month time period and must be in Thailand for that. That's the other benefit I could conclude. The thing is that I'm approaching 60, and according to Google, I have traveled to 163 cities and lived in multiple countries. So, I have less desire to travel anymore. If I were 50 years old, I would have definitely applied.

The best thing in Thailand is to just get an agent to get your things done, including your retirement visa and never step into the immigration office. I avoided the immigration office for 7 years and always got things done by agents. Last March, I wanted to get a taste of the IO office to get my residence certificate for my MC license. They looked at my stapled TM30 and said it was out of date. I ran from there and went to my agent, who got everything done for me, including a brand new TM30 without any documents.

I'm in the same boat. I spent one full year in 2021 and 9 months in 2022 due to COVID. I got bored and ran to the US and Portugal. I usually spend 6 months in Thailand and was thinking of spending 9 months as I cross 60, but that plan is now on hold. I will wait till I get my SS. For now, I will continue with my 6-month stay.

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