Etaoin Shrdlu

Kiryas Joel in New York comes close.

Did you grow up in Radnor?

I was visiting the US when I went into a Chase branch and opened the account. I know this isn't helpful if you aren't planning on going to the US, but it is better than not being able to open an account under any circumstances with only a Thai address. Before I opened the Chase account I did look into trying to open an account in the US without traveling there. If I remember correctly, TD Bank would open an account without me having to be physically present. This could be initiated over the phone using one of their toll-free numbers.

By ported, I meant establishing an IRA account with, or rolling an IRA account over into, a financial institution outside the US.

Some types of accounts can't be ported outside the US, such as IRA and 401k accounts. Really wealthy people probably don't rely so much on these accounts, but for middle-class Americans they are anchors to the US financial system. Then there are the US tax laws, particularly regarding ownership of some foreign financial products.

That's true, but that would also be the case for a bank that specialized in catering to expats. Nobody is safe while the legislature is in session.

Besides the issues raised by the Patriot Act and KYC requirements, licensing and regulatory issues in the expats' countries of residence may still be a deterrent. And as unlikely as it may seem, banks are also afraid of being sued by an account holder in a foreign country under laws and regulations they are not aware of. Yet some banks will still work with expats. I was able to open a checking account with Chase using only my Thai address and mobile phone number along with a copy of a bank statement with my Thai address on it. Their mobile app works just fine on my phone with a Thai SIM and I can perform internet banking on my computer.

Women pilots are fine. No need to parallel park aircraft.

I hear female pilots are good with a joystick.

The dogs or the owners?

In the mooban I live in, there are basically four types of dog owners. The first type is the owner that never walks his dog or dogs. There are many of these, including at least one that doesn't let their dogs out of their house. This owner has at least four, but they are small dogs. There is also one family that has six huskies that spend almost all of their time in the house or yard. Instead of walking their dogs, they put them in their car and drive around the mooban with the windows down. I'm not kidding. The second type, of which there is really only one or two, walks their dog, but does not pick up the dog's poop. Everyone knows who they are, but this being Thailand nobody says anything. The third type picks up after their dog and advertises this by visibly carrying one or two plastic bags. This is the majority and I am in this group. The fourth type not only carries a plastic bag to pick up the poop, but also carries a bottle of water to dilute the dog's pee. There is only one of this type of owner in our mooban. This is a Thai that has lived in the US and probably picked up this practice there.

My dog walks me three times a day, but I haven't been able to train him to clean up after me yet.

In the US, the IRS considers debt forgiveness as being income to the debtor and is taxable. This is an issue when President Biden proposes relief for student loans. I could see how the RD could consider repayment of a loan that was remitted into Thailand but repaid with funds outside Thailand in a similar vein, or at least examine the provenance of the funds used in the repayment.

My comment is about the RD's ability to obtain relevant financial information under existing international tax agreements. Enforcement, if any, would be undertaken within Thailand under Thai laws. I think that enforcement of a Thai court judgement would require the re-litigation of the issue in the second country's court. This would be impractical with the exception of very large judgements. But I am not a lawyer and have to defer on this to those with legal training and insight into this issue.

That may very well be the case.

The funds were remitted into Thailand so perhaps the only way to reverse the debt obligation without creating a potentially taxable event would be to send after-tax funds from Thailand to the person or institution that lent the money.

Remitting money that is borrowed abroad may not count as income when remitted, but payments to repay the loan could be considered income even if the payments don't cross a border since they accrue to the benefit the debtor located in Thailand.

The most likely scenario would be in the event of an audit and request for this info by the RD. Don't think the RD can't get this info if they want it.

Option 2 is likely to be considered the same as Option 1 by the RD.

That, too.

Trump is finding out the hard way why billionaires with political enemies and legal vulnerabilities don't run for high political office themselves, but instead have cleaner-handed frontmen run.

We've also had both applied. My understanding is that the spray is for roaches and ants and the bait is for the termites.

I'm not sure how effective spraying would be when it comes to termites. Their nests are underground and they construct tunnels to reach houses. I think best practice is to use treated baits.

My preference would be to use US-based advisors for anything to do with US taxes, investments, and estate planning. I would not engage any individual or firm domiciled outside the US legal system for advice in these areas. There are firms in the US that specialize in helping expats with these issues. Here's one: https://creativeplanning.com/international/

Although this is marketed as a pre-paid card for use while traveling, it will work within Thailand as well, both online and at merchants that accept Visa: https://www.scb.co.th/en/personal-banking/cards/prepaid-cards/planet-scb-card.html If the pre-paid card balance isn't sufficient to cover a submitted transaction, the transaction will be rejected, keeping your bank account safe from being drained if the card number is hacked or compromised. Safer than using a debit card, especially for online purchases.