Liverpool Lou

Yeah I don't know why on that subject, thats why I did not comment. Kerbed?

You need to explain that in more detail. The dealer has no reason to deny a genuine warranty claim because he wouldn't be paying for it, Mazda would be.

He did get free insurance, as he stated in the OP.

...as can the label on the seatbelts near the bottom mounting bolt.

Surface rust that all unprotected steel gets or corrosion holes on the "carrying Iron" (what is that, do you mean suspension parts?)?

You're not a lawyer, are you?!

That's not how car finance here in Thailand works. Car finance here in Thailand is "hire purchase", the bank/finance company is the owner of the vehicle, and you rent it from them. After a few years of paying rent they transfer the ownership to you. "That's not how car finance here in Thailand works." Yes, it is. ...the bank/finance company is the owner of the vehicle..." I know, that's why I deliberately put "owner" in quotes. "...and you rent it from them". The financed car buyer does not rent the car from the finance company, he pays the finance installments. "After a few years of paying rent they transfer the ownership to you". After all the finance is paid off, ownership is transferred, there's no "renting"!

That’s what it says. Learn to read. I can read. You need to be able to understand the point of the emphasis that I indicated on the first word ("You're") in my comment.

Exactly as it should have been, that's a guarantors only job and she would have been aware of the risk she was taking. Didn't her father claim for the lost bike on the insurance or did his lending it out void the cover?

Probably wouldn't get them an advantage if it was shown in court that they did that just to renege on the debt.

The bank wouldn't do that unless it had exhausted all possibilities of repayment from the guarantors first.

No one is "making a family homeless", the guarantors willingly agreed to put themselves in the position of clearing the debt.

No, that is not the finance companies first problem, they have three guarantors to go after first.

She was just lucky, that's not the way it normally happens unless the finance company's costs to chase would outweigh the debt. There would probably be a record of her default as a guarantor with the Thai credit agencies.

"...lost there house ... still had to make payments..." Really? That doesn't sound likely, what sort of car had the first policeman bought the finance of which couldn't have been paid off with the proceeds of another policeman's house's sale?

No, they will not, they have three guarantors to pursue and they cannot report a car stolen that has not been stolen.

Do you know if that's always done? No, that is not the way finance companies work, the vehicle cannot be reported stolen as it is not stolen, it is "owned" under finance by the keeper who just hasn't paid what's due, the finance company has to take civil action to recover the debt.

"I did wonder why the finance co haven't already looked for the car..." Because that's not the way it works, there's no point in having guarantors if their first course of action is to repossess the vehicle. Finance companies make their money by lending money, they have no interest in trading vehicles.

Twice as clever as the OP title.

"All I see are bums around Ekkamai" You're in the Ekkamai area, yes?

Yes. Anything's possible.

What?

You get everything you want first time, first page? Every time. Always.

Where did I say it did? "Say its 'just a burger flipper' when those sharp edges are going into your face...." That's where. That's where you, very strongly, suggested that "edges going into your face" was the 'kin point of your "argument".

Everything does, that the idea of Google.