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Lorry

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Everything posted by Lorry

  1. I posted this not to give Jello an opportunity for trolling (how is your toothpaste doing?), but because they said "it's normal". Government hospital care is often discussed here. At least this goverment hospital, in Kantaralak, is not a place I would want to be. Here is a different way to handle a situation:
  2. Here is their commercial: https://www.bangkokpost.com/thailand/pr/2917225/krungthai-unveils-global-savings-account-for-smart-transactions- Any opinions?
  3. https://www.bangkokpost.com/thailand/general/2917911/patient-dies-after-brutal-treatment-by-hospital-staff Quote: "it was normal"
  4. I wear a mask in risky situations, when I am forced to breathe the air others have breathed before: taxi, elevator always BTS, plane if not very empty Shopping, depending how crowded the place is I also wear a mask if I might be a danger to others: in hospitals, when close to obviously frail elderly persons especially if they wear a mask themselves I avoid contact with irresponsible, selfish people (eg covid deniers)
  5. Outside of the US, this was - and in many places still is - absolutely normal. And there is a huge difference between regulated banks or credit cards and freewheeling fintech: https://news.bloomberglaw.com/tax-insights-and-commentary/matt-levines-money-stuff-synapse-still-cant-find-its-money "Oh, we have misplaced your money, and unfortunately we can't find it in our electronic systems" - but it was only people's life savings, a paltry 300,000$ or so. But the real problem is what OP describes (not very well). Cashless society means, every single financial transaction (paying Lek, real name - which you didn't even know - Panida Nomsong d.o.b. 31.7.1993 - she told you she is 23 - from Udon; taking the BTS from where to where, buying which kind of beer or cannabis, buying which type of electronic padlock for your door, including serial number and emergency password) is not just traceable, it is traced and analyzed in real time. And stored forever. And it is controllable: sorry, we will not sell you this internet promotion - and because we are a private company, we don't tell you why (happened to 2 good friends who wanted the same promotion as me - the "private company" is owned by the government); the subscription of your NYT for 10$ just went up to 20$, no, make that 50$, oh no, we will not let you read it at all, because of the "information" about you we got from the net; your plane ticket is more expensive if booked by iphone; your stored value card (eg in Thailand's 10000B scheme, in Germany and Australia), can only be used in overpriced shops that paid tea-money bank accounts blocked as in Canada (in my home country this happens too, and it means you lose your rental home) .... these are just real-life examples from Western democracies that give you a taste of our Chinese/Singaporean future.
  6. It killed the young (remember people got it in the trenches?). And in 1918, most people weren't fat.
  7. I am shocked when I see the answers. Didn't know people are so brainwashed. OP may not be the smartest post, but 10 years after Snowden, one would expect some people to have woken up. People who support Cashless Society
  8. I am afraid on Samui I couldn't communicate with the locals, I don't speak Russian
  9. There is no healthy Thai bread. The much lauded Farmhouse sponges "breads " contain 5% sugar and are unbearably sweet. It's useful as bubble foil, though. Baguettes at BigC (not Lotusss) are edible, but sweet, of course. Macro sells bread without sugar. Tastes like cardboard. Some German bakeries sell ok bread, not all.
  10. The rice has been harvested, ready to burn the fields. The local sugar mill did a test run, working fine. 7-11 reintroduced free plastic bags. Preparing everything to gas us one more smog season (while we still enjoy the present, clean air). I have a ticket out of here. Happy breathing!
  11. I wouldn't mind if all those YouTubers shut up. Had to endure a conversation this morning, about how fascinating Msphere is on YouTube - must see!
  12. Your answer is complete BS. This mail is just a logical consequence of CRS (and FATCA). It's actually very nice of Kbank to send people this mail. They ask questions first. There is a Belgian guy who posted, his bank told him after the fact what they had done with his financial information. In my home-country, they don't tell you at all, neither before or after the fact. And, of course, they don't ask you questions. They just send your financial information all over the world without you ever knowing.
  13. They wrote it in the emailed answer someone posted here. They are not obliged to ask everybody. Only if there is reason to suspect foreign tax residency. CRS is much more relaxed than the US FATCA, European banks often ask every single customer to fill out a FATCA form.
  14. Thats normal slave labor, like in sweatshops in many places or, for example, in the Thai fishing fleet. The scamming industry is different in 3 ways: - the product is illegal (scamming calls) - the slaves are not only from poor countries like Myanmar, but from rich countries, too (Taiwan, Russia) - it operates often outside the jurisdiction of nation states
  15. It's Paederus. The effects are sometimes called Nairobi eye. When I had it for the first time, everybody asked me how I had gotten into a fist fight. I never got it that bad again, but, yes, I respect them very much. Never touch!
  16. That's 39 out of about 390,000
  17. We just found the same thing in our bedroom. GF doesn't like them. I put a plastic bag over it and let it fly outside.
  18. 1. The others should do it, too. Some are slow. Some dont care about self- certification and just assume you are Thai tax resident (this may get the bank into trouble) or assume you are a foreign tax resident (this may get you into trouble ) 2. Download the forms from their website, links have been posted in this thread. 3. Yes. But the girl at a small branch may not know what you are talking about.
  19. I guess they won't accept many of the TEDAs etc. They won't accept DTAs, only after a looooot of hassle. They won't accept gifts (that has been said by another poster) or inheritances from outside Thailand. Most important: they are preparing to be well informed of our financial situation once taxation of worldwide income starts. The red Kbank emails are very hostile. I expect the worst.
  20. I am sure my local RD office will be very unhappy if all the farangs in the neighborhood (there are many) turn up and want to file nil returns or similar cr@p. I remember my last filing. I include the complete conversation: ไม่มีรายได้อื่น? ไม่มี That's the level, they (and I) can handle. But from Kbanks red mails, it's clear, that - as in my home country - the TRD uses the banks as tax inspectors, expects every foreigner to get a TIN (guess why?) and is going after the pensioners. I never believed those who in the beginning said they wouldn't go after the pensioners - they are. Low hanging fruit. Who will win? The local RD office and @JimGant? Or their bosses, far away, and @chiang mai?
  21. Yes Staff at the branch will have no idea. In their desperation, they (or you) will call the call center. Call center will have no idea. After about 30 minutes on the phone, call center may find someone who has heard the letters "CRS" and who will tell you something that's most probably wrong. Hints: They all know FATCA. They will ask you if you are American. If you are not, they say it doesn't apply to you - wrong (if you are American, you are f...d). CRS applies to many farang. Unfortunately, the people in the bank who deal with CRS are the team FATCA. And these guys don't talk to customers. I Normally not. They will ask again. They really have to do this, late a bit ( like a year or 2) is ok, but not forever The bank has to ask people if they have reason to assume they have a foreign tax residency. Somchai from Ban Nadi in Surin? No. Tony? Yes, in theory. Yes, if your account has been opened recently - if the branch would have known. It probably didn't know and didn't care. Yes, its part of CRS. Very common. People rent condos (and pay deposits) like this.
  22. Editorial in the Bangkok Post: https://www.bangkokpost.com/opinion/opinion/2907696/mae-sots-sour-trafficking-record Victims from 60 countries. According to victims, they are swept through immigration at Bangkok's international airports and driven through border checkpoints to Mae Sot without issue. Some are even flown directly to Mae Sot. Undeniably, local corruption is involved. Once in Myawaddy, the victims are imprisoned, their phones confiscated, they are forced into debt bondage, and are forced to scam people worldwide. Those who refuse or fail to meet quotas face torture, including beatings, electrocution, and other abuse. They must pay a ransom if they want to be released. Thailand cannot ignore its responsibility to take legal action against crimes happening within its borders -- especially against corrupt officials and those involved in money laundering. Additionally, the government must address the telecommunications infrastructure enabling these online call centres. Who might provide this "telecommunications infrastructure"? (Hundreds of thousands of SIM cards, base stations with masts, power...) I asked Somchai, the guy who sells mobiles and SIM cards in front of our condo. He says it wasn't him.
  23. This is not so much about Thai taxes, as about home country taxes. Example: We, Kbank, got the information from Mr X (from his self-certification), that he is a tax resident of Timbuktu. His Timbuktu TIN is 1234567. So, in compliance with CRS, we will send financial data about Mr X to the Timbuktu tax authorities. So Timbuktu tax authorities can levy taxes, eg on the interest he received in Thailand for his 800,000 B. Timbuktu, of course, will return the favor. If Tbank learns that a certain Mr T (who holds zillions of Timbus in a high-yield account) is a tax resident of Thailand, they will notify the Thai tax authorities. So Thailand can tax Mr T's capital gains from Timbuktu.
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