Cardano
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Posts posted by Cardano
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11 hours ago, Maestro said:
The above says it all. The good lady hopes that next time around you will help her fill her monthly quota.
Well she'll be forever hoping then.
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1 hour ago, Scouse123 said:
I'll check on that.
AFAIK, Banks can set their rates of exchange in our home countries.
However, as I stated in another post, I just won't be bothering using foreign cards art ATMs in Thailand any more.
I used my Cambodian card yesterday at Lotus to purchase goods and that was a reasonable rate with no additional fees.
Check all you want gamb00ler is 100% correct.
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1 hour ago, Scouse123 said:
They say Thai banks are charging some of the highest rates in the world for this service.
Whose "They" exactly?
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On 7/1/2025 at 9:27 AM, mrmicbkktxl said:
Bring Sri Bank just 10 minutes ago.Othet banks will follow?
I assume you have an issue with this? Do you expect the bank to do this forex for free? The bank is a business and needs to generate profit and it needs to pay Visa a commission. But when alls said and done if you withdrew 30,000 baht then the 250 baht fee is a measly 0.8%.
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Skype Teams is designed for B2B video conferencing and calls using VOIP and both parties must have the software installed. It does not facilitate calls to landlines or mobile phones that don't have Teams installed. The best replacement I've found is MyTello which is integrates with your phone contacts list, is extremely cost effective (cheaper than the old skype) and call quality so far has been perfect. As a typical example of cost I called my bank in UK, call duration was 18min 31sec and cost was 6.7 baht.
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1 minute ago, DrJack54 said:Bank statements need to be provided by bank.
Downloaded statements are not acceptable, however not unheard of for some offices to accept (incorrectly)
As for not naming immigration office then in turn find your post not useful.
Downloaded bank statements are provided by the banks head office and are fully locked and protected against any tampering attempts. The post wasn't put up thinking you would only find it useful if the immigration office was named. I have explained why I am not naming the office and if you cannot understand that reason then you're very naive.
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1 hour ago, quake said:
As always.
Immigration is never a problem until it is.
Little people sitting in big chairs.
T.I.T.
Ps surprised you never had to have a stamp on bank stuff in the past.
Bank statements issued electronically by the bank always accepted before, and to be honest why are they even needed when your updated pass book is proof definite of your transaction history and balances.
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42 minutes ago, mancub said:
The only surprise being that she didn't "encourage " you to go the agent route earlier, if it was viable and in her interests.
it might be in their interests but sue as hell isn't in mine.
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18 minutes ago, howerde said:
Sorry for your experience, this can happen at any immigration office if the IO simply decides to make up rules/ignore rules just being in a bad mood is reason enough, best not to question them or answer back as the list of requirements can change, remember they know there is no complaints procedure, This can be worse using a smaller immigration office as they might remember you next time, just smile like Thais do,
Ok first she wasn't making up any rules her boss confirmed to me these were all new requirements from head office and second there is a complaints procedure it is advertised in the immigration office but I'd hate to see the consequences if you tried it.
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1 hour ago, DrJack54 said:
Which immigration office?
BTW downloaded bank statements should never be accepted..
Due to the details given in my post it wouldn't be prudent to say which office for obvious reasons. As to your opinion regarding bank statements what is your reasoning behind this?
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So after spending the prior 4 weeks prepping all my documents exactly in accordance with what I had supplied over the last several years the time for my annual extension based on marriage finally arrived last week, here's the sequence of events of the application day and subsequent events thereafter;
1. My bank now does real-time account updates and statements so first thing in the morning logged on to my bank app and transfered 20 baht in to my savings account then requested 3 month statement sent as email attachment, 5 minutes later received statement (showing 20 baht deposit and balance updated), printed out 2 copies.
2. Took bank book and passport to my bank and update the book, (again showing 20baht deposit and balance updated) then asked for the confirmation of funds letter. Bank takes copy of passport bio page, last entry stamp and last permission to stay stamp (3 A4 pages) I was then given 4 different forms (all in Thai) to sign, paid 100 baht and got my letter, all good except for the fact that it took a total of 7 A4 pages to result in 1 A4 letter.
3. Got home, made a coffee and proceeded to scan and print a copy of the letter and copies of bank book bio page and the pages showing the last 4 months of transactions, happy that everything was in order we set off for immigration.
4. Got my queue ticket and within 5 minutes my number was called, great I thought, be back home inside an hour, boy was I wrong!
5. So did the grovelling smiling wai routine and hand over my passport and paperwork, immigration lady starts going through the documents saying ok, ok, then she stops at the copies of the wifes house book and says "need another copy" to which I reply there's 2 copies included, to which she replies "need 3 copies now, new rule". I informed her that I will go home and get another copy.
6. As I am about to get up and rush home she says "just a moment" and pulls my bank statement document, confers with another person and says "no good cannot accept, no stamp". I explain that it has been good enough for every other year and also as you can see it aligns perfectly with the bank book and the balance aligns with the bank letter. To which she responds " you must go bank and get statement with stamp also I want copy of every page of bank book. I said bank book goes back to 2021 why do you need a copy of every page, to which she replies "new rule". At this point I lost the plot but managed to politely tell her how bureaucratically inane and archaic their system is, to which she resonds "it's no different to anywhere else and if you not happy can leave", I then realised these people live in their own little bubble and that it's completely pointless trying to reason with them.
7. So I collect all my documents, drive like a lunatic to get to the bank before it closes, send the wife home to get the house book and bring it back to the bank. After another 7 pages of A4 paper and 100 baht I get a stamped single A4 statement (which is identical to the one sent by email). When they ask for another 100 baht to photocopy the statement and the house book I have to threaten to close all our accounts before they agree to do it gratis.
8. So back at immigration with my new queue ticket and its packed, however the immigration lady sees me and asks for my ticket number and tells me she'll see me next. So after waiting 45 minutes I'm sat infront of her again and she ok's the bank stuff and house book 3rd copy, at which point I breathe a heavy sigh of relief only to be completely slapped down again when she pulls the STM2 and STM9 forms and says "no good, old form, you do new form" so she gives me the new versions and at the same time gives me forms STM10 and STM11 and proceeded to inform me these are new requirement. I responded by asking her how are people supposed to know about updated forms and new forms and new requirements to which she responds "website" I informed her that the official immigration website does not mention any of this as a document requirement, she responded "you go local immigration website". (when I got home I did and guess what! there's absolutely nothing there in respect to extensions based on marriage or retirement).
9. So any way the STM11 form is a consent form to where you allow immigration to carry out any investigation it deems necessary in to your personal affairs and the STM10 form is a legal afidavit to be completed by your Thai spouse stating the reasons why you should be granted an extension of stay.
10. After completing all these additional requirements she finally said ok all good now and took my 1900 baht. So what I thought was going to be a quick visit ended up taking over 3.5 hrs.
11. As expected a few days later the wife gets a call to arrange the immigration police visit and instuction to have a witness in attendance. I thought here we go again repeating the exact same thing we've done year after year after year. So he arrives as arranged and we do the rinse and repeat, he talks to the witness and takes his usual 4 photo's (which are the same as the photo's I submit with my application except the witness is included). He then says to me "now I want photo's just you and me" I though ok this is another new one as he proceeded to take an extra 6 photo's. I thought ok well at least it's over and done now. Wrong again!
12. The following day I get a phone call from the lady at immigration who handled my application and when she explained what she wanted I had to really count to 10 otherwise I would have had a dicky fit and said something I shouldn't. She explained that it is now a new requirement that applicants provide copies of all previous passport pages starting with the page where the original Non-O visa is placed and every consecutive passport page thereafter. I explained that my last Non-O visa was issued in 2013 and that that passport had expired and replaced with a new passport in 2020 with all stamps transferred. I also told her that I wasn't sure if I had already destroyed the passport as instructed by the UK passport office. Her response was " if you have destroyed it you must file a lost or stolen report with the police or if you still have it then you must provide copies of each page from and including the visa page". I responded by saying if I destroyed an expired passport how can I claim it lost or stolen that would be making a fraudulent claim, her response was "you must follow immigration procedure". I ended the call saying I will either find it and copy the pages you want or I will go to the police and explain the situation and tell them what you have asked me to do, I then hung up before she could respond.
13. I was able to locate said passport, duly copied and signed all 41 relevant pages and delivered them to immigration the next day. However I was totally astonished with the manner of the immigration lady, she was apologetic and thankful for all I had done and quietly said "you are right the paperwork required really is too much, maybe next time use an agent". I was so gobsmacked I just walked out.
I'll leave you to draw your own conclusions!-
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On 7/1/2025 at 11:59 AM, DrJack54 said:
There is no letter "confirming the funds"
There is a bank letter that basically lists name of owner of the account and balance at time of issue. 100b
For seasoning of funds (2 months) immigration would accept 3 month Bank statement or even photocopies of Bank book showing balances back two months.
Suggest there is a "lost in translation" in this story.
Keeping funds for 4 months would suggest perhaps a Fixed Deposit account.
In any event. Story makes no sense and is guess work
Exactly the bank letter is purely confirmation of funds in the account at the time and date the letter is issued. It has no relevance to how long funds ahve been in the account,
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There are no VPN providers specific to Hua Hin, it is a web based service. Sign up and pay a monthly subscription to ExpressVPN, NordVPN, SurfShark etc., and you'll be fine.
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10 hours ago, FolkGuitar said:
While illegal in Thailand, but legal in most other countries, many people have turned to vaping as a way to stop smoking cigarettes.
Vaping IS safer than smoking cigarettes. But only if used short-term to help stop smoking.
This does NOT mean vaping is safe.
Medical science has proved this with repeated peer-reviewed scientific testing. Vaping can lead to a condition called 'Popcorn Lung,' and only takes a few years of vaping to create the problem.
Use the vape to break cigarette addiction, but then wean yourself off the vape.and another fake news poster......the popcorn lung myth was debunked years ago. Do some actual research before posting drivel.
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1 hour ago, still kicking said:
Some people say vaping is not as bad as smoking I have news for you
If you read this, you’ll never vape again
I have news for you........some people don't fact check they just believe everything they read and then post it on forums thinking everybody else will believe it as well.
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On 6/26/2025 at 9:25 AM, OJAS said:
Presumably you mean Krungsri Biz online account? And I take it that one will need to have an existing bona fide business account with Krungsri in order to be able to open a second one for personal use?
and pay the requisite fees
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On 6/11/2025 at 1:18 PM, renaissanc said:
To be quite honest, change your bank to Kasikorn or SCB before you leave. Those are modern banks. Krungthai and Krungsri are old-style banks. They probably even use manual typewriters still. I've used SCB for many years. Their online app is very good.
Utter rubbish
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What it should say is that the number of working age people learning how to scam the system and claim PIP has risen to 23% from 18% 10 years ago. My waste of space SIL is now claiming PIP for agrophobia although he works as a part-time shop fitter and cannabis dealer, YCMTSU!
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13 hours ago, scubascuba3 said:
Facebook marketplace is a great place to sell, sold golf clubs and a motorbike, of course some tyre kickers but not a big deal
FBMP is a total sham it is completely unregulated and full of scammers, resellers and time wasters. Yes you may get lucky and sell your goods but for every genuine interested enquiry you'll get 20 idiots wasting your time or even some Thai No Mark copying your Ad and photo's and reposting with a 10% mark-up.
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On 6/22/2025 at 6:18 PM, scubascuba3 said:
Sell on Facebook marketplace
and at the same time get inundated with 100's of hoax messages and "add me to your line" requests, use FBMP at your peril.
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Probably because most people aren't stupid, even the majority of those who drink alcohol.
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On 6/15/2025 at 9:29 AM, save the frogs said:
There is a cute little gecko that must have been in my apartment now for at least a few weeks.
Ocasionally I see it on the kitchen counter, but then it scurries into corners .... out of sight.
They are fast. So how to catch it without harming it?
I just want to let it loose outside.
They are harmless, right? It won't crawl into my ear at night and eat my brains?
Yeh, they're harmless they just breed like rabbits and sh*t everywhere
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If you eventually find sausages here that are akin to a traditional UK butchers sausage let me know because I've been looking for 24 years and tried many different brands including Manstons and Prime unfortuetly I'm still looking!
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2 hours ago, Crossy said:
Our local "wholesaler" is open 9AM - 6PM with no apparent restrictions on quantity.
They do sell a small selection of non-alcohol goods, but I'm not really sure under what laws they operate. This is Thailand after all
The law applies to selling to the general public, licensed business can buy from wholesalers at anytime
What a Palaver.......
in Thai Visas, Residency, and Work Permits
Posted
So in reality if your statement shows the full list of transactions for the last 3 months and shows your actual balance at the same date you submit your TM7 (as mine do) and has the banks stamp why do we even need to have a letter from the bank and a copy of the bank book? Yeh, yeh I know, it's because immigration say so!