I have a new passport valid until August 2026. Now I have another question. Since this is my second consecutive retirement visa and I already have 800,000 THB in my own bank account, shouldn’t I be paying Maneerat Agency less than I did last year (which was 20,000 or 25,000 THB)? That was my first application, and they helped fund my account at the time. Wouldn't 10,000 or 15,000 THB be a more reasonable fee for their services now?