Mainly lack of access to English books perhaps?
I keep a stash of titles and normally read a book per month here where it was approx 2 books per month back home.
In Pattaya we are down to one good used book store and they ship books if you're stuck out in baan nok.
How much does the policy need to cover , was told 1 million and also told it must be at least a 3 million baht policy.
Is this a set figure from TH immigration or does vary from province to province?