nigelforbes

The picture of the alleged sidewall blow out looks suspicious, I've never seen one come apart like that, it appears to be very symmetrical, almost as though it had been cut!

Thailand's low GDP compared to many Western countries is only a part of the picture, its GDP may be lower but so is its debt to GDP ratio, by a considerable margin. Plus Thailand's social security support costs are also lower than Western countries, again by a substantial margin. The reality is that Thailand operates a different economic model to the West, which is trapped in social support, unionism and high debt levels. These things make them a much higher economic and default risk, perhaps that's really why they are smiling! https://worldpopulationreview.com/country-rankings/debt-to-gdp-ratio-by-country

Yim thang nam taa: The “I’m so happy I’m crying” smile. Yim thak thaai: The “polite” smile for someone you barely know. Yim cheun chom: The “I admire you” or “I’m proud of you” smile. Fuen Yim: The stiff smile, also known as the “I should laugh at the joke even though it’s not funny” smile. Yim mee lessanai: The smile which masks something wicked, such as bad intent. Yim yaw: The teasing, or “I told you so” smile. Yim yae-yae: The “I know things look pretty bad but there’s no point in crying over spilt milk” smile. Yim sao: The sad smile. Yim haeng: The dry smile, also known as the “I know I owe you the money, but I don’t have it” smile. Yim thak thaan: The “I disagree with you” smile, also known as the “You can go ahead and propose it but your idea’s no good” smile. Yim cheuad-cheuan: The “I am the winner” smile; a smile given to a losing competitor. Yim soo: The “smiling in the face of an impossible struggle” smile.https://impactgrouphr.com/individualpost/thailand-the-land-of-the-smiles/ mai awk: The “I’m trying to smile, but can’t” smile.

https://www.rome2rio.com/Bus/Chiang-Mai/Pattaya The choices are road, train or air. If you go by road, why pay silly money for a van, instead, take a VIP bus which is very comfortable.

Sadly the man is correct, plankton Bloom is a major issue on Phuket beaches. https://www.dmcr.go.th/upload/pc/file/file-201709071504757054849.pdf

I forgot to add: if you have a Thai company and you are paying an export bill, EXIM Bank will be able to help if Kasikorn wont.

No bank or money transfer company will remit THB as THB, outside of Thailand, they all convert it to the destination currency of the receiving country first, as per BOT regulations..

You don't seem to understand the point. The banking loan model changed after the crash, prior to 1997, a majority of consumer lending was in the hands of loan companies, nearly all of which were closed down after the crash and bank lending transferred to the banks, under the regulated auspices and control of BOT. I regret I don't understand your comment about NPL funding. Exactly why non performing loans would be founded by a rich investor escapes me.

The currency manipulation watch list has got almost nothing to do with the value of THB, it's about trade and how much Thailand imports from the US. The same is true of several other countries, including Taiwan, Switzerland and Germany. If you look at the link to the thread I posted earlier, you'll also see a link that explains that entire business very well, there's a wonderful chart that tells the complete story instantly, in a single chart. I don't know what you're referring to when you talk about laundering so I can't comment. I do know that there have been expected capital outflows from the SET because the Fed has increased interest rates. Much of that is hot money chasing yield, it ebbs and flows and over the course of the year will balance out and is also offset by inbound FDI, which at the start of the year was strong. Lastly, when people talk about THB soaring, it usually means that USD volatility has caused the value of the Baht to increase or decrease. Without knowing a specific timeframe, I can't comment on this.

@Sherylmay know the answer but I doubt very much that there is, most patients typically try to find the doctor with the best reputation and then talk directly to him/her about success rates and risks etc.

There is no Dollar swap line with the Fed and no, the Baht is not artificially propped up! You may want to read the opening post in the thread below to better understand the situation with THB.

It is real, it's the accepted way to flag taxi's.

It's deluded to try and make the answer only one thing or another, the reality is the problem is caused by a combination of things. Yes there is burning in Thailand but yes, inbound smoke from Myanmar and Laos are a big problem. If this is not true, why is Mae Sai in the golden triangle running at 700+ whereas further South is running around 200? Of course, neither one is anywhere close to the WHO's guideline of 50 but it does start to explain some things. PM10 is heavier than PM2.5, PM10 falls to the ground nearer to the source of the burning, PM 2.5 is lighter and travels further. Trying to introduce bribery and corruption into a discussion about this is nothing more than lazy thinking and an excuse to avoid looking for real answers.

The big thing for me about Roojai is that they offer 5 mill. third party coverage for death whereas all the others only offer 1 or 2 mill., that's a really important part of the policy for me.

If you make changes to your policy, such as where you take your vehicle for repairs, a new video inspection is required.

Obvious to you perhaps, not so for many uneducated Thai's.

GDP has not fallen etc etc, Consumer loans as a percentage of GDP has, along with which, GDP has increased which causes the CS loans percentage to fall. Article follows: https://www.reuters.com/markets/asia/thai-cbank-wants-see-household-debt-below-80-gdp-2023-02-14/#:~:text=Thailand's household debt stood at,of 2022%2C among Asia's highest. This is the quarterly trend with a one quarter lag: https://tradingeconomics.com/thailand/households-debt-to-gdp The most recent quarterly report on GDP hasn't been issued yet, we're still in March. But the latest quarterly report showed increases in GDP, albeit slight. My observation is that if Thailand can maintain GDP rather than let it fall, given the present economic climate globally, that will be a job well done. https://www.nesdc.go.th/nesdb_en/article_attach/article_file_20230217092855.pdf I don't see any evidence to confirm that "money is being loaned at an insane rate to get Thai's on the property ladder". I also don't see evidence that CS loans moving into special measures has increased. I agree, the fact that only circa 20% of loans are secured on RE is worrying.

There is nothing waiting in the wings that is even nearly close to being able to replace the Dollar, as much as we might wish there was. Using other currencies to pay for oil is not a big deal because whatever currency is used is referenced back to USD. The big deal is what the Reserve Currency will be that sits at the top of the FOREX tree, if USD crashes, so do all other currencies.

But 56 out of 58 Finance Companies did.

33 billion times the mass of our sun! I can't even begin to conceptualize something of that scale, especially when the sun is already 100 times the size of the earth.

UOB Thai is the same way, customers can't even get the bank to collect on US tax refund cheques. And, customers can't even pay CIGNA health insurance using Citibank (Thai), even tho UOB is acquiring CB! Crazy

All banks in Thailand allow a second signatory to the account.

I do not read Thai and this is an English language forum. From the small part that is in English I see that an investigation is being conducted because somebody reported something somewhere to do with the surliness of an Immigration officer....presumably this was you or your mate and this was on AN forum? What can be said, people are not perfect all the time, even if 99% of them are, 99% of the time, I guess it's the stress of life and working! None of which changes my views about what the OP wrote earlier, that sort of behavior, if it even happened, is very very uncommon and distinctly counter culture. If it did happen, did the poster contribute to it by his/her actions....almost certainly, officials here do not just yell at people, because they can, officials here do not throw things at arriving passengers, just because they can. In over 35 years of flying into and out of Thailand I have experienced Thai officialdom under virtually every stressful scenario imaginable, I've also witnessed atrocious and extremely rude behavior by passengers towards Imm. officers, passengers who think they are still back in Kansas!. Whinging passengers who don't understand local culture arrive here thinking they are still back home where they can say and act as they please. The fact the OP requested an investigation strongly suggest this is true. You want a response and you want me to apologize, how about this, how about, go get a life! Respond if you wish, you'll be on my ignore list by that time.

Sriphat, RAM, BKK Hospital, McCormick

Trolling, nothing more.