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nigelforbes

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Everything posted by nigelforbes

  1. His statements about the way Immigration officers at the airport behaved. I don't know about you but in over twenty years here I've never experienced anything like that, nor have I ever seen it of heard of it before yet he says he's experienced it several times...have you?
  2. Indeed, a presumption based on evidence rather than an assumption or outright guess.
  3. One was nationalized but technically it didn't fail. The key point however is that the majority of lending at the time was done through Finance Companies, technically not banks at the time but effectively banks.
  4. See an Optometrist for an eye exam and an Ophthalmologist for anything more serious. There aren't that many licensed Optometrists in Thailand, there is a national shortage (under1,500), you certainly wont find one in a typical high street glasses shop. I know of only one bona fide, licensed Optometrist in Chiang Mai. An excellent article in the Bangkok Post dated 21 July 2021 describes (google)... the three different types of eye doctors.... here and the educational requirements.
  5. See page 219. 56 FC's closed, 4 banks nationalized. https://www.bis.org/publ/plcy06h.pdf One major FC at the very heart of the matter managed to stay open and later became a bank, recently that bank merged with another Thai bank that is part foreign owned!!!
  6. The staffing model is the same at almost all hospitals, there is a core of doctors that are supplemented by specialists who have consulting privilege's but who usually work in government hospitals. In Chiang Mai, each of the four major private hospitals all have in excess of 350 on call specialists and doctors, most consult across all the hospitals plus they have core hours at a government hospital. If you're looking for a cardiologist and there isn't one on staff, the government hospital is the place where you will find one.
  7. Nope, it's actually falling, 84%, which it would do anyway if GDP increases. https://www.kasikornresearch.com/en/analysis/k-econ/financial/Pages/Household-CIS3383-Web-B-21-02-2023.aspx But so what if it was equal to whatever of GDP, as long as the money is repaid there's no financial problem for the banks. And it is being repaid, NPL's are still very low by any measure, 2.73% as of February.
  8. You asked a question which was presented as a statement. I replied and offered you a possible answer to consider, an answer based on the growth rate of the Thai economy, which links to a growth in agricultural burning which in turn links to increased temperatures globally.. You responded with an attack and no rebuttal. I asked you if you had some special training in this field which would make what your views worth reading and give you more credibility....you responded with nonsense. I therefore concluded that you don't have a sensible intelligent response or aren't capable of debate. Which why I'm not going to waste any more time with you and instead, put you on my ignore list so that I don't have to read whatever insult you come up with next. Goodbye.
  9. Do you have some qualification in the area of climate change that you'd like to share with us, you know, a degree or postgraduate qualification in a relevant subject like: environmental science or ecology. geography, earth sciences or geology. physics.... or similar?
  10. Let's put it this way.......climate change or global warming, especially the hole in the ozone layer, was being discussed in the UK in the late 1960's. Thailand's GDP in 1960 was tiny, maybe USD 1 billion, maybe! By 2000, Thai GDP had reached USD 150 bill and has grown exponentially every year since, today Thai GDP is worth about USD 520 bill. Agricultural burning in Thailand, on a scale similar to today, is about twenty/thirty years old, not much more, I was here in the 1990's and some years it was quite bad. On the basis of the above, I think it's fair to say that Thailand's agricultural burning is a key contributor to the problem.
  11. The letter in front of the number denotes the type os service the customer wants, account opening, statement, investment etc. It might be that unless you paid attention to the exact number, you may have walked out prematurely. More probably you were given a ticket for the farang account opening queue which doesn't exist at that branch. Rather than lose face they decided to let you realize this by yourself, without further prompting, after all, they didn't charge you for sitting in a comfortable chair in a nice air conditioned room, did they. The reason the service you wanted doesn't exist at the branch is because none of the staff were comfortable speaking to you in English. Oh they would be fine in a bar after work and asking whether you support Chelsea or Liverpool but account opening, whoah, I don't think so. Anyway, nice try, let us know how you get on at the next half dozen banks. Anyway, what is a TTJ bank, I've never heard of it, are you sure it was actually a bank and not a massage parlor masquerading as a bank perhaps?
  12. Yes, but at least he can spell.
  13. About 9:15 this morning.
  14. Resource centres that you describe, do exist, the problem is the jobs don't pay at a level that unemployed people want, which is why so many have gravitated away from agriculture and into Tourism. Why train in a job that pays 10 or 12k per month when they can earn that cash in hand working at odd jobs, especially for farangs. As for opening the books to public scrutiny: the average readership of AN Forum is arguably far better educated than the average Thai, although there are many times when this appears questionable! That said, a majority of farang can't even get their head around the Baht exchange rate or the idea of budgets etc, as far as they are concerned, everything is manipulated and full of fraud. Those things being true, why would the general population of Thailand be any different.
  15. I assume you've never actually been to Thailand and that you posted the above from a cold damp cramped bedsit in Burnley, window licking and wishing you had visited at least once in your life. Perhaps when you do visit you'll realize that public displays of what you've described, especially by officials, represents a major loss of face and are almost never seen anywhere in the country.
  16. The same is often true of hotel prices using Agoda etc, especially if you call the hotel and ask. We stayed in a hotel two nights ago, Agoda price was 1,800, hotel direct price was 1,500, which probably contravenes some Agoda rule or other but there you are, we're not going to complain
  17. Perhaps the OP should understand that the person who donates a liver is either brain dead or going to be completely dead very shortly after their entire liver is removed. It is not a case of being able to donate your liver and then go about your business. In a very small percentage of cases, partial transplants can be performed, usually involving family members because of the difficulty of cross matching. In order to get a transplant, which the OP doesn't at all need, he would have to be on a recipient liver transplant list and be right at the top of the list and hope that the next liver up is a suitable match, the chances are it will not be. So talking about the cost of liver transplant in India is really just a nonsense, especially given the OP's diagnosis and prognosis.
  18. Welcome to my ignore list.....bye.
  19. You should have been a doctor. How about black death, did you have that too!
  20. Like the previous poster said, do as the doc told you, give it time and man up.
  21. And did you have it?
  22. You trolling me.....don't!
  23. Hep c is diagnosed by a blood test, as is hep A and B. Fatty liver is very common and easily treatable. NAFL can be caused by certain types of food rather than by alcohol, aspartame is another cause because the liver can't process it.
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