Now I am not British but my travel insurance does no cover riding a motor bike even take out premium cover
What are some common travel insurance exclusions?
Travel insurance policies will not cover you for everything that happens to you while you’re on a trip, and in some cases, you’ll need to take out specific kinds of cover above and beyond standard travel insurance in order to be covered.
Some common travel insurance exclusions are:
Costs or cancellations that arise from a pandemic or an epidemic (such as COVID-19)
Skiing or other snow activities (typically, you’ll need snow cover for that)
Dangerous activities (‘hazardous pursuits’) such as such as scuba diving or bungee jumping (some insurers may cover this automatically, but it’s possible you may need to pay extra or buy a separate adventure travel policy)
High-value belongings (unless you tell your insurer about them)
Risky or irresponsible behaviour on your part, including behaviour while under the influence of alcohol
Pre-existing medical conditions that you didn’t tell your insurer about when applying for insurance
Intentional illegal behaviour, or breaking local laws and regulations more generally
Lost items where you left your belongings unattended
Driving a motorbike overseas (you may be able to obtain cover in some cases if you have a motorbike licence and are driving a low-power vehicle – check with your insurer)
Acts of war
Driving a motorbike overseas (you may be able to obtain cover in some cases if you have a motorbike licence and are driving a low-power vehicle – check with your insurer)