CharlieKo

How much did you pay? Once the insurance is active, you might be able to cancel. But don't hold your breath expecting any sort of refund. 

32 minutes ago, tubber said:

Nonsense. Get an IDP and you don't have to sit the test. Then take your present license and the IDP to the DLT and see what they require, each office is different. I got a motorcycle and car license without doing the test.  

Things have changed since I got my first Thai drivers license. That was my experience 15 odd years ago in Phuket. I didn't have an IDP at the time.

https://shelter.global/how-to-get-a-drivers-license-in-thailand-as-an-expat/

It is irrelevant. They don't ask to see any existing license you may have. You will have to apply for a Thai License and take the test for the License. If you pass the test they will issue with a 1 year license. When that expires you will get a five year license again provided you pass the test. 

3 minutes ago, JimTripper said:

They don’t usually speak enough English to understand that. I guess I could learn the Thai words for it. If anyone knows.

google translate. 

8 hours ago, stevenl said:

Looking àt the massive vaccination scale the mantra 'safe and effective' has absolutely been proven correct.

Because in some countries people were being forced to take the vax. 

22 minutes ago, scubascuba3 said:

Just a guess based on what he looks like, could be scandi, doesn't look like the usual Aussie or Brit

I'm going with Ukrainian or Russian! LOL. 

https://www.lazada.co.th/catalog/?q=loose covers for desk chair

https://shopee.co.th/product/164755854/23830584274?gclid=CjwKCAjw6eWnBhAKEiwADpnw9gSOTtzpywi8CineQzS9NFGFcDi0k4cEtvjQQQ4OUti8rJzbyxMrkxoCi6QQAvD_BwE

You need to pin down the reason for the anxiety! And deal with it.

You should ask the Landlord what he means by refinishing the cabinets. Or if he really intends on doing a proper job.

4 hours ago, thaibeachlovers said:

Errr, how do you think the USA came into being? Was it not an armed population in rebellion against a totalitarian government?

 

The constitution can be updated if enough people want to do that ( amendments ). Apparently not enough do.

Then is not now. Then it was a nation united against an oppressor who had to send troops from afar! The US today is a nation divided. A nation divided is ripe for totalitarian rule. Indeed that would be the excuse the government would use.    

21 minutes ago, Liverpool Lou said:

Nonsense, unless it is an out and out scam, not backed by a regulated provider.  They are paid commission (obviously) out of the amount invested but they do not take 50%.   There are sensible reasons to be wary of dealing with them, though.

That is exactly what private pension plans are, a scam!

3 hours ago, thaibeachlovers said:

That has nothing to do with the statement you quoted. Your reply has nothing to do with preventing a totalitarian government.

What makes you think armed citizens can stop a totalitarian government? Who organises such citizens into a fighting force. You are out gunned before you even start. Your only hope is that the armed services come out in defence of the citizens. But that will never happen. 

The American constitution needs updating to deal with modern times. Again that will never happen. 

Any Pension provider will keep half of the Pension pot. So you only get paid out half over the time span they pay out the pension. 

1 hour ago, chang50 said:

The problem isn't keeping up with the latest tax coding it's getting it changed when it is obviously wrong.

Does HMRC know you are living in Thailand? If not that might be the reason you are over taxed. Because HMRC assume you live in the UK!

1 hour ago, chang50 said:

Another thread about the ongoing scandal of UK pensioners paying income tax on pension increases we have not received..Phoned them today to explain my situation only to be met with the abrupt response 'we can only go off the figures provided by DWP you need to contact them'.Not really interested in helping at all.

 So I did and they were much more helpful.They said they would contact HMRC through 'searchlight' which seems to be a way to access customer info. and phone me back with an update..he also said he would post me my complete pension record.

Whether any good will come of this remains to be seen..

It's bad enough not getting the pension increases but then to be taxed as if you were is incompetence on a grand scale.

Rant over any input or insight into what is going on would be much appreciated..

 

 

Question. Do you get any other income other than the state pension which takes you over the 12,500 tax free allowance?