CharlieKo

You cannot open an account with the London Branch. They will not be interested. 

2 hours ago, OJAS said:

Equates to around 40,700 THB a month by my reckoning at present exchange rates.

Check your maths! It's about 9000 Baht. 

Maybe try smart board from SCG.

As a first application for a UK passport. You might not be able to use an agent. The applicant may have to attend an interview prior to being given a passport.

You could contact VFS who work with UK passport office for renewals of passports. 

Here is a link regarding applying for a UK passport from overseas. Answer the questions and it will give you advice and further links for the application and  guidance of filling out the application.

https://www.gov.uk/overseas-passports

23 minutes ago, Eleftheros said:

We hear lots of expressions of support for Ukraine for "as long as it takes." As long as what takes, exactly?

As long as it takes for Russia to over run Ukraine! 

22 minutes ago, bignok said:

5% pa after inflation is zero or perhaps a loss. Are you sure you understand the basics of investing?

just pointing out that your comment that gold is up 5% over the last 12 year. Is wrong as I could make a return of 15% for 3 years. But if you want to bring inflation into the equation, Show me any investment that has returned more than inflation. 

I may be standing still But I haven't lost. The average inflation rate  for Thailand from 2020 - 2023 is 2.75%. So doing better than the inflation rate.  

Just now, bignok said:

So pigs might fly is what you are saying. Meanwhile gold has gone up 5% in 12 years. 

I've been buying gold for 3 years. If I cash out now I would be up 15%. Are you sure you even know what you are talking about?

11 minutes ago, bignok said:

You don't have a clue if you think 2020s is the same as 1930s.

You obviously can't read. I said If we fine ourselves in a situation like the 1930. The clue is not what is happening today, but what could happen when fiat is so devalued you might need a wheelbarrow full of cash to go shopping.  

3 minutes ago, bignok said:

1930s? Bit out of touch with reality.

That comment proves you are no investor. Even if you think you are!

3 minutes ago, bignok said:

Cash out of what? He buys and holds for 30 years. You dont have a clue about how he invests

And by the sounds of it neither do you. If we have a 1930's situation where you need a wheelbarrow full of paper money to buy a loaf of bread. As happened in Germany. Do you really think he is going to watch his investments go to zero? 

But hey, It's a free world, only just. It's your right to throw your money away! 

3 minutes ago, bignok said:

He buys all the dips until dead. Gold had a massive bull run in 1990s and early 2000s. It only has big bull runs over few decades. Not due til 2030s to do much.

Like I said, You really think he won't cash out when the time comes. Or is he going to give you a heads up that he is selling? Not bloody likely!

2 minutes ago, bignok said:

Yeah sure. Tell that to Buffet.

You think Buffet won't cash out  when the time comes. Think again?

1 minute ago, bignok said:

Not fixed, it is a market. Manipulated though. Large spreads not very good unless you buy after a dip. It has risen for months and overpriced.

 

https://www.fool.com.au/2022/11/07/the-only-2-index-funds-in-warren-buffetts-portfolio-and-how-they-could-make-you-money-usfeed/

fixed or manipulated is all the same thing. By the time you are able to react to a price movement, it's all over. You are playing against some pretty big players. Joe public doesn't stand a chance. 

3 minutes ago, bignok said:

Nasdaq and S@P 500 etfs are far better.

until they are not! ETF's will be the first to crumble when the recession hits. 

9 minutes ago, ozimoron said:

The shops are still closed late at night just like the ETF's.

why would I trade physical gold like an ETF? Gold is a hedge against the stupidity of governments printing money. besides the gold price is fixed by the London and Chicago metals exchanges. And when they are not able to fix that price, is when the fun really starts. I don't fancy your chances of getting your cash out when the. 

11 minutes ago, ozimoron said:

The big movements have been out of hours lately so I've missed some opportunities

That is the problem trading gold ETF's from Thailand! What happens when people want to cash out of ETF's. Another missed opportunity! Physical gold is the way to go.  

27 minutes ago, owl sees all said:

Buy, buy buy!

Buy Bitcoin. 

2 hours ago, owl sees all said:

The world is on a precipice. WW111 could break out at any time. And that may well coincide with the US$ crash. 

In case you hadn't noticed, other countries are dumping the dollar and buying gold. That is to protect their own currencies. Not to mention they will probably create CBDC's. So, hopefully what happens in the USA won't effect the world. 

There will not be a WW3. 

41 minutes ago, owl sees all said:

A one baht lump of gold is of little use to you in a market when you just want a 40 baht pair of shoes. What ya gonna do? Invite the vendor to take a nibble?.

For 40 baht, I doubt the vendor would be that desperate to take a few links from a chain for payment. At least a baht brick is hallmarked. show me a chain where each link is hallmarked? 

On another level, lets hope it never gets that bad that you have to barter gold for goods. Besides those 40 baht shoes might be more like 40,000 baht shoes at that stage!  

24 minutes ago, owl sees all said:

I suggest getting one gram pieces or gold chains, where the links can be easily snipped off, to buy a durian or a can of petrol.

That is a really bad idea considering you pay more for jewellery, compared to baht bricks. The OP would be better buying small bricks of less that 1 baht weight. though 1 baht bricks are an ideal size. Take a look at Aurora website.      

Wise is just a currency transfer service. Even if you have multi currency accounts with them, Any tax due would be down to where you reside. Or where funds originated from. As far as I know they have no, on or off shore designation as they are not a bank. Depending on transfer type, between currencies, you get a reminder that you must pay taxes if due. 

You would need a work permit. Your Spouse visa is not relevant. You do not need to cancel one to get the other.  

12 hours ago, ArnieP said:

I realise you’re joking. However, it does seem that a substantial number of graduates are working at 7-11.

I didn't believe it either when I was first told.

1 minute ago, nigelforbes said:

Price Waterhouse Deloitte

Forbes Dawson Tax specialists:-

Non-UK resident individuals can choose for their UK sourced investment income, including dividends and interest, to be disregarded for UK tax purposes.  This so-called ‘disregarded income’ can then be received free from UK income tax.

Under the Statutory Residence Test, special split year treatment rules apply where individuals move overseas mid-way through the tax year, either because they, or their partner, are starting full-time work abroad, or where they cease to have a UK home.  Where the split year rules apply, the individual is treated as becoming non-UK resident on the date they leave the UK, with the tax year split into a UK part (prior to departure) and an overseas part (after departure). 

2 hours ago, nigelforbes said:

Of course dividends and interest are income, they are unearned income rather than income derived from wages but they are still income.

are you an accountant?